Harrogate Retirement Community

Harrogate Retirement Community is an Independent Living Home in New Jersey

Harrogate Retirement Community is an Independent Living Home in New Jersey

Harrogate Retirement Community

400 Locust St, Lakewood, NJ 08701 View Map

Harrogate Retirement Community is an Independent Living Home in New Jersey

Harrogate Retirement Community is an Independent Living Home in New Jersey

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Overview of Harrogate Retirement Community

Life Care Services of Harrogate is a distinguished community in Locust Street, Lakewood, NJ, that offers independent living, personal care, short-term rehab, and skilled nursing. With 24-hour care from a compassionate and well-trained team, residents can rest assured of having a comfortable and worry-free retirement. Housekeeping, laundry, and emergency call systems are also available for residents’ convenience and safety.

A robust slate of enriching activities and engaging programs are conducted for residents to remain active and socially connected. Here, residents enjoy mealtimes with healthy and delicious meals catering to their nutritional needs and tastes. Amenities include an activity room, an exercise room, a game room, a library, lounges, and gardens, perfect for socialization and relaxation.

+1 732-905-7070
Home Information HARROGATE
  • This nursing home maintains occupancy well above most state peers, signaling sustained demand. The property runs a smaller bed inventory than most peers, focusing on a more intimate census. Resident stays are comparable to other state facilities, implying stable turnover.

  • Home revenue sits below most peers, indicating modest billing throughput. Payroll spending sits in the top tier, showing a strong investment in staffing resources. Total income mirrors statewide norms, reflecting a balanced margin profile.

  • Medicare nights lag behind other facilities, revealing limited Medicare demand. Medicaid nights fall below most peers, pointing to lighter Medicaid reliance. Private pay nights lead the state, showing strong demand from market-rate residents.

Occupancy
Beds
68
Occupancy
89.1%
Total Bed Days Available
24820
Avg. Length of Stay
115 days
Avg. Residents per Day
60
Finance
Home Revenue
$4,854,512.00
Payroll Costs
$8,095,705.00
Profit
$-576,164.00
Total Home Costs
$19,185,359.00
Payroll % of Revenue Info Percentage of home revenue spent on payroll costs.
166.8%
House Specifics:
CCN
315262
Owner Name
BENJAMIN, CHARLES
Rural vs. Urban
Urban
County
Ocean
Type of Control
Governmental — City
Operations
Total Admissions
149
Total Discharges
163
% Medicare Admissions
61%
% Private Pay Admissions
39%
% Medicare Discharges
45%
% Private Pay Discharges
55%
Quality Ratings
Overall Rating Info CMS 5-star rating based on health inspections, staffing, and quality measures.
5 / 5
Health Inspection Rating Info Rating based on deficiencies found during state health inspections.
4 / 5
Staffing Rating Info Rating based on nurse staffing hours per resident per day.
3 / 5
QM Rating Info Quality Measures rating based on clinical outcomes for residents.
5 / 5
Nurse Hours / Resident / Day Info Total nurse staffing hours per resident per day.
4.68 hrs
Medicaid, Medicare & Private
Medicare Nights Info Number of resident nights paid by Medicare for short-term or rehab care.
90
Medicaid Nights Info Resident nights covered by Medicaid for long-term care or support services.
2249
Free Market Nights Info Nights paid privately by residents or families, without Medicare/Medicaid coverage.
16441
Walk Score
Walk Score: 17 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

What does this home offer?

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Minimum Age: 62

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Pets Allowed: Yes, Pets Allowed

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: Single-story

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Transportation Services

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Fitness and Recreation

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Parking Available

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Three Meals Per Day

Types of Care at Harrogate Retirement Community

Independent Living Assisted Living Respite Care
Contact Harrogate Retirement Community

Floor Plans

Places of interest near Harrogate Retirement Community

Address 4.1 miles from city center

Address 400 Locust St, Lakewood, NJ 08701

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Comparison Chart

The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.
Compare Independent Living around Jackson
Sunrise of Jackson
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

24/7 care needed

Jackson Township
100
Yes
33
MS JACKSON SH, LLC
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed
Harrogate Retirement Community
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

RC

Respite Care

Lakewood
68
Yes
17
BENJAMIN, CHARLES
89.1%
$4,854,512.00
$8,095,705.00
166.8%
60.00
5/5
4.6786
4/5
3/5
5/5
Studio / 1 Bed / 2 Bed

Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

131
Total Staff
90
Employees
41
Contractors
28,474
Total Hours (Quarter)
45
Avg Staff/Day
7
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse116.6 No
Licensed Practical Nurse247.2 Yes
Certified Nursing Assistant566.9 Yes
Staff by Category
Administration
2 staff
7.9hs shift avg
Nursing Staff
97 staff
7hs shift avg
Physicians & Practitioners
9 staff
7.4hs shift avg
Therapy Services
10 staff
5.2hs shift avg
Activities & Recreation
1 staff
6.9hs shift avg
Social Services
1 staff
7.8hs shift avg
Dietary Services
10 staff
7.1hs shift avg
Other Services
1 staff
8hs shift avg
Contractor Analysis
13.5%
of total hours from contractors
3,849 contractor hours this quarter
Certified Nursing Assistant: 16 Licensed Practical Nurse: 13 Speech Language Pathologist: 3 Qualified Social Worker: 1 Therapeutic Recreation Specialist: 1 Respiratory Therapy Technician: 3 Physical Therapy Aide: 1 Physical Therapy Assistant: 2 Medical Director: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant40165613,67291100%6.9
Licensed Practical Nurse1113242,67691100%7.2
Registered Nurse110112,50691100%6.6
Clinical Nurse Specialist8082,1937582%7.3
Other Dietary Services Staff9091,80191100%6.9
RN Director of Nursing6068195965%8.4
Qualified Social Worker0115447077%7.8
Respiratory Therapy Technician0335377481%4.5
Speech Language Pathologist0335296875%4.8
Administrator1014806066%8
Mental Health Service Worker1014725965%8
Therapeutic Recreation Specialist0114566673%6.9
Dietitian1014565763%8
Physical Therapy Aide0114216369%6.7
Nurse Practitioner1013604549%8
Physical Therapy Assistant0222706066%4.5
Occupational Therapy Aide1012663741%7.2
Medical Director0111533%5

Health Inspection History

Source: CMS Health Citations (Sep 2020 – Aug 2024)

3
Inspections
8
Total Citations
0
Critical (J-L)
0
Serious (G-I)
2.67
Citations/Inspection
Aug 2024
Last Inspection
Citation Severity Distribution
Minor (A-C)
0
Moderate (D-F)
8
Serious (G-I)
0
Critical (J-L)
0
What do these levels mean?
Top Deficiency Categories
Infection Control
2
25% of total
Quality of Life & Care
2
25% of total
Citation Sources
Standard Inspections 8
Complaint Investigations 0
State Comparison (NJ)
Avg Citations (State)
20.9
This Facility: 8
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
DateSeverity ?CategoryTagStatus
Aug 15, 2024 D Infection ControlF0880 Corrected
Aug 15, 2024 F NutritionF0812 Corrected
Aug 15, 2024 D Quality of CareF0690 Corrected
Aug 15, 2024 D Care PlanningF0641 Corrected
Aug 15, 2024 D Care PlanningF0656 Corrected
Dec 08, 2022 D Infection ControlF0888 Corrected
Dec 08, 2022 E NutritionF0812 Corrected
Sep 30, 2020 E Quality of CareF0689 Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: Non-Profit Corporation
Resident Census by Payment Source
63 Total Residents
Medicare 13 (20.6%)
Private Pay/Other 50 (79.4%)
Programs & Services
Residents' Group
CCRC
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Check out this article

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Claim What’s Yours: Financial Aid for New Jersey Seniors

Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
  • General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • NJ Specifics: High urban demand; managed care model.
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
  • General: Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits: ~$2,500/month (individual, varies).
  • Asset Limits: $40,000 (individual).
  • NJ Specifics: Higher asset limit; limited funding.
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
  • Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
  • General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025): ~$150,000/year (combined household, projected).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
  • General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits: Not assessed.
  • NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025): ~$500,000/year (projected, subject to final regs).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
  • General: Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
  • General: Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • NJ Specifics: 21 AAAs; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NJ Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for New Jersey Seniors

NJ Medicaid MLTSS

Managed Long Term Services and Supports

Requirements:
  • General:
    Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • NJ Specifics:
    High urban demand; managed care model.
Benefits without Contact:
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC

JACC (Jersey Assistance for Community Caregiving)

Requirements:
  • General:
    Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits:
    ~$2,500/month (individual, varies).
  • Asset Limits:
    $40,000 (individual).
  • NJ Specifics:
    Higher asset limit; limited funding.
Benefits without Contact:
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold

Senior Gold Prescription Discount Program

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
  • Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • NJ Specifics:
    Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze

Senior Freeze (Property Tax Reimbursement)

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025):
    ~$150,000/year (combined household, projected).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025):
    ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ

Stay NJ

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025):
    ~$500,000/year (projected, subject to final regs).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund

Universal Service Fund (USF)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP

Home Energy Assistance Program (LIHEAP)

Requirements:
  • General:
    Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program

NJ Family Caregiver Support Program (via NFCSP)

Requirements:
  • General:
    Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025):
    Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits:
    Not assessed; need-based.
  • NJ Specifics:
    21 AAAs; rural/low-income priority.
Benefits without Contact:
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • NJ Specifics:
    High veteran demand in urban/rural areas.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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