Lake St. Charles Retirement Community
Assisted Living · St. Charles County, MO

Lake St. Charles Retirement Community

Assisted Living · St. Charles County, MO

Overview of Lake St. Charles Retirement Community

Nestled on a scenic hillside with stunning panoramic lake views, Lake St. Charles Retirement Community in St. Charles, MO, offers senior living at its finest. With various levels of care, including independent living, wellness assistance, adult day care, licensed assisted living, and skilled nursing & rehab, residents enjoy the perfect blend of support and independence.

Lake St. Charles is dedicated to creating an affordable, vibrant lifestyle for seniors, offering cozy, well-appointed accommodations in five apartment sizes. The seasoned, skilled team ensures safety and comfort, allowing residents to feel at ease in their daily lives. Offering a range of choices is a hallmark of the community, from flexible meal plans to countless leisure activities. Here, seniors can craft a lifestyle filled with encouragement, convenience, and joy. At Lake St. Charles, retirement is an opportunity to live fully and thrive.

Types of Care at Lake St. Charles Retirement Community

Assisted Living
Years in operation
42 years in operation Rank #10 / 93Years in operation — State benchmarkedThis home is ranked 10th out of 93 homes in Missouri. Shows how long this facility has been in operation compared to other Missouri SNFs. Longer operating histories may benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 26 / 100 Rank #418 / 562Walk Score — State benchmarkedThis home is ranked 418th out of 562 homes in Missouri. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Missouri SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactMs. Samatha Davis, Executive Director

Staffing & Medical

1 service
24-Hour Staffing

Additional Services

1 service
Retirement

Amenities & Lifestyle

Specific ProgramsOverview, Service & Amenities, Recreation, Memorable Events
Operating HoursOpen 24/7

Contact Lake St. Charles Retirement Community

What does this home offer?

Room sizes icon
Room sizes icon

Room Sizes: 288 / 432 / 576 / 864 sq. ft

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Living Spaces & Floor Plans for Lake St. Charles Retirement Community

Lake St Charles Retirement Community6
Lake St Charles Retirement Community5
Lake St Charles Retirement Community4

Places of interest near Lake St. Charles Retirement Community

Address 3.4 miles from city center Info Estimated distance in miles from St Charles's city center to Lake St. Charles Retirement Community's address, calculated via Google Maps.

Calculate Travel Distance to Lake St. Charles Retirement Community

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Financial Assistance for
Assisted Living in Missouri

Lake St. Charles Retirement Community is located in St Charles, Missouri.
Here are the financial assistance programs available to residents in Missouri.

Get Financial aid guidance

Aged and Disabled Waiver

Missouri Medicaid A&D Waiver

Age 65+ or disabled
General Missouri resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MO

Rural access prioritized.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$65/day) Home health services

Missouri Supplemental Nursing Care (SNC)

MO SNC

Age 65+
General Missouri resident, in approved facility.
Income Limits ~$1,215/month individual
Asset Limits $2,000 individual
MO

Supplements SSI; facility-based only.

Benefits
Monthly cash payment (~$156-$292/month) for care costs

Structured Family Caregiving Waiver (SFCW)

Missouri Structured Family Caregiving Waiver

Age 65+
General Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
Income Limits (2025) ~$2,901/month (300% FBR, individual); QIT required.
Asset Limits $5,909.25 (individual), $11,818.45 (couple).
MO

Caregiver must be family; small program size.

Benefits
Cash stipend ($1,000-$1,500/month) to family caregiver Respite Training Supplies ($500/year)

MO HealthNet Aged, Blind, and Disabled (ABD)

Missouri MO HealthNet ABD

Age 65+ or disabled
General Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
Income Limits (2025) ~$1,690/month (individual, projected); spenddown allowed.
Asset Limits $5,909.25 (individual), $11,818.45 (couple).
MO

Less intensive than waivers; statewide access.

Benefits
Personal care (2-4 hours/day) Homemaker services Limited respite Medical equipment

Medicare Savings Program (MSP)

Missouri Medicare Savings Program

Age 65+ or disabled
General Missouri resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MO

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Missouri Caregiver Program (Customized Caregiver Training & Relief)

Missouri Caregiver Program

Age
General Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based.
MO

Administered via AAAs and Alzheimer’s Association; rural focus.

Benefits
Respite (4-6 hours/week) Training Assistive tech ($500/year) Supplies

VA Aid and Attendance (A&A) and Housebound Benefits

Missouri VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Missouri resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MO

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Assisted Living around St Charles County

The information below is reported by the Missouri Department of Health and Senior Services, Division of Regulation and Licensure.

Filter by care type
Clarendale of St. Peters
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

St Peters (Bellemeade Estates)110Yes 61 Studio / 1 Bed / 2 BedSt Peters Mo Senior Living Leaseco LLC--
Hampton Manor of St. Peters
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

St Peters (Saint Peters)97Yes 64 Studio / 1 Bed / 2 BedHampton Manor Of Wentzville LLC--
Barathaven Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Dardenne Prairie (Barathaven)66Yes 4 Studio / 1 Bed / 2 BedSonata Barathaven LLC16A+
Lake St. Charles Retirement Community
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

St Charles (Honey Locust Lane)-No 26 Studio / 1 Bed / 2 Bed-42-
The Landing of O’Fallon
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

St Charles (O’fallon)-Yes 29 Studio / 1 Bed / 2 Bed---

Frequently Asked Questions about Lake St. Charles Retirement Community

What neighborhood is Lake St. Charles Retirement Community in?

Lake St. Charles Retirement Community is in the Honey Locust Lane neighborhood of St Charles.

Is Lake St. Charles Retirement Community in a walkable area?

Lake St. Charles Retirement Community has a walk score of 26. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Are there photos of Lake St. Charles Retirement Community?

Yes — there is 1 photo of Lake St. Charles Retirement Community in the photo gallery on this page.

What is the address of Lake St. Charles Retirement Community?

Lake St. Charles Retirement Community is located at 45 Honey Locust Ln, St Charles, MO 63303, United States.

What is the phone number of Lake St. Charles Retirement Community?

(636) 947-1100 will put you in contact with the team at Lake St. Charles Retirement Community.

Is Lake St. Charles Retirement Community Medicare or Medicaid certified?

Lake St. Charles Retirement Community is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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