The Terrace Apartments

Q: Is The Terrace Apartments in a walkable area?

The Terrace Apartments has a walk score of 20. Car-dependent. Most errands require a car, with limited nearby walkable options.

Q: Does The Terrace Apartments have different floorplan options?

Yes — see the floorplan options available at The Terrace Apartments on this page.

Q: Are there photos of The Terrace Apartments?

Yes — there are 23 photos of The Terrace Apartments in the photo gallery on this page.

Q: What is the address of The Terrace Apartments?

The Terrace Apartments is located at 2321 Halsted Rd, Rockford, IL 61103.

Q: What is the phone number of The Terrace Apartments?

(815) 654-7313 will put you in contact with the team at The Terrace Apartments.

Q: Is The Terrace Apartments Medicare or Medicaid certified?

The Terrace Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of The Terrace Apartments

The Terrace Apartments is an idyllic community set in the quiet neighborhood of Rockford, IL, offering independent living. The community features beautifully furnished one-bedroom floor plans, dedicated to the comfort of those 62+. Residents can keep their peace of mind with laundry spaces and dedicated services.

Fun recreational activities and enriching programs are conducted, ensuring residents have fun and make new friends. Delightful restaurants and unique shops also surround the area, providing residents with easy access to a variety of dining options and wellness opportunities. Serene walking trails, a scenic garden, cozy communal spaces, a library, and a craft room are available in a warm and friendly setting, making the community an ideal retirement option.

(815) 654-7313

Types of Care at The Terrace Apartments

Independent Living

Walk Score: 20 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Minimum Age62

Walking Trail

Abundant Landscaping

Resident Garden

Gathering Places

Library

Craft Room

Community Room

ActivitiesVarious activities organized by our Social Service Coordinator including bingo, luncheons, craft sessions, and day trips.

Specific ProgramsEducational, Health and Social Programs, Bingo, Luncheons, Craft Sessions, Day Trips

Operating HoursMonday - Friday 8 am-4 pm

Food DescriptionDining options include educational and health programs as well as a variety of social activities.

What does this home offer?

Minimum Age: 62 Years Old

Room Sizes: 550 / 552 / 573 sq. ft

Housing Options: 1 Bed

Building Type: 2-story

Social and Recreational Activities

Living Spaces & Floor Plans for The Terrace Apartments

3A Bedroom

1A Bedroom

2A Bedroom

3.6 miles from city center Estimated distance in miles from Rockford's city center to The Terrace Apartments's address, calculated via Google Maps.

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Community Care Program

Illinois CCP

Age 60+

General Illinois resident, at risk of nursing home placement.

Income Limits (2025) ~$1,215/month individual

Asset Limits $17,500 individual, excludes home, car

High demand in urban areas; waitlists possible.

Benefits

In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)

General Illinois resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; urban/rural balance.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability

General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).

~200 SLP sites statewide; room/board not covered.

Benefits

Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+

General Illinois resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Part of HealthChoice Illinois; consumer-directed options available.

Benefits

Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled

General Illinois resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled

General Illinois resident, in approved facility, SSI recipient or low-income.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

~$50-$500/month based on facility type.

Benefits

Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in urban/rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

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View all Nearby Homes

Is The Terrace Apartments in a walkable area?

The Terrace Apartments has a walk score of 20. Car-dependent. Most errands require a car, with limited nearby walkable options.

Does The Terrace Apartments have different floorplan options?

Yes — see the floorplan options available at The Terrace Apartments on this page.

Are there photos of The Terrace Apartments?

Yes — there are 23 photos of The Terrace Apartments in the photo gallery on this page.

What is the address of The Terrace Apartments?

The Terrace Apartments is located at 2321 Halsted Rd, Rockford, IL 61103.

What is the phone number of The Terrace Apartments?

(815) 654-7313 will put you in contact with the team at The Terrace Apartments.

Is The Terrace Apartments Medicare or Medicaid certified?

The Terrace Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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The Terrace Apartments