The Terrace Apartments

Senior Living Home
Overview of The Terrace Apartments

The Terrace Apartments is an idyllic community set in the quiet neighborhood of Rockford, IL, offering independent living. The community features beautifully furnished one-bedroom floor plans, dedicated to the comfort of those 62+. Residents can keep their peace of mind with laundry spaces and dedicated services.

Fun recreational activities and enriching programs are conducted, ensuring residents have fun and make new friends. Delightful restaurants and unique shops also surround the area, providing residents with easy access to a variety of dining options and wellness opportunities. Serene walking trails, a scenic garden, cozy communal spaces, a library, and a craft room are available in a warm and friendly setting, making the community an ideal retirement option.

(773) 666-4544
Walk Score
Walk Score: 20 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Safety & Compliance

Additional Policies & Features

Minimum Age: 62

Amenities & Lifestyle

Walking trail
abundant landscaping
resident garden
gathering places
library
craft room
community room

Programs & Activities

Activities
Various activities organized by our Social Service Coordinator including bingo, luncheons, craft sessions, and day trips.
Specific Programs
Educational, Health and Social Programs, Bingo, Luncheons, Craft Sessions, Day Trips
Operating Hours
Monday - Friday 8 am-4 pm

Pricing & Financial Information

Dining & Nutrition

Food Description
Dining options include educational and health programs as well as a variety of social activities.

What does this home offer?

Minimum age icon
Minimum age icon

Minimum Age: 62 Years Old

Room sizes icon
Room sizes icon

Room Sizes: 550 / 552 / 573 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed

Building type icon
Building type icon

Building Type: 2-story

Social and recreational activities icon
Social and recreational activities icon

Social and Recreational Activities

Types of Care at The Terrace Apartments

Independent Living
Contact The Terrace Apartments

Compare Senior Living around Rockford

The information below is reported by the Illinois Department of Public Health, Office of Health Care Regulation.
Greencastle of Mulford
IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

Rockford
115
No
-
27
1 Bed / 2 Bed
Greencastle of Bienterra
IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

Rockford
59
No
-
59
1 Bed
The Terrace Apartments
IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

Rockford
-
No
-
20
1 Bed
Independence Village of Rockford
IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

Rockford
-
No
A+
43
Studio / 1 Bed
Valkommen Plaza
IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

Rockford
-
No
-
84
1 Bed / 2 Bed

Living Spaces & Floor Plans

3A Bedroom
3A Bedroom
1A Bedroom
1A Bedroom
2A Bedroom
2A Bedroom

Places of interest near The Terrace Apartments

Address 3.6 miles from city center

Address 2321 Halsted Rd, Rockford, IL 61103

Calculate Travel Distance to The Terrace Apartments

Add your location

Address

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Financial Aid for Illinois Seniors

Get financial aid guidance

Community Care Program

Illinois CCP

Age 60+, Illinois resident, at risk of nursing home placement.

~$1,215/month (individual).

$17,500 (individual, excludes home, car).

High demand in urban areas; waitlists possible.

Illinois Respite Program

IL Respite (via NFCSP)

Caregiver of someone 60+ (or with dementia), Illinois resident.

No strict limit; prioritizes low-income.

Not applicable.

Limited slots; urban/rural balance.

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

~$2,829/month (300% FBR, individual); QIT allowed.

$2,000 (individual), $3,000 (couple) (excludes home, car).

~200 SLP sites statewide; room/board not covered.

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Part of HealthChoice Illinois; consumer-directed options available.

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled, Illinois resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

Age 55+, unemployed, low-income, Illinois resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.

~$1,004/month (including SSI).

$2,000 (individual), $3,000 (couple).

~$50-$500/month based on facility type.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in urban/rural areas.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Contact us Today
Tour Icon
Planning a tour? Check our touring checklist.
Chat Icon
Thinking of living here? We can help you speak to a current resident