Charter Senior Living of Chattanooga
Assisted Living, Independent Living & Respite Care · Chattanooga, TN

Charter Senior Living of Chattanooga

Assisted Living, Independent Living & Respite Care · Chattanooga, TN

Overview of Charter Senior Living of Chattanooga

Operating for 10 years, Charter Senior Living of Chattanooga is at 825 Runyan Drive in Chattanooga, Tennessee. The community has built continuity and established relationships in the area. The Runyan Drive location has a Walk Score of 27, making the neighborhood somewhat walkable. A few nearby services can be reached on foot, but most errands and visits require driving or other transportation.

Families considering Charter Senior Living of Chattanooga may want to schedule an in-person tour. Visiting the community is the best way to learn about its services, amenities, dining options, care programs, and daily activities. A tour also provides a better understanding of the community’s layout, room options, and overall environment.

By The Numbers

Community insights.

Years of operating Info A longer operating history, which may indicate experience navigating regulations and delivering ongoing care. This is the number of years in operation under current management. Rank #24 / 227Years in operation — State benchmarked This assisted living community is ranked 24th out of 227 assisted living communities we track in Tennessee for years in operation. Shows how long this facility has been in operation compared to other Tennessee facilities. Longer operating histories may benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Tennessee that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
40 years
Walk Score Info Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation. Rank #154 / 276Walk Score — State benchmarked This assisted living community is ranked 154th out of 276 assisted living communities we track in Tennessee for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Tennessee facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Tennessee that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
27 / 100
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
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About This Community

Therapy & Rehabilitation

3 services
Physical TherapyListed as: On-site outpatient physical therapy
Occupational TherapyListed as: On-site outpatient occupational therapy
Speech TherapyListed as: On-site outpatient speech therapy

Memory & Specialized Care

1 service
Psychiatric Services

Additional Services

4 services
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.
Laundry & LinenListed as: Bi-weekly sheets and towels laundry
TransportationListed as: Transportation to medical appointments (monday–friday)
  • Priority assisted living access for independent living residents

Additional Policies & Features

Pets Allowed

Amenities & Lifestyle

Beauty Salon
Activities
Group Lifestyle and Fitness Activities
Intergenerational Storytelling Programs
Highlights
  • All utilities included (except personal phone, cable, wifi)

Room Accommodations

In-Room Features
Care Alert System

Contact Charter Senior Living of Chattanooga

Places of interest near Charter Senior Living of Chattanooga

Address 4.7 miles from city center Info Estimated distance in miles from Chattanooga's city center to Charter Senior Living of Chattanooga's address, calculated via Google Maps. — 1.86 miles to nearest hospital (Erlanger North Hospital)

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Address
Financial assistance

Programs that may help with care and living costs in Tennessee

Charter Senior Living of Chattanooga is in Chattanooga, Tennessee. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.

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Long-term care coverage

CHOICES Program

TN Medicaid CHOICES

Income limit
Must receive SSI or meet Medicaid Long-Term Services and Supports financial eligibility.

Eligibility

General
CHOICES home/community groups serve adults age 65 or older and adults age 21 or older with physical disabilities; financial and medical eligibility required; Group 2 requires nursing-home level of care; Group 3 serves qualifying people at risk.
TN specifics
Benefits depend on CHOICES group and an authorized assessment.

What it provides

  • Long-term services and supports in an authorized home/community setting or nursing facility; care-plan services vary by group and need.
Cash support · veterans

VA Aid and Attendance (A&A) and Housebound Benefits

Tennessee VA Aid and Attendance/Housebound

Who it is for
Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit
Countable income must be below the applicable Maximum Annual Pension Rate (MAPR); the rate depends on dependents and benefit category; Qualifying unreimbursed medical expenses may reduce countable income.
Asset limit
VA pension net-worth limit is $163,699 from December 1 2025 through November 30 2026; net worth includes countable assets and annual income under VA rules.

Eligibility

General
Additional pension benefits for qualifying Veterans or survivors who satisfy VA pension eligibility and the medical requirements for Aid and Attendance or Housebound status; being an older veteran or spouse alone does not qualify.
TN specifics
This is a federal VA benefit rather than a state-specific grant; Aid and Attendance and Housebound benefits cannot be received together.

What it provides

  • Increased monthly VA pension based on the applicable MAPR less countable income.
In-home support

Tennessee Options for Community Living

TN Options

Income limit
No income eligibility requirement; an income-based sliding fee scale applies.

