Lake St. Charles Retirement Community
Assisted Living & Independent Living · St Charles, MO

Lake St. Charles Retirement Community

Assisted Living & Independent Living · St Charles, MO

Overview of Lake St. Charles Retirement Community

Nestled on a scenic hillside with stunning panoramic lake views, Lake St. Charles Retirement Community in St. Charles, MO, offers senior living at its finest. With various levels of care, including independent living, wellness assistance, adult day care, licensed assisted living, and skilled nursing & rehab, residents enjoy the perfect blend of support and independence.

Lake St. Charles is dedicated to creating an affordable, vibrant lifestyle for seniors, offering cozy, well-appointed accommodations in five apartment sizes. The seasoned, skilled team ensures safety and comfort, allowing residents to feel at ease in their daily lives. Offering a range of choices is a hallmark of the community, from flexible meal plans to countless leisure activities. Here, seniors can craft a lifestyle filled with encouragement, convenience, and joy. At Lake St. Charles, retirement is an opportunity to live fully and thrive.

Years in operation
42 years in operation Rank #9 / 209Years in operation — State benchmarkedThis home is ranked 9th out of 209 homes in Missouri. Shows how long this facility has been in operation compared to other Missouri facilities. Longer operating histories may benefit residents, families, and staff.Rankings are based only on facilities in Missouri that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 26 / 100 Rank #418 / 563Walk Score — State benchmarkedThis home is ranked 418th out of 563 homes in Missouri. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Missouri facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Missouri that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactMs. Samatha Davis, Executive Director

Staffing & Medical

1 service
24-Hour Staffing

Additional Services

1 service
Retirement

Amenities & Lifestyle

Operating HoursOpen 24/7

Contact Lake St. Charles Retirement Community

What does this home offer?

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Room sizes icon

Room Sizes: 288 / 432 / 576 / 864 sq. ft

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Living Spaces & Floor Plans for Lake St. Charles Retirement Community

Places of interest near Lake St. Charles Retirement Community

Address 3.4 miles from city center Info Estimated distance in miles from St Charles's city center to Lake St. Charles Retirement Community's address, calculated via Google Maps.

Calculate Travel Distance to Lake St. Charles Retirement Community

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Address

Compare Assisted Living around St Charles County

The information below is reported by the Missouri Department of Health and Senior Services, Division of Regulation and Licensure.

Clarendale of St. Peters
AL
IL
MC
St Peters (Bellemeade Estates)
110
Facility 110
MO AVG 97
Rank #157 / 454
Yes
61
Facility 61
MO AVG 45
Rank #154 / 563
Studio / 1 Bed / 2 BedSt Peters Mo Senior Living Leaseco LLC--
Hampton Manor of St. Peters
AL
IL
MC
RC
St Peters (Saint Peters)
97
Facility 97
MO AVG 97
Rank #197 / 454
Yes
64
Facility 64
MO AVG 45
Rank #135 / 563
Studio / 1 Bed / 2 BedHampton Manor Of Wentzville LLC--
Hampton Manor of Wentzville
AL
IL
MC
Wentzville
85
Facility 85
MO AVG 97
Rank #257 / 454
No
22
Facility 22
MO AVG 45
Rank #442 / 563
-Hampton Manor Of Wentzville LLC
5
Facility 5
MO AVG 11
Rank #90 / 209
A+
Breeze Park – Lutheran Senior Services
AL
IL
MC
NH
Weldon Spring
50
Facility 50
MO AVG 97
Rank #390 / 454
No
2
Facility 2
MO AVG 45
Rank #545 / 563
1 Bed / 2 Bed-
18
Facility 18
MO AVG 11
Rank #54 / 209
A+
Lake St. Charles Retirement Community
AL
IL
St Charles (Honey Locust Lane)-No
26
Facility 26
MO AVG 45
Rank #418 / 563
Studio / 1 Bed / 2 Bed-
42
Facility 42
MO AVG 11
Rank #9 / 209
-

Financial Assistance for
Assisted Living in Missouri

Lake St. Charles Retirement Community is located in St Charles, Missouri.
Here are the financial assistance programs available to residents in Missouri.

Get Financial aid guidance

Aged and Disabled Waiver

Missouri Medicaid A&D Waiver

Age 65+ or disabled
General Missouri resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MO

Rural access prioritized.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$65/day) Home health services

Missouri Supplemental Nursing Care (SNC)

MO SNC

Age 65+
General Missouri resident, in approved facility.
Income Limits ~$1,215/month individual
Asset Limits $2,000 individual
MO

Supplements SSI; facility-based only.

Benefits
Monthly cash payment (~$156-$292/month) for care costs

Structured Family Caregiving Waiver (SFCW)

Missouri Structured Family Caregiving Waiver

Age 65+
General Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
Income Limits (2025) ~$2,901/month (300% FBR, individual); QIT required.
Asset Limits $5,909.25 (individual), $11,818.45 (couple).
MO

Caregiver must be family; small program size.

Benefits
Cash stipend ($1,000-$1,500/month) to family caregiver Respite Training Supplies ($500/year)

MO HealthNet Aged, Blind, and Disabled (ABD)

Missouri MO HealthNet ABD

Age 65+ or disabled
General Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
Income Limits (2025) ~$1,690/month (individual, projected); spenddown allowed.
Asset Limits $5,909.25 (individual), $11,818.45 (couple).
MO

Less intensive than waivers; statewide access.

Benefits
Personal care (2-4 hours/day) Homemaker services Limited respite Medical equipment

Medicare Savings Program (MSP)

Missouri Medicare Savings Program

Age 65+ or disabled
General Missouri resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MO

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Missouri Caregiver Program (Customized Caregiver Training & Relief)

Missouri Caregiver Program

Age
General Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based.
MO

Administered via AAAs and Alzheimer’s Association; rural focus.

Benefits
Respite (4-6 hours/week) Training Assistive tech ($500/year) Supplies

VA Aid and Attendance (A&A) and Housebound Benefits

Missouri VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Missouri resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MO

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Lake St. Charles Retirement Community

What neighborhood is Lake St. Charles Retirement Community in?

Lake St. Charles Retirement Community is in the Honey Locust Lane neighborhood of St Charles.

Is Lake St. Charles Retirement Community in a walkable area?

Lake St. Charles Retirement Community has a walk score of 26. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Are there photos of Lake St. Charles Retirement Community?

Yes — there are 5 photos of Lake St. Charles Retirement Community in the photo gallery on this page.

What is the address of Lake St. Charles Retirement Community?

Lake St. Charles Retirement Community is located at 45 Honey Locust Ln, St Charles, MO 63303.

What is the phone number of Lake St. Charles Retirement Community?

(636) 947-1100 will put you in contact with the team at Lake St. Charles Retirement Community.

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