What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Waterbury Gardens | Nursing Home in Waterbury, CT

Overview of Waterbury Gardens

Waterbury Gardens is a renowned residential care home in Waterbury, CT, that offers assistance with daily living activities. Fostering comfort and familiarity, the community ensures older adults can feel at home during their stay. 24-hour security, recreational activities, and household services are also offered to ensure a maintenance-free lifestyle. The community’s passion for improving residents’ quality of life is fueled by its high-quality services.

Interest groups and fitness programs accompany residents during their stay, promoting an active lifestyle and social engagement. With its spacious rooms and lively gathering spaces, residents can relax and connect with friends easily. The community is also set in a quiet residential area, ensuring residents have a laid-back retirement. Here, older adults are guaranteed the utmost attention and care they deserve with the community’s exceptional standards of care.

(203) 757-9271

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 72

192 days

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

76% of new residents, usually for short-term rehab.

Typical stay 4 - 5 months

Private pay

5% of new residents, often for short stays.

Typical stay 7 - 8 years

Medicaid

19% of new residents, often for long-term daily care.

Typical stay 43 years

Finances and operations

Home revenue

$8.6M

Operating loss

-$10.9M

Privately-owned community Operated by a business corporation.

Home revenue

$8.6M

Operating loss

-$10.9M

Payroll costs

$6.9M

80.6% of revenue

Other operating costs

$12.6M

Total costs $19.4M

72-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

1 year in operation

A newer community that may feature more recent facilities and programs.

Walk Score: 50 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Occupancy

Occupancy rate

32%

In line with Connecticut average

Occupied beds

23 / 72

Average residents 102 per day

Facility TypeResidential Care Facility

StatusOp

IssuanceMarch 4, 2025

ExpirationMarch 31, 2028

CountyCowlitz

License Number1930

Staffing

Key information about the people who lead and staff this community.

Admin 1 FTE

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Payment & Funding Options

Medicaid

Compare Nursing Homes around Waterbury

5 facilities compared · CMS & CT Dept. of Health data · Updated Apr 2026

Filter by care type


Autumn Lake Healthcare at Bucks Hill		NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Waterbury	90	94.0%	+12%	3.26				-43%	-18%	24	4.8	85	-	15	Bucks Hill Parent Llc	$13.3M	$1.5M	11.2%	75418
Cheshire House		NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Waterbury (East Farms)	75	93.2%	+11%	4.00				-15%	+1%	52	7.4	70	A+	38	-	$12.9M	$5.4M	41.7%	75373
Waterbury Gardens	-	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Waterbury	150	32.2%	-62%	-	-	-	-	-	-	0	0.0	-	-	50	#N/A	$8.6M	$6.9M	80.5%	75210
Abbott Terrace Health Center	-	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Waterbury (Exchange Place)	205	93.7%	+12%	-	-	-	-	-	-	0	0.0	-	-	89	-	$50.7M	$13.1M	25.9%	75351
NCE Homecare	-	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Waterbury (Burnt Hill)	-	-	-	-	-	-	-	-	-	0	0.0	-	A+	71	-	-	-	-	-

Autumn Lake Healthcare at Bucks Hill

Overall Rating:

Type of care: NH AL

Community: Waterbury

Bed Count: 90

Occupancy: 94.0%

Occupancy vs State Avg: +12%

Nurse hrs per resident/day: 3.3

Health Insp Rating:

Staffing Rating:

QM Rating:

-43%

Staffing vs State Avg: -18%

Citations: 24

Citations per Inspection: 4.8

Avg Residents/Day: 85

Operator: Bucks Hill Parent Llc

Home Revenue: $13,272,344.00

Payroll Costs: $1,489,439.00

Payroll %: 11.2%

CCN: 75418

Cheshire House

Overall Rating:

Type of care: NH AL

Community: Waterbury (East Farms)

Bed Count: 75

Occupancy: 93.2%

Occupancy vs State Avg: +11%

Nurse hrs per resident/day: 4.0

Health Insp Rating:

