Waterstone on High Ridge

Article: How to get Medicare and Medicaid to Pay for Assisted Living

12.7 miles from city center

Description

Waterstone on High Ridge is a dynamic community for residents looking to find a community that feels like a vacation in a world-class, luxurious, five-star hotel. The vibrant atmosphere in the urban setting is like no other senior living community, garnering the trust of many families and seniors who have praised the staff for their commitment to practicing high-quality living standards for the residents. Waterstone on High Ridge has set the standard for independent living in Greenwich because they have been one of the front runners in maintaining an elevated luxurious lifestyle.

Waterstone offers remarkable hospitality due to its exemplary service and exceedingly person-centered care. They have provided a list of convenient services such as transportation, enrichment activities, stimulating programs, housekeeping services, transportation services, and delicious dining served daily.

Map

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Type of Care Available

Independent Living Assisted Living Memory Care

Claim What’s Yours: Financial Aid for Connecticut Seniors

Program

State Program Name

Eligibility

Benefits

Connecticut Home Care Program for Elders

CHCPE

General: Age 65+, Connecticut resident, at risk of nursing home placement.
Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).

Statewide Respite Care Program

CT Respite Care

General: Caregiver of senior with dementia, Connecticut resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
CT Specifics: Limited to dementia caregivers; capped funding.

Services: In-home respite (up to 30 days/year), adult day care (~$70/day).

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025): ~$41,000/year (individual, adjusted annually).
Asset Limits: Not specified; focus is income-based.
CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits: None since 2023 policy change.
CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Senior Community Service Employment Program (SCSEP)

Connecticut SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Connecticut resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Connecticut Seniors

CHCPE

Connecticut Home Care Program for Elders

Eligibility

General: Age 65+, Connecticut resident, at risk of nursing home placement.
Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Benefits

Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).

CT Respite Care

Statewide Respite Care Program

Eligibility

General: Caregiver of senior with dementia, Connecticut resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
CT Specifics: Limited to dementia caregivers; capped funding.

Benefits

Services: In-home respite (up to 30 days/year), adult day care (~$70/day).

Connecticut Congregate Housing Services Program

Congregate Housing Services Program (CHSP)

Eligibility

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025): ~$41,000/year (individual, adjusted annually).
Asset Limits: Not specified; focus is income-based.
CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Benefits

Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).

Connecticut Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits: None since 2023 policy change.
CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Benefits

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Connecticut SCSEP (federally funded, state-administered)

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Connecticut resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).