Eligibility

General
Tennessee resident age 18 or older with qualifying physical or cognitive disability and assessed ADL/IADL limitations; the state page excludes intellectual disability from OPTIONS.
TN specifics
State-funded OPTIONS is administered through local Area Agencies on Aging and Disability; services depend on availability and need.

What it provides

  • Homemaker personal care and home-delivered meals; other local services vary.
Caregiver support

Family Caregiver Support Program (FCSP)

Tennessee Family Caregiver Support Program

Who it is for
Family or informal caregivers of an adult 60+ or of someone of any age with dementia
Income limit
Federal program prioritizes greatest economic and social need.

Eligibility

General
Caregivers of adults age 60 or older or adults with Alzheimer disease or related disorder; qualifying grandparent or relative caregivers age 55 or older caring for a minor child are also included.
TN specifics
Administered through Area Agencies on Aging and Disability; service availability varies by area.

What it provides

  • Counseling support groups caregiver training respite personal care homemaker services and adult day care subject to local availability.
Medicare costs

Medicare Savings Program (MSP)

Tennessee Medicare Savings Program

Who it is for
Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General
Medicare beneficiary meeting Tennessee rules for the applicable Medicare Savings Program.
TN specifics
QMB provides Medicare premium and cost-sharing assistance; SLMB and QI provide Part B premium assistance.

What it provides

  • Assistance is tier-specific; QMB may pay Medicare premiums deductibles and coinsurance while SLMB and QI pay Part B premiums.
Energy assistance

Low-Income Home Energy Assistance Program (LIHEAP)

Tennessee LIHEAP

Who it is for
Income-eligible households responsible for home heating or energy costs
Income limit
60% of state median income by household size under the applicable program-year matrix.

Eligibility

General
Low-income Tennessee household that meets program and local documentation requirements.
TN specifics
THDA publishes separate 2026 and 2027 income matrices and policy manuals; benefits depend on available local funding.

What it provides

  • Home-energy and crisis assistance based on the applicable program-year matrix.
Food assistance

Tennessee Aging Nutrition Program

Tennessee Aging Nutrition Program

Income limit
OAA-funded nutrition services are not means-tested; meals may be provided at no cost and voluntary donations are welcomed.
Asset limit
OAA nutrition eligibility has no asset test; home-delivered service need and local assessment still apply.

Eligibility

General
Congregate meals serve adults age 60 or older and their spouses; home-delivered meals require a local AAAD intake assessment of need.
TN specifics
State describes more than 150 congregate locations and home-delivered services in all 95 counties; meal days and availability vary by provider.

What it provides

  • Congregate or qualifying home-delivered meals plus socialization nutrition education and counseling.
Homeowner tax relief

Property Tax Relief Program

Tennessee Property Tax Relief Program

Income limit
2026 relief · For elderly and disabled homeowner categories maximum combined 2025 income is $38,470 from applicant spouse co-owner and resident remainder; veteran categories have separate rules.

Eligibility

General
Qualifying low-income elderly or disabled homeowners and eligible disabled veteran homeowners or surviving spouses; this property-tax relief is not a renter rebate.
TN specifics
Apply after receiving the 2026 property-tax bill; application and payment deadline is 35 days after the delinquency date. Relief is reimbursement rather than an exemption.

What it provides

  • Reimbursement varies with property assessment local tax rate and appraisal ratio.
Know before you visit

Frequently Asked Questions about Charter Senior Living of Chattanooga

Quick answers from public records and the community's own listing.
01 What neighborhood is Charter Senior Living of Chattanooga in?
Charter Senior Living of Chattanooga is in the Mountain Creek neighborhood of Chattanooga.
02 Is Charter Senior Living of Chattanooga in a walkable area?
Charter Senior Living of Chattanooga has a walk score of 27. Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation.
03 How long has Charter Senior Living of Chattanooga been in business?
Charter Senior Living of Chattanooga has been operating for approximately 40 years, based on available licensing and registration records.
04 Are pets allowed at Charter Senior Living of Chattanooga?
Yes, Charter Senior Living of Chattanooga allows residents to bring their pets.
05 Are there photos of Charter Senior Living of Chattanooga?
Yes — there are 3 photos of Charter Senior Living of Chattanooga in the photo gallery on this page.
06 What levels of care does Charter Senior Living of Chattanooga provide?
Charter Senior Living of Chattanooga offers Assisted Living, Independent Living & Respite Care.
07 What is the address of Charter Senior Living of Chattanooga?
Charter Senior Living of Chattanooga is located at 825 Runyan Dr, Chattanooga, TN 37405.