The Chapman House

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.1 miles from city center

Description

The Chapman House is an exquisite senior living community that boasts resort-style living in a modern apartment complex exclusively for the senior ladies. The retirement home encourages its seniors to maintain independence while receiving exceptional care from compassionate staff. The compassionate staff truly cares about its residents and families by creating a welcoming and comfortable environment that helps residents feel more comfortable. The senior assisted living near Lewiston is where seniors maintain independence and individuality.

The Chapman House provides a list of comprehensive amenities and services that help make the lives of its residents hassle-free, including 24-hour licensed supervision, medication services, balanced meals provided, engaging activities scheduled, and a full-service salon available.

Map

Loading map...

Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Private Rooms

Building Type 3-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living

Claim What’s Yours: Financial Aid for Maine Seniors

Program

State Program Name

Eligibility

Benefits

Home and Community Benefits for the Elderly

MaineCare HCB Program

General: Age 65+ or 18+ with disability, Maine resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
ME Specifics: Rural access emphasized.

Services: Personal care (5-7 hours/day), respite (240 hours/year), meals ($6/meal), adult day services ($60/day).

Maine Statewide Respite Program

ME Respite Program

General: Caregiver of someone 60+ with dementia, Maine resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
ME Specifics: Limited to dementia caregivers; capped funding.

Services: In-home respite (up to 30 days/year), adult day care (~$60/day).

MaineCare Long-Term Care (Nursing Facility Services)

MaineCare Nursing Facility Services

General: Age 65+, Maine resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); must be less than nursing home cost for full coverage.
Asset Limits: $2,000 (individual), $3,000 (couple); spousal allowance up to $155,356.
ME Specifics: Home equity limit of $636,000; estate recovery applies post-55.

Services: 24/7 nursing care, meals, therapy, medications (hours unlimited per medical need).

Consumer-Directed Home-Based Care (CDHBC)

Maine Consumer-Directed Personal Assistance Services

General: Age 65+, Maine resident, needs ADL assistance, income/asset limits apply.
Income Limits (2025): ~$2,000/month (varies by AAA).
Asset Limits: Not strict; prioritizes low-income.
ME Specifics: Available through five Area Agencies on Aging.

Services: Personal care (20-30 hours/week), PERS, adult day care, home modifications.

Home Accessibility and Repair Program

Maine State Housing Authority Home Accessibility and Repair

General: Age 62+, Maine resident, homeowner, low-income.
Income Limits (2025): ~$34,000/year (individual, 80% AMI, varies by county).
Asset Limits: Not specified; focus on income.
ME Specifics: Includes Elderly Hardship Grants for urgent repairs.

Services: Wheelchair ramps, grab bars, roof repairs (up to $20,000/project).

Program of All-Inclusive Care for the Elderly (PACE)

Maine PACE (not widely available yet)

General: Age 55+, Maine resident, Medicare/Medicaid-eligible, nursing home-level care need, community-safe.
Income Limits (2025): No strict limit; Medicaid portion $2,901/month max.
Asset Limits: $2,000 (individual) for Medicaid portion.
ME Specifics: Pilot phase; check availability with DHHS.

Services: Medical care, personal care, day center, transportation, respite (tailored to need).

Veterans Aid and Attendance (A&A) Benefit

Maine VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maine resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
ME Specifics: High veteran population in rural areas.

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Medicare Savings Programs (MSP)

Maine Medicare Savings Programs

General: Age 65+, Maine resident, Medicare Part A/B enrollee.
Income Limits (2025): $2,014/month (individual, QMB), $2,706/month (SLMB/QI).
Asset Limits: $9,090 (individual), $13,630 (couple).
ME Specifics: Includes Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualified Individual (QI).

Services: Covers Medicare premiums (up to $174.70/month Part B), co-pays, deductibles.

Claim What’s Yours Financial Aid for Maine Seniors

MaineCare HCB Program

Home and Community Benefits for the Elderly

Eligibility

General: Age 65+ or 18+ with disability, Maine resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
ME Specifics: Rural access emphasized.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), meals ($6/meal), adult day services ($60/day).

ME Respite Program

Maine Statewide Respite Program

Eligibility

General: Caregiver of someone 60+ with dementia, Maine resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
ME Specifics: Limited to dementia caregivers; capped funding.

Benefits

Services: In-home respite (up to 30 days/year), adult day care (~$60/day).

MaineCare Nursing Facility Services

MaineCare Long-Term Care (Nursing Facility Services)

Eligibility

General: Age 65+, Maine resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); must be less than nursing home cost for full coverage.
Asset Limits: $2,000 (individual), $3,000 (couple); spousal allowance up to $155,356.
ME Specifics: Home equity limit of $636,000; estate recovery applies post-55.

Benefits

Services: 24/7 nursing care, meals, therapy, medications (hours unlimited per medical need).

Maine Consumer-Directed Personal Assistance Services

Consumer-Directed Home-Based Care (CDHBC)

Eligibility

General: Age 65+, Maine resident, needs ADL assistance, income/asset limits apply.
Income Limits (2025): ~$2,000/month (varies by AAA).
Asset Limits: Not strict; prioritizes low-income.
ME Specifics: Available through five Area Agencies on Aging.

Benefits

Services: Personal care (20-30 hours/week), PERS, adult day care, home modifications.

Maine State Housing Authority Home Accessibility and Repair

Home Accessibility and Repair Program

Eligibility

General: Age 62+, Maine resident, homeowner, low-income.
Income Limits (2025): ~$34,000/year (individual, 80% AMI, varies by county).
Asset Limits: Not specified; focus on income.
ME Specifics: Includes Elderly Hardship Grants for urgent repairs.

Benefits

Services: Wheelchair ramps, grab bars, roof repairs (up to $20,000/project).

Maine PACE (not widely available yet)

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Maine resident, Medicare/Medicaid-eligible, nursing home-level care need, community-safe.
Income Limits (2025): No strict limit; Medicaid portion $2,901/month max.
Asset Limits: $2,000 (individual) for Medicaid portion.
ME Specifics: Pilot phase; check availability with DHHS.

Benefits

Services: Medical care, personal care, day center, transportation, respite (tailored to need).

Maine VA Aid and Attendance

Veterans Aid and Attendance (A&A) Benefit

Eligibility

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maine resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
ME Specifics: High veteran population in rural areas.

Benefits

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Maine Medicare Savings Programs

Medicare Savings Programs (MSP)

Eligibility

General: Age 65+, Maine resident, Medicare Part A/B enrollee.
Income Limits (2025): $2,014/month (individual, QMB), $2,706/month (SLMB/QI).
Asset Limits: $9,090 (individual), $13,630 (couple).
ME Specifics: Includes Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualified Individual (QI).