The Cottages of Carmel
Assisted Living & Memory Care · Carmel, CA

The Cottages of Carmel

Assisted Living & Memory Care · Carmel, CA

Overview of The Cottages of Carmel

Set amidst lush landscaping and a breathtaking mountain backdrop at Carmel, CA,  The Cottages of Carmel provides luxurious senior living options, including memory care, assisted living, and retirement living, guaranteeing a caring atmosphere for different care levels. In addition to various outdoor activities, the community provides a safe environment and features spacious apartment units, ranging from a studio, 1 and 2-bedroom apartments, and a companion suite along with 24-hour care support.

The Cottages of Carmel is dedicated to developing a vibrant neighborhood where people can live happy, meaningful lives and create enduring memories. Residents enjoy various amenities, including fine dining, fun activities, and an extensive wellness program in the community.  The community also provides weekly housekeeping and all-day dining, individualized care, and prescription administration to ensure each resident has access to care services that they may require. Additional amenities include raised garden beds, a cafe, a full-service hairdresser, and outdoor and indoor lounging areas where residents can gather and enjoy meaningful conversations.

(831) 620-1800
Bed community size
78-bed community Rank #940 / 1658Bed count — State benchmarkedThis home is ranked 940th out of 1658 homes in California for bed count. Shows this facility's certified or reported bed count compared to other California SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
1 year in operation Rank #1390 / 1487Years in operation — State benchmarkedThis home is ranked 1390th out of 1487 homes in California for years in operation. Shows how long this facility has been in operation compared to other California SNFs. Longer operating histories may benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A newer community that may feature more recent facilities and programs.
Walk Score
Walk Score: 52 / 100 Rank #1306 / 2093Walk Score — State benchmarkedThis home is ranked 1306th out of 2093 homes in California for walk score. Shows how walkable this facility's neighborhood is compared to the average Walk Score across California SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Occupancy

Occupancy rate
72%
Rank #902 / 1530Occupancy rate — State benchmarkedThis home is ranked 902nd out of 1530 homes in California for occupancy rate. Shows this facility's occupancy rate versus the California average, with its Statewide rank out of 1530. Higher occupancy signals strong local demand and financial stability.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Similar to the California average: 72.8%
Occupied beds
56 / 78
Average occupied beds in California homes 87 beds

License Details

Facility TypeResidential Care Elderly
StatusLicensed
IssuanceSeptember 27, 2024
CountyMonterey

Ownership & Operating Entity

The Cottages of Carmel is legally operated by 26245 Carmel Rancho Blvd. Opco Llc;oakmont Mgmt., and administrated by Kellie Shearer.

Contact The Cottages of Carmel

Inspection History

In California, the Department of Social Services (for assisted living facilities) and the Department of Public Health (for nursing homes) conduct inspections to ensure resident safety and regulatory compliance.

Inspection Score Info A composite 0–100 score combining this facility's inspections, citations, complaints, and enforcement actions relative to the California state average. The score below shows how many points this facility sits above or below the typical California assisted living residence score (the benchmark); higher is better.

11 points above the California average for assisted living residences (81/100)

Inspection score: 92 out of 100. Letter grade A-. 11 points above the California average for assisted living residences (81/100)

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the California state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2024 vs. California state average
Overall vs. CA average 0 Worse No metrics in this bucket. 10 Better Metrics better than California average:
• Total citations (90% below)
• Serious citations (Type A) (100% below)
• Moderate citations (Type B) (75% below)
• Citations per year (90% below)
• Citations per inspection (97% below)
• Total visits (38% below)
• Complaint visits (38% below)
• Other visits (86% below)
• Official inspections (75% below)
• Complaint investigations (50% below)
Latest Inspection April 16, 2026

Citations Info Citations are formal regulatory issues recorded during state inspections.

This FacilityCA Averagevs. CA Avg
Total citations Info Formal regulatory issues recorded by inspectors across all inspection types. 110 This facility has 90% fewer total citations than a typical California assisted living residence (1 vs. CA avg 10).↓ 90% better
Serious citations (Type A) Info Violations that pose an immediate risk to resident health or safety. Type A citations are the most serious and typically require prompt corrective action. 03 This facility has 100% fewer serious citations (type a) than a typical California assisted living residence (0 vs. CA avg 3).↓ 100% better Rank #1 / 1164 Serious citations (Type A) — State benchmarked This home is ranked 1st out of 1164 homes in California. Shows this facility's # of serious citations compared to the California average among 1164 comparable communities in the ranking pool.
Moderate citations (Type B) Info Violations that do not pose an immediate risk but still represent a departure from required care or operational standards. 14 This facility has 75% fewer moderate citations (type b) than a typical California assisted living residence (1 vs. CA avg 4).↓ 75% better
Citations per year Info Average citations per year since 2024. 0.55 This facility has 90% fewer citations per year than a typical California assisted living residence (0.5 vs. CA avg 5).↓ 90% better
Citations per inspection Info Average citations per inspection. 0.13.3 This facility has 97% fewer citations per inspection than a typical California assisted living residence (0.1 vs. CA avg 3.3).↓ 97% better

