What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Waterford on Highland Colony

Overview of The Waterford on Highland Colony

A proud member of the renowned Sonida Senior Living community, The Waterford on Highland Colony offers a quality independent lifestyle. Seniors can expect nothing but compassion and kindness; they can feel comfortable with the team of dedicated staff ready to attend to any needs. The Waterford is a modest assisted living community that performs nothing less than exceptional service in a nurturing and cozy home-like environment.

Waterford strives to provide stress-free and enjoyable living for its residents, keeping the environment safe and secure. The retirement home’s hospitality extends to housekeeping, transportation, ADLs, medication management, engaging activities, and enriching programs.

(601) 856-6660

Walk Score: 10 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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Staffing

Key information about the people who lead and staff this community.

ContactMs. Rhonda Brown, Executive Director

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Room Sizes: 384-437 / 512 / 836 sq. ft.

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: 2-story

Transportation Services

Fitness and Recreation

Types of Care at The Waterford on Highland Colony

Independent Living Respite Care

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The Waterford on Highland Colony	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Ridgeland	-	Yes	10	Studio / 1 Bed / 2 Bed	A+
Holiday Chateau Ridgeland	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Ridgeland	-	Yes	54	Studio / 1 Bed / 2 Bed	-
Lakeland Seniors Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Jackson (Fondren)	-	No	52	Studio / 1 Bed / 2 Bed	-

The Waterford on Highland Colony

Type of care: IL RC

Community:Location: Ridgeland

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

Holiday Chateau Ridgeland

Type of care: AL IL

Community:Location: Ridgeland

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

Lakeland Seniors Apartments

Type of care: IL

Community:Location: Jackson (Fondren)

Pets Allowed: No

Bed Options: Studio / 1 Bed / 2 Bed

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Elderly and Disabled Waiver

Mississippi Medicaid E&D Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $4,000 individual, higher than most states

Higher asset limit; rural focus.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($60/day) Meals ($6/meal)

Mississippi Caregiver Respite Program

MS NFCSP Respite

Age Caregiver of someone 60+

General Mississippi resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; rural emphasis.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Assisted Living (AL) Waiver

Mississippi Assisted Living Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Only for AL facilities with waiver contracts; small program size.

Benefits

Personal care Meals Medication management Respite Transportation within AL facility

Independent Living (IL) Waiver

Mississippi Independent Living Waiver

Age 16+ (65+ for seniors)

General Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Self-directed care; limited to in-home settings.

Benefits

Personal care (4-6 hours/day) Respite (~200 hours/year) Home mods Assistive tech Transition services

Medicare Savings Program (MSP)

Mississippi Medicare Savings Program

Age 65+ or disabled

General Mississippi resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Mississippi Homemaker Program

Mississippi Homemaker Program (via Area Agencies on Aging)

Age 60+

General Mississippi resident, not Medicaid-eligible, needs assistance with daily living.

Income Limits (2025) ~$1,063/month (100% FPL, individual); prioritizes low-income.

Asset Limits Not strictly assessed; need-based focus.

10 AAAs; waitlist possible due to funding caps.

Benefits

Homemaker services (2-4 hours/day, e.g., cleaning, meal prep) Respite (~2 days/year) Transportation Meals

Senior Community Service Employment Program (SCSEP)

Mississippi SCSEP

Age 55+

General unemployed, low-income, Mississippi resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; MDES oversees.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Mississippi VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Mississippi resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran population in rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

11.2 miles from city center Estimated distance in miles from Ridgeland's city center to The Waterford on Highland Colony's address, calculated via Google Maps. — 1.32 miles to nearest hospital (Careplus Behavioral Health)

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The Waterford on Highland Colony

Independent Living in Ridgeland

Independent Living in Ridgeland