What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Charter Senior Living of Chattanooga | Assisted Living in Chattanooga, TN

Overview of Charter Senior Living of Chattanooga

Charter Senior Living of Chattanooga offers independent living, assisted living, and memory care and stands as one of the trusted communities in the city. The elegant home presents a sprightly-filled ambiance– a sublime environment that matches your lifestyle. The professional staff delivers a heartfelt resident-centered approach to care; they strive to help seniors and adults thrive in the comfort of their own homes.

Charter Senior Living of Chattanooga strives to promote an engaging social life for seniors, creating endless possibilities and developing meaningful relationships that blossom into beautiful memories. Community benefits include 24/7 care and supervision, ADLs, medication management, primary care services, personal care plans, engaging activities, and enriching programs that cultivate residents’ morale.

(443) 438-5044

40 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 27 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Staffing

Key information about the people who lead and staff this community.

ContactMs. Melody Adair, Executive Director

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Transportation Services

Fitness and Recreation

Types of Care at Charter Senior Living of Chattanooga

Independent Living Assisted Living Memory Care

Compare Assisted Living around Chattanooga

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American House Shallowford	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Chattanooga	113	Yes	38	-	26	-	-	Tommie Westfield	Ec Opco Shallowford, Llc	340 days
American House Hamilton Place	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Chattanooga (Cannondale)	60	Yes	50	-	27	-	-	Timothy P. Cook	Ec Opco Hamilton Place, Llc	74 days
Brookdale Hixson	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Chattanooga (Hixson)	50	Yes	16	-	17	98.0%	-	Angela Hampton	Blc Wellington-Hixson, Llc	921 days
Charter Senior Living of Chattanooga	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Chattanooga (Mountain Creek)	-	Yes	27	-	40	-	-	-	-	-
Ascension Living Valley Residence	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Chattanooga (Mountain Creek)	-	Yes	11	-	-	-	-	-	-	-

American House Shallowford

Type of care: AL MC RC

Community: Chattanooga

Bed Count: 113

Pets Allowed: Yes

American House Hamilton Place

Type of care: AL MC RC

Community: Chattanooga (Cannondale)

Bed Count: 60

Pets Allowed: Yes

Brookdale Hixson

Type of care: AL

Community: Chattanooga (Hixson)

Bed Count: 50

Pets Allowed: Yes

Charter Senior Living of Chattanooga

Type of care: AL IL MC

Community: Chattanooga (Mountain Creek)

Pets Allowed: Yes

Ascension Living Valley Residence

Type of care: AL MC

Community: Chattanooga (Mountain Creek)

Pets Allowed: Yes

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CHOICES Program

TN Medicaid CHOICES

Age 65+ or disabled

General Tennessee resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Managed care model; high rural demand.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Tennessee Options for Community Living

TN Options

Age 60+

General Tennessee resident, at risk of nursing home.

Income Limits ~$2,000/month individual, varies

Asset Limits $5,000 individual

Limited funding; rural/urban balance.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Medicare Savings Program (MSP)

Tennessee Medicare Savings Program

Age 65+ or disabled

General TN resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Low-Income Home Energy Assistance Program (LIHEAP)

Tennessee LIHEAP

Age 60+ prioritized

General TN resident, low-income household.

Income Limits (2025) ~$3,970/month individual, 185% FPL

Asset Limits Not assessed; income-focused.

Covers gas, electric, propane; emergency aid available.

Benefits

Heating/cooling aid ($300-$1,000/season) Emergency aid ($500 max)

Family Caregiver Support Program (FCSP)

Tennessee Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; TN resident; functional needs (2+ ADLs).

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed; need-based.

Includes grandparent caregivers; high rural demand.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

Senior Community Service Employment Program (SCSEP)

Tennessee SCSEP

Age 55+

General unemployed, low-income, TN resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; AARP/Goodwill partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Tennessee VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General TN resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran population; supports rural/urban care needs.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Elderly Nutrition Program

Tennessee Elderly Nutrition Program

Age 60+

General TN resident; no income limit but prioritizes low-income.

Income Limits (2025) None; donations encouraged.

Asset Limits Not assessed.

Serves ~50,000 annually; 200+ congregate sites plus Meals on Wheels.

Benefits

Congregate meals ($5-$7/meal value) at senior centers Home-delivered meals ($5-$7/meal)

Property Tax Relief Program

Tennessee Property Tax Relief Program

Age 65+

General TN resident, homeowner/renter (or widow/er 50+, disabled 18+).

Income Limits (2025) ~$45,000/year household, excludes half of Social Security

Asset Limits Not assessed; income-focused.

Rebates up to $1,000; serves ~100,000 annually.

Benefits

Tax rebates (~$250-$1,000 based on income; e.g., $1,000 if income < $8,000)

4.7 miles from city center Estimated distance in miles from Chattanooga's city center to Charter Senior Living of Chattanooga's address, calculated via Google Maps. — 1.86 miles to nearest hospital (Erlanger North Hospital)

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Charter Senior Living of Chattanooga

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Assisted Living in Chattanooga