What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Village at Waterman Lake | Greenville, RI | Photos & Videos

Overview of The Village at Waterman Lake

The Village at Waterman Lake is the perfect place for seniors who want to enjoy a laid-back and meaningful lifestyle in Southern New England. As a locally owned community, they offer retirement, assisted living, and memory care services that cater to the specific needs of each resident. Having been in the business for over 30 years, The Village at Waterman Lake is a well-respected name in senior living services. The community is situated on a serene 31-acre hilltop, surrounded by lush woodlands and stunning gardens that create a tranquil and picturesque setting.
The ambiance of the home is delightful, and the service and amenities are top-notch, making every resident feel valued and special. The staff is exceptional, and they are always ready to provide the best care possible. One of the best things about this community is that they do not require any buy-in fees, making it a more affordable option for many seniors. They also offer different layouts of apartments that are professionally curated to fit the unique needs of each resident. With its exceptional staff, stunning natural surroundings, and top-notch amenities, this community is undeniably one of the best in Southern New England.

(401) 949-1300 info@VillageRetirement.com

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 30

30-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

36 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 8 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

License details

Facility type

Nursing Facility

Status Active

Issuance June 4, 2000

Expiration December 31, 2026

Additional licensing details

License number: LTC00722

Accreditations: Best Retirement Community in RI 8 Times Since 2017

Awards: Best Retirement Community in RI 8 Times Since 2017

Ownership & operating entity

The Village at Waterman Lake is legally operated by JESSICA FRISONE.

Type Of Units

Private Pay

30 units

Total beds

30 units

Safety & Compliance

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Mr. Peter Sangermano, Owner

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Memory Care

Independent Living

Skilled Nursing

24-Hour Staffing

Contact Information

Fax: (401) 949-5860

Amenities & Lifestyle

elegant dining rooms

housekeeping

linen service

chauffeured transportation

well-stocked libraries

pub

putting green.

Programs & Activities

Specific Programs

Catered Retirement Senior Living at The Chalet, Catered Assisted Living at The Lodge, Catered Memory Care at The Courtyard, Activities and Programs.

Operating Hours

Lodge and Chalet Front Desk Hours: Monday – Friday: 8:30 AM – 5:00 PM; Saturday – Sunday: 10:00 AM – 4:00 PM; Courtyard Front Desk Hours: Monday – Thursday: 8:30 AM – 5:00 PM; Friday – Sunday: 9:00 AM – 5:00 PM.

Dining & Nutrition

Food Description

Breakfast, lunch, and dinner served in elegant dining rooms; seasonal menus with a full breakfast daily and brunch buffet on Sundays.

Meals Included

Yes

Results

3 with issues

4 without issues

Show Inspection Reports

Latest inspection

Date:October 16, 2025

Type:Annual Inspection

17 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

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Bed Count: 115

Pets Allowed: Yes

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Bed Count: 88

Pets Allowed: No

The Village at Waterman Lake

Type of care: AL

Community: Greenville (Greenville)

Bed Count: 30

Pets Allowed: No

Laurelmead Cooperative, Inc.

Type of care: AL

Community: Providence (Blackstone Boulevard Realty Plat Historic District)

Pets Allowed: No

South Shore Village RI

Type of care: AL

Community: South Kingstown

Pets Allowed: No

715 Putnam Pike, Greenville, RI 02828

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Rhode Island Home and Community Care Services

RI Medicaid HCCS

General: Age 65+ or disabled, Rhode Island resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $4,000 (individual, higher than most states).

RI Specifics: Higher asset limit; small state aids quicker processing.

Rhode Island Caregiver Support Program

RI NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), Rhode Island resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

RI Specifics: Limited slots; urban focus due to small size.

Program of All-Inclusive Care for the Elderly (PACE)

Rhode Island PACE

General: Age 55+, RI resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $4,000 (individual), $6,000 (couple) for Medicaid enrollees.

RI Specifics: Operated by PACE Organization of Rhode Island; covers 4 counties (Providence, Kent, Washington, Newport).

@Home Cost Share Program

Rhode Island @Home Cost Share

General: Age 65+, RI resident, need help with 1+ ADL/IADL, not Medicaid-eligible.

Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale fees.

Asset Limits: Not strictly assessed; focus on income/need.

RI Specifics: Administered by Division of Elderly Affairs (DEA); complements Medicaid.

SSI Enhanced Assisted Living Program

Rhode Island SSI Enhanced AL

General: Age 65+ (or disabled), RI resident, SSI-eligible, living in approved AL facility.

Income Limits (2025): $943/month (SSI federal rate) + state supplement ($332/month).

Asset Limits: $2,000 (individual), $3,000 (couple).

RI Specifics: Supplement increases to ~$1,275/month total for AL residents; ~50 facilities participate.

Medicare Savings Program (MSP)

Rhode Island Medicare Savings Program

General: Age 65+ or disabled, RI resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

RI Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Low-Income Home Energy Assistance Program (LIHEAP)

Rhode Island LIHEAP

General: Age 60+ prioritized, RI resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

RI Specifics: Covers gas, electric, oil; emergency aid available.

VA Aid and Attendance (A&A) and Housebound Benefits

Rhode Island VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, RI resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

RI Specifics: High veteran demand; supports rural/urban care needs.

Senior Farmers’ Market Nutrition Program (SFMNP)

Rhode Island SFMNP

General: Age 60+, RI resident, low-income.

Income Limits (2025): ~$2,322/month (individual, 185% FPL).

Asset Limits: Not assessed.

RI Specifics: Vouchers (~$50/season); serves ~10,000 annually.

Property Tax Relief for Seniors

Rhode Island Property Tax Relief Credit

General: Age 65+ (or disabled), RI resident, homeowner/renter, low-income.

Income Limits (2025): ~$35,000/year (household).

Asset Limits: Not assessed; income-focused.

RI Specifics: Credit up to $400; local exemptions vary by municipality.

The Village at Waterman Lake

The Village at Waterman Lake

Capacity and availability

Smaller home

About this community

License details

Additional licensing details

Ownership & operating entity

Type Of Units

Safety & Compliance

Staffing

Leadership

Care Services

Contact Information

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Inspection History

7 visits/inspections

Results

Latest inspection

17 deficiencies

Inspection Reports

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Guides for Better Senior Living

Eldertainment

Financial Aid for Rhode Island Seniors

Rhode Island Home and Community Care Services

Rhode Island Caregiver Support Program

Program of All-Inclusive Care for the Elderly (PACE)

@Home Cost Share Program

SSI Enhanced Assisted Living Program

Medicare Savings Program (MSP)

Low-Income Home Energy Assistance Program (LIHEAP)

VA Aid and Attendance (A&A) and Housebound Benefits

Senior Farmers’ Market Nutrition Program (SFMNP)

Property Tax Relief for Seniors

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Touring Checklist for Senior Living

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