Inspections & Visits Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityCA Averagevs. CA Avg
Total visits Info Combined count of complaint visits, other regulatory visits, and official scheduled inspections. 1016 This facility has 38% fewer total visits than a typical California assisted living residence (10 vs. CA avg 16).↓ 38% better
Complaint visits Info On-site visits triggered by formal complaints filed by residents, families, or staff. 813 This facility has 38% fewer complaint visits than a typical California assisted living residence (8 vs. CA avg 13).↓ 38% better Rank #762 / 1397 Complaint visits — State benchmarked This home is ranked 762nd out of 1397 homes in California. Shows this facility's # of complaint visits compared to the California average among 1397 comparable communities in the ranking pool.
Other visits Info Regulatory visits that are neither routine inspections nor complaint investigations — administrative check-ins, follow-up reviews, licensing-related visits. 17 This facility has 86% fewer other visits than a typical California assisted living residence (1 vs. CA avg 7).↓ 86% better
Official inspections Info Routine, scheduled inspections conducted by state regulators to evaluate whether the facility meets federal and state standards. 14 This facility has 75% fewer official inspections than a typical California assisted living residence (1 vs. CA avg 4).↓ 75% better
Complaint investigations Info On-site investigations triggered by complaints filed with California regulators. 510 This facility has 50% fewer complaint investigations than a typical California assisted living residence (5 vs. CA avg 10).↓ 50% better

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

  • The most recent inspection on November 26, 2025, found one deficiency for unclean resident rooms posing health risks; all other allegations about care and food service were unsubstantiated.
  • The September 25, 2025 annual inspection found the facility clean, in good repair, and fully compliant with no deficiencies cited.
  • Multiple complaint investigations between July and August 2025 found no substantiated violations for resident care, supervision, or infection control issues.

What does this home offer?

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Minimum Age: 62 Years Old

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Pets Allowed

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Room Sizes: 385 / 585 / 720 sq. ft

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: Single-story

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Transportation Services

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Fitness and Recreation

Living Spaces & Floor Plans for The Cottages of Carmel

Cottages Floorplans Freesia040424 1
Cottages Floorplans Dahlia2X
Cottages Floorplans Wisteria2X

Places of interest near The Cottages of Carmel

Address 2.1 miles from city center Info Estimated distance in miles from Carmel's city center to The Cottages of Carmel's address, calculated via Google Maps. — 2.54 miles to nearest hospital (Community Hospital of the Monterey Peninsula)

Calculate Travel Distance to The Cottages of Carmel

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Financial Assistance for
Assisted Living in California

The Cottages of Carmel is located in Carmel, California.
Here are the financial assistance programs available to residents in California.

Get Financial aid guidance

Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

Age 65+
General California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
CA

County-managed; waitlists possible.

Benefits
In-home support (4-6 hours/day) Respite care (14 days/year) Meals (~$6/meal) Transportation (8 trips/month) Care management

In-Home Supportive Services (IHSS)

California IHSS

Age 65+
General California resident, Medicaid-eligible or low-income.
Income Limits ~$1,732/month individual, Medi-Cal threshold
Asset Limits $2,000 individual
CA

Can hire family as caregivers.

Benefits
Personal care (up to 283 hours/month) Homemaker services Respite (varies)

Multipurpose Senior Services Program (MSSP)

CA MSSP

Age 65+
General California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 38 counties; waitlists common.

Benefits
Case management Respite care (up to 10 days/year) Minor home mods (avg. $500) Adult day care (~$50/day)

Property Tax Postponement Program (PTP)

CA PTP

Age 62+
General California resident, own and live in home, 40% equity.
Income Limits (2025) ~$51,500/year household, adjusted annually
Asset Limits Equity-based; no strict asset cap.
CA

Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Benefits
Property tax deferral (avg. $1,000-$3,000/year, varies by county)

Assisted Living Waiver (ALW)

CA ALW

Age 65+ or disabled
General California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Benefits
Personal care in ALFs (5-7 hours/day) Medication management Social services

California CARES Program

CA CARES

Age
General Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits Not applicable; need-based.
CA

High demand in urban areas; complements IHSS respite.

Benefits
Respite care (up to 10 days/year) Counseling (4-6 sessions/year) Training (2-3 workshops/year) Supplies (~$200/year)

Frequently Asked Questions about The Cottages of Carmel

What neighborhood is The Cottages of Carmel in?

The Cottages of Carmel is in the Carmel-by-the-Sea neighborhood of Carmel.

Who is the owner of The Cottages of Carmel?

The legal owner and operator of The Cottages of Carmel is 26245 Carmel Rancho Blvd. Opco Llc;Oakmont Mgmt..

Is The Cottages of Carmel in a walkable area?

The Cottages of Carmel has a walk score of 52. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the occupancy rate at The Cottages of Carmel?

The Cottages of Carmel's occupancy is 72%.

Who is the administrator of The Cottages of Carmel?

Kellie Shearer is the administrator of The Cottages of Carmel.

How many beds does The Cottages of Carmel have?

The Cottages of Carmel has 78 beds.

Has The Cottages of Carmel had any recent deficiencies or citations?

The Cottages of Carmel has had 2 recently reported deficiencies.

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