What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Westchester Independent Living Center | Independent Living in White Plains, NY

Overview of Westchester Independent Living Center

In White Plains, New York, the Westchester Independent Living Center, Inc. opens doors to a world of possibilities, especially for those with disabilities. With a strong focus on providing top-tier independent living services, this organization is a lifeline for individuals seeking high-quality care and a supportive community.

Through specialized programs addressing community living support, transition, and diversion, they create pathways to independence. Advocating for education, community access, and equality, they provide a nurturing environment where seniors can thrive. From transportation services to benefits advisement and a range of educational workshops, they equip their residents with the tools needed to achieve their goals, fostering a sense of belonging and purpose in every individual they serve.

(914) 682-3926 contact@wilc.org

Managed by Margaret Nunziato

Executive Director

Margaret Nunziato serves as the Executive Director of Westchester Independent Living Center. She leads the community with a focus on providing accessible programs and support, ensuring clear communication and safety for residents and staff alike. Margaret is committed to fostering a welcoming environment and facilitating connections through comprehensive program information and personalized assistance.

Walk Score: 76 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Specific ProgramsIndependent Living Services, Deaf Services, Independent Living Skills, Peer Advisement, Information and Referral, Trainings & Workshops, Benefits and Entitlements Advisement, Transportation, NY Connects, Nursing Home Transition and Diversion, Traumatic Brain Injury Regional Resource Development Center, Open Doors Transition Center, Advocacy, Parent Training and Information Center (PTIC), Mental Health Peer Advocacy, Equal Access and the Americans with Disabilities Act, Educational Advocacy, Minority Outreach, Anger Management, Partners for Success, Community Outreach

Operating HoursMonday-Friday: 9:00 AM – 5:00 PM

Types of Care at Westchester Independent Living Center

Independent Living

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The Ambassador of Scarsdale	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	White Plains (Scarsdale)	144	Yes	35	Karp Scarsdale, Llc	3	33.3%	3	6	-	-
The Knolls, A Bethel Community	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Valhalla	20	No	12	The Bethel Methodist Home	5	80%	1	4	-	-
Westchester Independent Living Center	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	White Plains (Town Of Greenburgh)	-	No	76	-	0	0%	0	0	-	-
Atria Rye Brook	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Rye Brook (Village Of Port Chester)	-	Yes	10	-	0	0%	0	0	Studio / 1 Bed / 2 Bed	-
The Esplanade	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Palisades	-	No	12	-	0	0%	0	0	Studio / 1 Bed / 2 Bed	-

The Ambassador of Scarsdale

Type of care: AL IL MC

Community: White Plains (Scarsdale)

Bed Count: 144

Pets Allowed: Yes

The Knolls, A Bethel Community

Type of care: NH AL IL

Community: Valhalla

Bed Count: 20

Pets Allowed: No

Westchester Independent Living Center

Type of care: IL

Community: White Plains (Town Of Greenburgh)

Pets Allowed: No

Atria Rye Brook

Type of care: IL

Community: Rye Brook (Village Of Port Chester)

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

The Esplanade

Type of care: AL IL

Community: Palisades

Pets Allowed: No

Bed Options: Studio / 1 Bed / 2 Bed

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Community First Choice Option

NY Medicaid CFCO

Age 65+ or disabled

General New York resident, Medicaid- eligible, care need (not necessarily nursing home level).

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $30,182 individual, higher due to NY Medicaid expansion

Higher asset limit; urban density increases demand.

Benefits

Personal care (5-7 hours/day) Respite care (240 hours/year) Home modifications ($1,500 avg.) Assistive technology ($500 avg.)

Expanded In-Home Services for the Elderly Program (EISEP)

NY EISEP

Age 60+

General New York resident, at risk of decline but not nursing home level.

Income Limits ~$2,500/month individual, varies

Asset Limits $15,000 individual

Cost-sharing required above certain income; urban/rural balance.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Case management Transportation (~5 trips/month)

Senior Citizen Rent Increase Exemption (SCRIE)

NY SCRIE

Age 62+

General NYC resident, live in rent-controlled/stabilized apartment, spend >1/3 of income on rent.

Income Limits (2025) $50,000/year household

Asset Limits No strict asset cap, but income-focused eligibility.

Limited to NYC’s rent-regulated units; high demand in urban areas.

Benefits

Rent freeze (e.g., covers increases of $50-$200+/month); tax credit for landlord

Senior Citizen Homeowners’ Exemption (SCHE)

NY SCHE

Age 65+

General NYC resident, own and live in a 1-3 family home, co-op, or condo.

Income Limits (2025) $58,399/year household

Asset Limits No strict asset cap, income-driven eligibility.

Applies only in NYC; excludes large apartment buildings.

Benefits

Property tax reduction (5-50%, e.g., $500-$5,000/year based on income and property value)

New York Foundation for Senior Citizens (NYFSC) Home Sharing Program

NYFSC Home Sharing

Age One participant must be 60+ (host or guest)

General NYC resident, able to share living space.

Income Limits No strict limit, but targets those needing cost relief.

Asset Limits Not applicable; focus on housing need.

Primarily NYC-focused; limited slots due to demand.

Benefits

Shared housing (reduces rent/living costs by 30-50%, e.g., $500-$1,000/month savings); optional light assistance between housemates

1.4 miles from city center Estimated distance in miles from White Plains's city center to Westchester Independent Living Center's address, calculated via Google Maps. — 1.08 miles to nearest hospital (White Plains Hospital)

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Westchester Independent Living Center

Independent Living in White Plains

Independent Living in White Plains