Charter Senior Living of Chattanooga

Q: What neighborhood is Charter Senior Living of Chattanooga in?

Charter Senior Living of Chattanooga is in the Mountain Creek neighborhood of Chattanooga.

Q: Is Charter Senior Living of Chattanooga in a walkable area?

Charter Senior Living of Chattanooga has a walk score of 27. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Q: What is the phone number of Charter Senior Living of Chattanooga?

(423) 616-6004 will put you in contact with the team at Charter Senior Living of Chattanooga.

Q: Is Charter Senior Living of Chattanooga Medicare or Medicaid certified?

Charter Senior Living of Chattanooga is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of Charter Senior Living of Chattanooga

Charter Senior Living of Chattanooga offers independent living, assisted living, and memory care and stands as one of the trusted communities in the city. The elegant home presents a sprightly-filled ambiance– a sublime environment that matches your lifestyle. The professional staff delivers a heartfelt resident-centered approach to care; they strive to help seniors and adults thrive in the comfort of their own homes.

Charter Senior Living of Chattanooga strives to promote an engaging social life for seniors, creating endless possibilities and developing meaningful relationships that blossom into beautiful memories. Community benefits include 24/7 care and supervision, ADLs, medication management, primary care services, personal care plans, engaging activities, and enriching programs that cultivate residents’ morale.

(423) 616-6004

Types of Care at Charter Senior Living of Chattanooga

Independent Living Assisted Living Memory Care

40 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 27 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Staffing

Key information about the people who lead and staff this community.

ContactMs. Melody Adair, Executive Director

What does this home offer?

Pets Allowed

Transportation Services

Fitness and Recreation

4.7 miles from city center Estimated distance in miles from Chattanooga's city center to Charter Senior Living of Chattanooga's address, calculated via Google Maps. — 1.86 miles to nearest hospital (Erlanger North Hospital)

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CHOICES Program

TN Medicaid CHOICES

Age 65+ or disabled

General Tennessee resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Managed care model; high rural demand.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Tennessee Options for Community Living

TN Options

Age 60+

General Tennessee resident, at risk of nursing home.

Income Limits ~$2,000/month individual, varies

Asset Limits $5,000 individual

Limited funding; rural/urban balance.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Medicare Savings Program (MSP)

Tennessee Medicare Savings Program

Age 65+ or disabled

General TN resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Family Caregiver Support Program (FCSP)

Tennessee Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; TN resident; functional needs (2+ ADLs).

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed; need-based.

Includes grandparent caregivers; high rural demand.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

Tennessee VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General TN resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran population; supports rural/urban care needs.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Elderly Nutrition Program

Tennessee Elderly Nutrition Program

Age 60+

General TN resident; no income limit but prioritizes low-income.

Income Limits (2025) None; donations encouraged.

Asset Limits Not assessed.

Serves ~50,000 annually; 200+ congregate sites plus Meals on Wheels.

Benefits

Congregate meals ($5-$7/meal value) at senior centers Home-delivered meals ($5-$7/meal)

Property Tax Relief Program

Tennessee Property Tax Relief Program

Age 65+

General TN resident, homeowner/renter (or widow/er 50+, disabled 18+).

Income Limits (2025) ~$45,000/year household, excludes half of Social Security

Asset Limits Not assessed; income-focused.

Rebates up to $1,000; serves ~100,000 annually.

Benefits

Tax rebates (~$250-$1,000 based on income; e.g., $1,000 if income < $8,000)

What neighborhood is Charter Senior Living of Chattanooga in?

Charter Senior Living of Chattanooga is in the Mountain Creek neighborhood of Chattanooga.

Is Charter Senior Living of Chattanooga in a walkable area?

Charter Senior Living of Chattanooga has a walk score of 27. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the phone number of Charter Senior Living of Chattanooga?

(423) 616-6004 will put you in contact with the team at Charter Senior Living of Chattanooga.

Is Charter Senior Living of Chattanooga Medicare or Medicaid certified?

Charter Senior Living of Chattanooga is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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Charter Senior Living of Chattanooga