The Cottages of Carmel
The Cottages of Carmel is an Assisted Living Home in California
The Cottages of Carmel is an Assisted Living Home in California
The Cottages of Carmel
The Cottages of Carmel is an Assisted Living Home in California
The Cottages of Carmel is an Assisted Living Home in California
Set amidst lush landscaping and a breathtaking mountain backdrop at Carmel, CA, The Cottages of Carmel provides luxurious senior living options, including memory care, assisted living, and retirement living, guaranteeing a caring atmosphere for different care levels. In addition to various outdoor activities, the community provides a safe environment and features spacious apartment units, ranging from a studio, 1 and 2-bedroom apartments, and a companion suite along with 24-hour care support.
The Cottages of Carmel is dedicated to developing a vibrant neighborhood where people can live happy, meaningful lives and create enduring memories. Residents enjoy various amenities, including fine dining, fun activities, and an extensive wellness program in the community. The community also provides weekly housekeeping and all-day dining, individualized care, and prescription administration to ensure each resident has access to care services that they may require. Additional amenities include raised garden beds, a cafe, a full-service hairdresser, and outdoor and indoor lounging areas where residents can gather and enjoy meaningful conversations.
Capacity and availability
Smaller home
May offer a more intimate, personalized care environment.
This home usually has availability
Lower occupancy suggests more openings may be available.
About this community
California average: 72%
LICENSEDAdditional licensing details
Ownership & operating entity
The Cottages of Carmel is legally operated by 26245 CARMEL RANCHO BLVD. OPCO LLC;OAKMONT MGMT..
What does this home offer?
Minimum Age: 62 Years Old
Pets Allowed: Yes, Pets Allowed
Room Sizes: 385 / 585 / 720 sq. ft
Housing Options: Studio / 1 Bed / 2 Bed
Building Type: Single-story
Transportation Services
Fitness and Recreation
Types of Care at The Cottages of Carmel
Inspection History
In California, the Department of Social Services (for assisted living facilities) and the Department of Public Health (for nursing homes) conduct inspections to ensure resident safety and regulatory compliance.
7 visits
California average: 14 visits
Breakdown by visit type
6 total complaint visits
1 other visit
Other visits include regulatory visits that are not routine inspections or complaint investigations, such as administrative check-ins, follow-up reviews, or licensing-related visits.
California average
12 total complaint visits
7 other visits
Show Inspection Reports
5 complaint investigations
Investigations can have many visits.
California average: 10 complaint investigations
1 official inspection
California average: 4 official inspections
1 total citation
Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.
California average: 9 citations
0 serious citations
A violation that poses an immediate risk to resident health or safety, or represents a substantial failure to comply with licensing requirements.
California average: 3 serious citations
1 moderate citation
A violation that does not pose an immediate risk to resident health or safety but requires correction to remain in compliance.
California average: 4 moderate citations
Inspection Report Summary for The Cottages of Carmel
Cottages of Carmel completed its pre‑licensing inspection on September 17, 2024 with no deficiencies identified. Licensing Program Analyst V. Gorban and Administrator Julie May Estrellado toured the 78‑bed facility, noting adequate furnishings, functioning fire safety equipment, reliable hot‑water temperatures, and proper storage of linens, medications, and hazardous chemicals. All regulatory postings were present and the fire extinguishers had been serviced on schedule. The agency reported the facility as fully compliant and prepared for license issuance, and the report was signed and provided to the administrator.
The required one‑year inspection conducted on September 25, 2025, again revealed no violations. The same analyst met with interim Administrator Andrea Ramirez, reviewed food storage conditions, temperature controls, medication records, and PPE supplies, and confirmed that the facility’s temperature, sanitation, and fire‑hazard controls remained within regulatory standards. Staff files and resident records were current, and the facility maintained its required email address. As with the pre‑licensing visit, the inspector concluded the property was in compliance and issued a clean report.
A separate complaint investigation, initiated on May 13, 2025 and examined on July 10, 2025, was determined to be unsubstantiated. The allegation that staff had failed to supervise residents, allowing sexual misconduct to occur, was not corroborated by the investigator’s observations or by incident reports. The investigator noted that an incident involving two residents had been reported and properly documented, that no injuries were observed, and that pest and sanitation controls were adequate. No violations of licensing requirements were found, and the investigation closed with a formal unsubstantiated determination.
Overall, the facility demonstrates a consistent pattern of compliance across all inspections. Its environmental, fire, and health‑and‑safety systems remain intact, staffing records are current, and incident reporting processes appear functional. While the complaint investigation highlighted potential concerns, the findings showed no evidence of systemic problems. Cottages of Carmel thus maintains a record of strong adherence to California’s community care licensing standards, and the agency has issued no corrective action or penalties to date.
Comparison Chart
The information below is reported by the California Department of Social Services and Department of Public Health.Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Independent Living For self-sufficient seniors seeking community and minimal assistance.
