The Spear Home

0.8 miles from city center

Description

Nestled in the tranquil community of Harlingen, TX, The Spear Home is an inviting senior living community that has provided assisted living services for elderly women since 1964. Well-appointed private accommodations with varying floor plans are available for its residents based on individual tastes. With a well-trained and dedicated team, residents can receive the utmost care and support catering to their immediate needs and interests.

Dedicated to providing the highest level of care and living options for residents and their families, the community offers top-notch amenities and services including fresh and healthy home-cooked meals based on dietary needs. Meet new friends and participate in diverse social activities and life enrichment programs. At The Spear Home, seniors are assured of a wondrous retirement.

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Details

Men / Women Women

Building Type Two-story

Types of Care Available

Assisted Living

Claim What’s Yours: Financial Aid for Texas Seniors

Program

State Program Name

Eligibility

Benefits

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Community Care for the Aged and Disabled (CCAD)

TX Medicaid CCAD

General: Age 65+ or disabled, Texas resident, Medicaid-eligible, care need (not always nursing home level).
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
TX Specifics: Large state; rural access challenges.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.

Texas Community Care Services

TX CCS

General: Age 60+, Texas resident, at risk of decline.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
TX Specifics: Limited funding; high demand in urban areas.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Area Agency on Aging (AAA) Services

Texas AAA Services

General: Age 60+, TX resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
TX Specifics: 28 AAAs; includes Meals on Wheels in some areas.

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Medicare Savings Program (MSP)

Texas Medicare Savings Program

General: Age 65+ or disabled, TX resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
TX Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Texas Comprehensive Energy Assistance Program (CEAP)

General: Age 60+ prioritized, TX resident, low-income.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
TX Specifics: Priority for elderly/disabled; covers gas, electric, propane.

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Family Caregiver Support Program (FCSP)

Texas Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; TX resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
TX Specifics: High rural demand; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Texas SCSEP

General: Age 55+, unemployed, low-income, TX resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
TX Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Texas VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, TX resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
TX Specifics: High veteran population; supports rural/urban needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Exemption for Seniors

Texas Senior Property Tax Exemption

General: Age 65+, TX resident, homeowner (homestead).
Income Limits (2025): None; tax-based eligibility.
Asset Limits: Not assessed.
TX Specifics: $25,000+ exemption; optional freeze in some counties; saves ~$500-$1,000/year.