6.4 miles from city center
Description

Contributing to the recognition of the community is the overall excellent service and caregiving of the Vista Shores community,  SummerHouse Bay Cove is a comfortable and cozy community that makes residents feel at home due to the high-quality yet personalized lifestyle. SummerHouse Bay Cove is one of the premier assisted living communities in the city that is a safe and beautiful community where residents can be entertained, engaged, and thrive as they grow in an enriching environment.

Life at the SummerHouse provides opportunity and inspiration along with an exceptional level of service and an exclusive level of hospitality. The community services include activities and programs that promote a continuum of growth and meaningful experiences that cultivate their golden years: Sensations dining experience, Expressions concierge services, Impressions housekeeping and maintenance, and celebrated outings and activities. Endless Opportunities await at the Summerhouse, where a fulfilled living is satisfied. 

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed
Room Sizes 350 / 630 / 683 / 710 / 730 / 945 / 1018 sq. ft
Housing Options Studio / 1 Bed

Amenities

Transportation Services
Fitness and Recreation

Type of Care Available

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How to get Medicare and Medicad to Pay for Assisted Living

Comparison Chart

Compare senior living communities around the area
Community
Type of Care
Location
Bed Options
Bed Count
Pets Allowed
SummerHouse Bay Cove
AL

For seniors needing help with daily tasks but not full-time nursing.

MC

Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

Biloxi
Studio / 1 Bed
N/A
Yes
Brookdale Biloxi
AL

For seniors needing help with daily tasks but not full-time nursing.

MC

Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

Biloxi
Studio / 1 Bed / 2 Bed
N/A
Yes

Claim What’s Yours: Financial Aid for Mississippi Seniors

Program
State Program Name
Eligibility
Benefits
Elderly and Disabled Waiver
Mississippi Medicaid E&D Waiver
  • General: Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $4,000 (individual, higher than most states).
  • MS Specifics: Higher asset limit; rural focus.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).
Mississippi Caregiver Respite Program
MS NFCSP Respite
  • General: Caregiver of someone 60+, Mississippi resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • MS Specifics: Limited slots; rural emphasis.
  • Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Assisted Living (AL) Waiver
Mississippi Assisted Living Waiver
  • General: Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits: $4,000 (individual), $6,000 (couple).
  • MS Specifics: Only for AL facilities with waiver contracts; small program size.
  • Services: Personal care, meals, medication management, respite, transportation within AL facility.
Independent Living (IL) Waiver
Mississippi Independent Living Waiver
  • General: Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits: $4,000 (individual), $6,000 (couple).
  • MS Specifics: Self-directed care; limited to in-home settings.
  • Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.
Medicare Savings Program (MSP)
Mississippi Medicare Savings Program
  • General: Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MS Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Mississippi Homemaker Program
Mississippi Homemaker Program (via Area Agencies on Aging)
  • General: Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
  • Income Limits (2025): ~$1,063/month (100% FPL, individual); prioritizes low-income.
  • Asset Limits: Not strictly assessed; need-based focus.
  • MS Specifics: 10 AAAs; waitlist possible due to funding caps.
  • Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.
Senior Community Service Employment Program (SCSEP)
Mississippi SCSEP
  • General: Age 55+, unemployed, low-income, Mississippi resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MS Specifics: Priority for veterans, rural residents; MDES oversees.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Mississippi VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MS Specifics: High veteran population in rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Mississippi Seniors

Mississippi Medicaid E&D Waiver

Elderly and Disabled Waiver

Eligibility
  • General: Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $4,000 (individual, higher than most states).
  • MS Specifics: Higher asset limit; rural focus.
Benefits
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).
MS NFCSP Respite

Mississippi Caregiver Respite Program

Eligibility
  • General: Caregiver of someone 60+, Mississippi resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • MS Specifics: Limited slots; rural emphasis.
Benefits
  • Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Mississippi Assisted Living Waiver

Assisted Living (AL) Waiver

Eligibility
  • General: Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits: $4,000 (individual), $6,000 (couple).
  • MS Specifics: Only for AL facilities with waiver contracts; small program size.
Benefits
  • Services: Personal care, meals, medication management, respite, transportation within AL facility.
Mississippi Independent Living Waiver

Independent Living (IL) Waiver

Eligibility
  • General: Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits: $4,000 (individual), $6,000 (couple).
  • MS Specifics: Self-directed care; limited to in-home settings.
Benefits
  • Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.
Mississippi Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MS Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Mississippi Homemaker Program (via Area Agencies on Aging)

Mississippi Homemaker Program

Eligibility
  • General: Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
  • Income Limits (2025): ~$1,063/month (100% FPL, individual); prioritizes low-income.
  • Asset Limits: Not strictly assessed; need-based focus.
  • MS Specifics: 10 AAAs; waitlist possible due to funding caps.
Benefits
  • Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.
Mississippi SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, Mississippi resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MS Specifics: Priority for veterans, rural residents; MDES oversees.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Mississippi VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MS Specifics: High veteran population in rural areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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