Staffing Rating:

QM Rating:

-15%

Staffing vs State Avg: +1%

Citations: 52

Citations per Inspection: 7.4

Avg Residents/Day: 70

Home Revenue: $12,899,897.00

Payroll Costs: $5,385,347.00

Payroll %: 41.7%

CCN: 75373

Waterbury Gardens

Type of care: NH AL

Community: Waterbury

Bed Count: 150

Occupancy: 32.2%

Occupancy vs State Avg: -62%

Citations per Inspection: 0.0

Operator: #N/A

Home Revenue: $8,557,648.00

Payroll Costs: $6,888,729.00

Payroll %: 80.5%

CCN: 75210

Abbott Terrace Health Center

Type of care: NH AL

Community: Waterbury (Exchange Place)

Bed Count: 205

Occupancy: 93.7%

Occupancy vs State Avg: +12%

Citations per Inspection: 0.0

Home Revenue: $50,702,667.00

Payroll Costs: $13,120,952.00

Payroll %: 25.9%

CCN: 75351

NCE Homecare

Type of care: NH AL

Community: Waterbury (Burnt Hill)

Citations per Inspection: 0.0

Nursing Home Explorer

Connecticut Home Care Program for Elders

CHCPE

Age 65+

General Connecticut resident, at risk of nursing home placement.

Income Limits State-funded: ~$1,600/month; Medicaid: ~$2,829/month 300% FBR

Asset Limits $1,600 (state), $2,000 (Medicaid, individual).

Two tiers (state and Medicaid); waitlists possible.

Benefits

In-home care (4-6 hours/day) Adult day care (~$70/day) Meals Respite (up to 14 days/year)

Statewide Respite Care Program

CT Respite Care

Age —

General Caregiver of senior with dementia, Connecticut resident.

Income Limits ~$2,500/month individual, varies

Asset Limits $40,000 individual

Limited to dementia caregivers; capped funding.

Benefits

In-home respite (up to 30 days/year) Adult day care (~$70/day)

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

Age 62+

General Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.

Income Limits (2025) ~$41,000/year individual, adjusted annually

Asset Limits Not specified; focus is income-based.

Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Benefits

Personal care (3-5 hours/day) Meals ($5-$7/meal) Housekeeping Transportation (~5 trips/month)

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

Age 65+ or disabled

General Connecticut resident, enrolled in Medicare Part A/B.

Income Limits (2025) ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.

Asset Limits None since 2023 policy change.

Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Benefits

Covers Medicare Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20% of services)

Senior Community Service Employment Program (SCSEP)

Connecticut SCSEP (federally funded, state-administered)

Age 55+

General unemployed, low-income, Connecticut resident.

Income Limits (2025) ~$1,983/month 125% FPL, individual

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; limited slots (~500/year).

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

2.9 miles from city center Estimated distance in miles from Waterbury's city center to Waterbury Gardens's address, calculated via Google Maps. — 3.32 miles to nearest hospital (UConn Health Waterbury Hospital)

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Financial Trends

Historical financial and operational data for Waterbury Gardens based on CMS SNF Cost Reports.

