What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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The Villas at Richfield

The Villas at Richfield is a Nursing Home in Minnesota

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The Villas at Richfield
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Overview of The Villas at Richfield

Situated within the convenient neighborhood of Richfield, Minnesota, The Villas at Richfield is a welcoming assisted living community renowned for its commitment to excellence. This community offers a range of comprehensive services including top-tier skilled nursing care, patient-centered rehabilitation, and a flourishing long-term care environment.
Their spectrum of care encompasses Intermediate Care, Long-Term Care, Long-Term Chronic Care, Ostomy Care, Rehab and Therapy, Respite Care, Short-Term Care, Skilled Care, Sub Acute Unit, Trach Care, Wound Vac, Physical Therapy, Occupational Therapy, and Speech Therapy, tailored to cater to diverse needs of senior residents.

(330) 659-6166

What families are saying

Overall quality of life and resident wellbeing

The quality of nursing and support staff is polarizing, with some reviewers describing them as compassionate and helpful, while others criticize them as neglectful and lacking empathy. This suggests inconsistent experiences with staff care.

Quality of life Care & staff

Personalized attention and individual support

There are significant concerns about responsiveness and hygiene, with reports of long wait times for assistance, inadequate bathing schedules, and unsanitary conditions, including unpleasant odors and residents left in discomfort.

Personal attention Cleanliness

Comparison Chart

Compare Nursing Homes around Bloomington

Minnesota Masonic Home

SNF

MN MASONIC ELDER SERVICES

76.3%

$31,256,522.00

$18,885,017.00

60.4%

156.90

5/5

5.1528

4/5

5/5

4/5

The Estates at Bloomington

SNF

HML LLC

90.6%

$8,267,437.00

$3,860,249.00

46.7%

63.50

3/5

3.8660

3/5

4/5

The Villas at Richfield

SNF

Minnesota Masonic Home

Type of care: SNF AL

Pets Allowed: No

Operator: MN MASONIC ELDER SERVICES

CCN: 245343

Occupancy: 76.3%

Home Revenue: $31,256,522.00

Payroll Costs: $18,885,017.00

Payroll %: 60.4%

Avg Residents/Day: 156.90

Overall Rating: 5/5

Adj Nurse Hours: 5.1528

Health Insp Rating: 4/5

Staffing Rating: 5/5

QM Rating: 4/5

Number of Fines: 1

The Estates at Bloomington

Type of care: SNF AL

Pets Allowed: No

Operator: HML LLC

CCN: 245324

Occupancy: 90.6%

Home Revenue: $8,267,437.00

Payroll Costs: $3,860,249.00

Payroll %: 46.7%

Avg Residents/Day: 63.50

Overall Rating: 3/5

Adj Nurse Hours: 3.8660

Health Insp Rating: 3/5

Staffing Rating: 4/5

QM Rating: 4/5

The Villas at Richfield

Type of care: SNF AL

Pets Allowed: No

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Minnesota Seniors

Program

State Program Name

Eligibility

Benefits

Elderly Waiver

Minnesota Medicaid EW

Official government program page

General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $3,000 (individual, higher than most states).
MN Specifics: Higher asset limit; rural access focus.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.

Essential Community Supports (ECS)

Minnesota ECS

Official government program page

General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
Income Limits: ~$1,732/month (individual, varies).
Asset Limits: $3,000 (individual).
MN Specifics: Bridges gap for those ineligible for waivers.

Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

Alternative Care (AC) Program

Minnesota Alternative Care Program

Official government program page

General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits: $3,000 (individual); home equity limit $713,000.
MN Specifics: CDCS option; statewide via counties.

Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Official government program page

General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Official government program page

General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: Includes EW services; 7 health plans available.

Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Official government program page

General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits: $3,000 (individual).
MN Specifics: Can hire family; statewide via counties.

Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MN Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Minnesota Seniors

Minnesota Medicaid EW

Elderly Waiver

Requirements:

General:
Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$3,000 (individual, higher than most states).
MN Specifics:
Higher asset limit; rural access focus.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.

Official Program Page

Minnesota ECS

Essential Community Supports (ECS)

Requirements:

General:
Age 65+, Minnesota resident, at risk of decline but not nursing home level.
Income Limits:
~$1,732/month (individual, varies).
Asset Limits:
$3,000 (individual).
MN Specifics:
Bridges gap for those ineligible for waivers.

Benefits without Contact:

Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

Official Program Page

Minnesota Alternative Care Program

Alternative Care (AC) Program

Requirements:

General:
Age 65+, Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025):
~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits:
$3,000 (individual); home equity limit $713,000.
MN Specifics:
CDCS option; statewide via counties.

Benefits without Contact:

Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.

Official Program Page

Minnesota Senior Health Options

Minnesota Senior Health Options (MSHO)

Requirements:

General:
Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025):
~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits:
$3,000 (individual), $6,000 (couple).
MN Specifics:
7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).

Official Program Page

Minnesota Senior Care Plus

Minnesota Senior Care Plus (MSC+)

Requirements:

General:
Age 65+, Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025):
~$1,255/month (100% FPL); spenddown allowed.
Asset Limits:
$3,000 (individual), $6,000 (couple).
MN Specifics:
Includes EW services; 7 health plans available.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.

Official Program Page

Minnesota Consumer Support Grant

Consumer Support Grant (CSG)

Requirements:

General:
Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025):
~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits:
$3,000 (individual).
MN Specifics:
Can hire family; statewide via counties.

Benefits without Contact:

Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.

Official Program Page

Minnesota Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
MN Specifics:
Three tiers; no waitlist; includes Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Minnesota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
MN Specifics:
High veteran demand in rural/urban areas.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

The Villas at Richfield

The Villas at Richfield is a Nursing Home in Minnesota

The Villas at Richfield is a Nursing Home in Minnesota

The Villas at Richfield

The Villas at Richfield is a Nursing Home in Minnesota

The Villas at Richfield is a Nursing Home in Minnesota

What families are saying

Overall quality of life and resident wellbeing

Personalized attention and individual support

Comparison Chart

Guides for Better Senior Living

Eldertainment

Claim What’s Yours: Financial Aid for Minnesota Seniors

Claim What’s Yours Financial Aid for Minnesota Seniors

Elderly Waiver

Requirements:

Benefits without Contact:

Essential Community Supports (ECS)

Requirements:

Benefits without Contact:

Alternative Care (AC) Program

Requirements:

Benefits without Contact:

Minnesota Senior Health Options (MSHO)

Requirements:

Benefits without Contact:

Minnesota Senior Care Plus (MSC+)

Requirements:

Benefits without Contact:

Consumer Support Grant (CSG)

Requirements:

Benefits without Contact:

Medicare Savings Program (MSP)

Requirements:

Benefits without Contact:

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

Benefits without Contact:

Contact Us

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Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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