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Nursing Homes 24/7 care needed
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Independent Living For self-sufficient seniors seeking community and minimal assistance.
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Nursing Homes 24/7 care needed
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Independent Living For self-sufficient seniors seeking community and minimal assistance.
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Nursing Homes 24/7 care needed
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Independent Living For self-sufficient seniors seeking community and minimal assistance.
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Living Spaces & Floor Plans
cottages_floorplans_freesia040424-1
cottages_floorplans_dahlia2x
cottages_floorplans_wisteria2x
Places of interest near The Cottages of Carmel
2.1 miles from city center
26245 Carmel Rancho Blvd Carmel, CA 93923
Calculate Travel Distance to The Cottages of Carmel
Add your location
Guides for Better Senior Living
Care Cost Calculator: See Prices in Your Area
Nursing Home Data Explorer
Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now
The True Cost of Assisted Living in 2025 – And How Families Are Paying For It
Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance
Claim What’s Yours: Financial Aid for California Seniors
- General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- CA Specifics: County-managed; waitlists possible.
- Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.
- General: Age 65+, California resident, Medicaid-eligible or low-income.
- Income Limits: ~$1,732/month (individual, Medi-Cal threshold).
- Asset Limits: $2,000 (individual).
- CA Specifics: Can hire family as caregivers.
- Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).
- General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
- Income Limits: ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual).
- CA Specifics: Available in 38 counties; waitlists common.
- Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).
- General: Age 62+, California resident, own and live in home, 40% equity.
- Income Limits (2025): ~$51,500/year (household, adjusted annually).
- Asset Limits: Equity-based; no strict asset cap.
- CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.
- Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).
- General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
- Income Limits: ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual).
- CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.
- Services: Personal care in ALFs (5-7 hours/day), medication management, social services.
- General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
- Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
- Asset Limits: Not applicable; need-based.
- CA Specifics: High demand in urban areas; complements IHSS respite.
- Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).
- General: Age 60+ priority, California resident, low-income, utility/heating need.
- Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
- Asset Limits: Not applicable; income-focused.
- CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.
- Services: Utility payments (avg. $500-$1,000/year), weatherization (e.g., insulation, avg. $1,000-$3,000 savings).
Claim What’s Yours Financial Aid for California Seniors
Multipurpose Senior Services Program
Requirements:
General:Age 65+, California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025):~$2,829/month (300% FBR, individual).- Asset Limits:$2,000 (individual), $3,000 (couple).
CA Specifics:County-managed; waitlists possible.
Benefits without Contact:
- Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.
In-Home Supportive Services (IHSS)
Requirements:
- General:Age 65+, California resident, Medicaid-eligible or low-income.
- Income Limits:~$1,732/month (individual, Medi-Cal threshold).
- Asset Limits:$2,000 (individual).
- CA Specifics:Can hire family as caregivers.
Benefits without Contact:
- Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).
Multipurpose Senior Services Program (MSSP)
Requirements:
- General:Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
- Income Limits:~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual).
- CA Specifics:Available in 38 counties; waitlists common.
Benefits without Contact:
- Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).
Property Tax Postponement Program (PTP)
Requirements:
- General:Age 62+, California resident, own and live in home, 40% equity.
- Income Limits (2025):~$51,500/year (household, adjusted annually).
- Asset Limits:Equity-based; no strict asset cap.
- CA Specifics:Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.
Benefits without Contact:
- Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).
Assisted Living Waiver (ALW)
Requirements:
- General:Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
- Income Limits:~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual).
- CA Specifics:Available in 15 counties (e.g., LA, Sacramento); waitlists common.
Benefits without Contact:
- Services: Personal care in ALFs (5-7 hours/day), medication management, social services.
California CARES Program
Requirements:
- General:Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
- Income Limits:No strict limit; cost-sharing above ~$2,500/month threshold.
- Asset Limits:Not applicable; need-based.
- CA Specifics:High demand in urban areas; complements IHSS respite.
Benefits without Contact:
- Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).
Low-Income Home Energy Assistance Program (LIHEAP)
Requirements:
- General:Age 60+ priority, California resident, low-income, utility/heating need.
- Income Limits (2025):~$2,510/month (200% of poverty level, individual).
- Asset Limits:Not applicable; income-focused.
- CA Specifics:High demand in inland/coastal extremes; weatherization capped at $5,000/home.
Benefits without Contact:
- Services: Utility payments (avg. $500-$1,000/year), weatherization (e.g., insulation, avg. $1,000-$3,000 savings).
Your Senior Care Partner, Every Step of the Way
We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.
Contact us Today
Touring Checklist for Senior Living
Touring a community? Use this expert-backed checklist to stay organized, ask the right questions, and find the perfect fit.
Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
Send Checklist to Your Email
We'll send you a PDF version of the touring checklist.