Occupancy Rate 32.2% ↓ 19.5pp vs 2022

Net Income -$10.9M ↓ ~$5.4M vs 2022

Total Payroll $9.5M ↓ ~$2.5M vs 2022

Profit Margin -127.3% ↓ 92.3pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	80.4%	75.5%	71.4%	717.5%	70.7%	69.2%	64.6%	61.6%	60.8%	47.3%	52.0%	51.6%	32.2%
Beds	180	180	180	180	180	180	180	180	180	180	150	150	150
Net Income	-$407,740	-$2,351,542	-$1,287,395	-$6,278,190	$3,208,875	-$110,290	-$2,381,547	-$2,043,825	-$617,450	-$3,469,552	-$6,294,749	-$5,523,846	-$10,891,806
Gross Revenue	$20,888,512	$21,944,587	$21,815,627	$21,218,520	$21,721,276	$15,854,799	$20,320,596	$22,747,515	$21,518,617	$17,480,971	$15,252,374	$15,806,509	$8,557,648
Operating Expenses	$17,047,403	$17,872,302	$17,296,989	$16,978,668	$16,447,230	$13,153,840	$17,261,936	$16,344,391	$14,105,110	$16,232,470	$17,317,833	$18,078,940	$16,842,546
Net Patient Revenue	$16,642,177	$15,517,812	$16,025,308	$15,060,113	$15,436,644	$13,041,897	$14,830,358	$14,297,903	$13,478,836	$11,824,043	$11,022,684	$11,724,409	$5,958,068
Total Payroll	$10,426,988	$10,737,301	$11,932,619	$10,399,760	$9,344,023	$8,647,636	$11,407,113	$9,860,965	$8,552,520	$11,035,001	$11,219,075	$11,988,930	$9,479,855
Profit Margin %	-2.0%	-10.7%	-5.9%	-29.6%	14.8%	-0.7%	-11.7%	-9.0%	-2.9%	-19.9%	-41.3%	-35.0%	-127.3%
Medicare %	12.8%	12.3%	14.8%	10.9%	11.0%	11.5%	11.7%	11.9%	6.8%	10.4%	6.8%	4.3%	3.4%
Medicaid %	60.7%	78.9%	59.0%	83.4%	82.0%	82.9%	83.6%	85.0%	89.6%	85.6%	92.9%	87.8%	92.4%
Private %	26.5%	8.8%	26.2%	5.7%	7.0%	5.6%	4.6%	3.1%	3.5%	3.9%	0.3%	7.9%	4.2%
Revenue/Day	$315	$312	$341	$319	$332	$360	$350	$353	$337	$379	$387	$415	$369
Cost/Day	$323	$359	$369	$360	$354	$363	$407	$404	$353	$521	$609	$639	$1,045
Avg Length of Stay	169.8 days	194.3 days	143.5 days	158.7 days	178.6 days	164.1 days	202.9 days	165.3 days	221.9 days	221.0 days	243.3 days	349.1 days	192.0 days

Guides for Better Senior Living

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Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Waterbury Gardens

Nursing Home in Waterbury

Nursing Home in Waterbury

Overview of Waterbury Gardens

Capacity and availability

Smaller home

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Occupancy

License Details

Staffing

Staff Composition (State Data)

Contact Waterbury Gardens

Access & Eligibility

Payment & Funding Options

Compare Nursing Homes around Waterbury

Financial Assistance for
Nursing Home in Connecticut

Connecticut Home Care Program for Elders

Statewide Respite Care Program

Congregate Housing Services Program (CHSP)

Medicare Savings Program (MSP)

Senior Community Service Employment Program (SCSEP)

Places of interest near Waterbury Gardens

Calculate Travel Distance to Waterbury Gardens

Financial Trends

Financial Performance

Payroll & Labor Costs

Payer Mix (percentage)

Guides for Better Senior Living

Waterbury Gardens

Nursing Home in Waterbury

Nursing Home in Waterbury

Overview of Waterbury Gardens

Capacity and availability

Smaller home

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Occupancy

License Details

Staffing

Staff Composition (State Data)

Contact Waterbury Gardens

Access & Eligibility

Payment & Funding Options

Compare Nursing Homes around Waterbury The information below is reported by the Connecticut Department of Public Health, Facility Licensing and Investigations Section.

Financial Assistance for Nursing Home in Connecticut

Connecticut Home Care Program for Elders

Statewide Respite Care Program

Congregate Housing Services Program (CHSP)

Medicare Savings Program (MSP)

Senior Community Service Employment Program (SCSEP)

Places of interest near Waterbury Gardens

Calculate Travel Distance to Waterbury Gardens

Financial Trends

Financial Performance

Payroll & Labor Costs

Payer Mix (percentage)

Guides for Better Senior Living

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