What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Towne Centre Assisted Living LLC

Overview of Towne Centre Assisted Living LLC

Towne Centre Assisted Living LLC is a premier assisted living and memory care community in Merrillville, Indiana. It offers a supportive environment for seniors, including assisted living, memory care, and additional medical services. The community focuses on person-centered care that promotes a sense of purpose and well-being.

(219) 736-2900 rford@townecentreliving.com

274-bed community

A large-scale community that may provide a wide range of amenities, services, and structured programs.

1 year in operation

A newer community that may feature more recent facilities and programs.

About this community

Occupancy

Occupancy rate

77%

Higher than the Indiana average: 68.1%

Occupied beds

212 / 274

Average residents 70 per day

Facility TypeAssisted Living / Residential Care Facility (rcf)

IssuanceJanuary 3, 2025

ExpirationFebruary 28, 2026

License Number25-002392-1

Towne Centre Assisted Living LLC is legally operated by Towne Centre Assisted Living Llc, and administrated by Rikki Ford.

Profit StatusPROFIT

Residential

274 units

Total beds

274 units

Staffing

Key information about the people who lead and staff this community.

Director of NursingCARMELLA OWENS

Rehabilitation Services

24-Hour Staffing

Fax(219) 736-2209

ActivitiesDaily programming, events, and outings are an essential part of life here.

Food DescriptionMeals are a daily highlight at Towne Centre Living, with three delicious, dietitian-approved meals served each day. Snacks and beverages are always available.

Meals IncludedYes

Meals Per Day3

19 Inspections Indiana avg: 13 46% above Indiana avg

11 Visits with Citations Indiana avg: 7 57% above Indiana avg

52 Citations Total Indiana avg: 34 53% above Indiana avg Ranked 306th of 385

8 Visits without Citations Indiana avg: 12 33% below Indiana avg

Show Inspection Reports

11 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

Indiana average: 5 complaints

Latest inspection

Date June 24, 2025

Complaint Investigation

52 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Indiana average: 34 citations

54 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Indiana average: 36 deficiencies

2.8 deficiencies per inspection

Indiana average: 5.1 deficiencies per inspection

Inspection Report Summary for Towne Centre Assisted Living LLC

The most recent inspection on June 24, 2025, found no deficiencies related to the complaint investigated. Earlier inspections showed a pattern of deficiencies primarily involving medication administration, clinical documentation, service plan updates, and sanitation issues. Some investigations substantiated complaints about failure to notify physicians and families of condition changes, incomplete follow-up care, and inadequate supervision leading to resident safety concerns. Enforcement actions such as staff suspension and termination occurred in response to substantiated verbal abuse, but fines or license suspensions were not listed in the available reports. The facility’s inspection history shows some improvement with recent investigations finding no deficiencies, following a period of mixed compliance.

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled

General Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Requires level-of-care determination.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+

General Indiana resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $10,000 individual

Limited funding; regional variation.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+

General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

~50 facilities statewide; per diem rate set by FSSA.

Benefits

Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled

General Indiana resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

Age 55+

General unemployed, low-income, Indiana resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand statewide.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

1.1 miles from city center Estimated distance in miles from MERRILLVILLE's city center to Towne Centre Assisted Living LLC's address, calculated via Google Maps.

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Assisted Living around Merrillville

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Towne Centre Assisted Living LLC	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Merrillville (Ross Township)	274	No	-	-	1	77.4%	-	Rikki Ford	Towne Centre Assisted Living Llc	Carmella Owens	19	11	54	2.8
Spring Mill Health Campus	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Merrillville	169	Yes	25	Private Rooms / Semi-Private Rooms	2	36.1%	A+	Lakeithia Webb	Major Hospital	Michelle Ashford	23	7	106	4.6
Belvedere Senior Housing	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Merrillville	140	Yes	10	Studio / 1 Bed	10	85.7%	A+	Stephanie Westphal	Belvedere Slf Llc	Michelle Hynek	11	7	30	2.7
Towne Centre	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Merrillville	-	Yes	16	-	-	-	-	-	-	-	0	0	0	-
Village Green Active Sr Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Merrillville	-	Yes	20	-	-	-	-	-	-	-	0	0	0	-

Towne Centre Assisted Living LLC

Type of care: AL

Community:Location: Merrillville (Ross Township)

Bed Count: 274

Pets Allowed: No

Spring Mill Health Campus

Type of care: NH AL IL MC

Community:Location: Merrillville

Bed Count: 169

Pets Allowed: Yes

Bed Options: Private Rooms / Semi-Private Rooms

Belvedere Senior Housing

Type of care: AL

Community:Location: Merrillville

Bed Count: 140

Pets Allowed: Yes

Bed Options: Studio / 1 Bed

Towne Centre

Type of care: AL MC

Community:Location: Merrillville

Pets Allowed: Yes

Village Green Active Sr Living

Type of care: AL IL

Community:Location: Merrillville

Pets Allowed: Yes

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Towne Centre Assisted Living LLC

Assisted Living in Merrillville

Assisted Living in Merrillville