The Spear Home
Assisted Living · Cameron County, TX

Overview of The Spear Home

Nestled in the tranquil community of Harlingen, TX, The Spear Home is an inviting senior living community that has provided assisted living services for elderly women since 1964. Well-appointed private accommodations with varying floor plans are available for its residents based on individual tastes. With a well-trained and dedicated team, residents can receive the utmost care and support catering to their immediate needs and interests.

Dedicated to providing the highest level of care and living options for residents and their families, the community offers top-notch amenities and services including fresh and healthy home-cooked meals based on dietary needs. Meet new friends and participate in diverse social activities and life enrichment programs. At The Spear Home, seniors are assured of a wondrous retirement.

(956) 423-5872
Walk Score
Walk Score: 78 / 100
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What does this home offer?

Men / Women icon

Men / Women: Women

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Building type icon

Building Type: Two-story

Types of Care at The Spear Home

Assisted Living

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Financial Assistance for
Assisted Living in Texas

The Spear Home is located in Harlingen, Texas.
Here are the financial assistance programs available to residents in Texas.

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Community Care for the Aged and Disabled (CCAD)

TX Medicaid CCAD

Age 65+ or disabled
General Texas resident, Medicaid-eligible, care need (not always nursing home level).
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
TX

Large state; rural access challenges.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home aides

Texas Community Care Services

TX CCS

Age 60+
General Texas resident, at risk of decline.
Income Limits ~$2,000/month individual, varies
Asset Limits $5,000 individual
TX

Limited funding; high demand in urban areas.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Area Agency on Aging (AAA) Services

Texas AAA Services

Age 60+
General TX resident; no income/asset limits.
Income Limits (2025) None; donations encouraged.
Asset Limits Not assessed.
TX

28 AAAs; includes Meals on Wheels in some areas.

Benefits
Meals (~$5-$7/meal) Transportation Homemaker services (~4 hours/week) Respite (~5 days/year) Legal aid

Medicare Savings Program (MSP)

Texas Medicare Savings Program

Age 65+ or disabled
General TX resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
TX

Includes Extra Help for Part D; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Family Caregiver Support Program (FCSP)

Texas Family Caregiver Support Program

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; TX resident; 2+ ADLs.
Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year
Asset Limits Not assessed.
TX

High rural demand; includes grandparent caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

Texas VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General TX resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth
TX

High veteran population; supports rural/urban needs.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Property Tax Exemption for Seniors

Texas Senior Property Tax Exemption

Age 65+
General TX resident, homeowner (homestead).
Income Limits (2025) None; tax-based eligibility.
Asset Limits Not assessed.
TX

$25,000+ exemption; optional freeze in some counties; saves ~$500-$1,000/year.

Benefits
Tax exemption or freeze (~$500-$1,000/year savings)

Senior Farmers’ Market Nutrition Program (SFMNP)

Texas SFMNP

Age 60+
General TX resident, low-income.
Income Limits (2025) ~$2,322/month 185% FPL
Asset Limits Not assessed.
TX

Vouchers (~$50/season); serves ~20,000 via 28 AAAs.

Benefits
Vouchers (~$50/season) for produce at farmers’ markets

Places of interest near The Spear Home

Address 0.8 miles from city center Info Estimated distance in miles from Harlingen's city center to The Spear Home's address, calculated via Google Maps.

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Guides for Better Senior Living

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Frequently Asked Questions about The Spear Home

Is The Spear Home in a walkable area?

The Spear Home has a walk score of 78. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the address of The Spear Home?

The Spear Home is located at 1001 E Taylor St, Harlingen, TX 78550, United States.

What is the phone number of The Spear Home?

(956) 423-5872 will put you in contact with the team at The Spear Home.

Is The Spear Home Medicare or Medicaid certified?

The Spear Home is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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