Mount Carmel Bluffs

Mount Carmel Bluffs

1040 Carmel Dr, Dubuque, IA 52003 View Map

Mount Carmel Bluffs is a Senior Living Home in Iowa

Mount Carmel Bluffs is a Senior Living Home in Iowa

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Overview of Mount Carmel Bluffs

Enjoy the best of your golden years at Mount Carmel Bluffs, an outstanding community in Dubuque, IA, offering independent living. The community also offers enriched living, memory care, and long-term care to meet residents’ healthcare needs. Residents can also keep their peace of mind with housekeeping and other maintenance services.

Plenty of local shops and recreational spaces surround the area, providing residents with unending leisure and wellness opportunities. Residents can also prepare meals according to their dietary needs and preferences with a fully furnished kitchen in each unit. The community’s extensive amenities and exceptional services create the ideal setting for the finest retirement experience.

(515) 671-2444

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 5.43/day Iowa avg: 4.30/day
Overall rating Info Official CMS rating based on health inspections, staffing and quality measures.
5/5
Iowa avg: 3.1/5
Health Inspection Info Official CMS rating based on deficiencies found during state health inspections.
4/5
Iowa avg: 2.9/5
Staffing Info Official CMS rating based on nurse staffing hours per resident per day.
5/5
Iowa avg: 3.5/5
Quality Measures Info Official CMS rating based on clinical outcomes for residents.
2/5
Iowa avg: 3.3/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 60

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Iowa average
Occupancy rate 69.9%
Residents per day (avg) 51
Occupancy rate
69.9%
Residents per day (avg)
51

Who this home usually serves

TYPE OF STAY

Mostly long-term care residents

Most residents stay for extended periods and receive ongoing daily care.

Might be optimal for
Long-term daily care Ongoing support needs

Breakdown by payment type

Medicare

31% of new residents, usually for short-term rehab.

Typical stay 20 days

Private pay

1% of new residents, often for short stays.

Typical stay 12 - 13 years

Medicaid

67% of new residents, often for long-term daily care.

Typical stay 6 - 7 months

Finances and operations

Voluntary non-profit home
Other
Home revenue
$14.2M
Operating deficit
-$1.5M
Voluntary non-profit home Other
Home revenue
$14,196,793.00
Operating deficit
$-1,539,199.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$5.7M
40.1% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$10.1M
Total costs $15.7M
Bed community size
60-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
5 years in operation
An established community with some operational experience and growing routines.
Walk Score
Walk Score: 2 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Occupancy Rate
93%
Occupied Beds
56 of 60
Percentage of available beds currently in use by residents.
License Date
February 22, 2025
License Expiration
February 22, 2026

Additional licensing details

License number: 310978
Year opened: 02/22/2021
CMS Certification Number: 165792
County: Dubuque

Ownership & operating entity

Mount Carmel Bluffs is administrated by Sarah Rentz.

Contact Information

What does this home offer?

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 2-story

Dining services icon
Dining services icon

Dining Services

Beauty services icon
Beauty services icon

Beauty Services

Social and recreational activities icon
Social and recreational activities icon

Social and Recreational Activities

Exercise program icon
Exercise program icon

Exercise Programs

Parking Available icon

Parking Available

Swimming pool icon
Swimming pool icon

Swimming Pool

Types of Care at Mount Carmel Bluffs

Independent Living Memory Care
Contact Mount Carmel Bluffs

Inspection History

In Iowa, the Department of Inspections, Appeals, and Licensing conducts unannounced health and safety surveys to monitor compliance and protect residents in long-term care settings.

10 visits/inspections

3 visits/inspections triggered by complaints

Breakdown by inspection type
  • 1 initial inspection
  • 4 renewal/recertification inspections
  • 3 complaint investigations
  • 2 incident investigations

Iowa average: 17 visits/inspections

Iowa average: 0 inspections

Latest inspection

Date:November 25, 2025

Inspection history

11/25/2025 Complaint
09/02/2025 Complaint Revisit, Incident Revisit
Yes
07/09/2025 Complaint, Incident
02/20/2025 Recertification, Incident
01/08/2025 Incident
05/08/2024 Recertification Revisit, Complaint Revisit
Yes
04/04/2024 Recertification, Complaint
12/29/2022 Recertification
11/01/2022 Incident
08/21/2021 Initial Revisit, Complaint Revisit, Incident Revisit Initial
Yes

6 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Compare Senior Living around Dubuque

The information below is reported by the Iowa Department of Inspections, Appeals, and Licensing.
Bethany Home Retirement Center
SNF

Nursing Home 24/7 care needed

IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Dubuque
117
No
69
BRANNON, MIKE
93.5%
$9,182,893.00
$5,358,396.00
58.4%
65.80
5/5
4.1892
5/5
5/5
4/5
2
-8%
-2%
+24%
1 Bed / 2 Bed
Mount Carmel Bluffs
SNF

Nursing Home 24/7 care needed

IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Dubuque
60
No
2
RENTZ, SARAH
69.9%
$5,019,501.00
$5,695,022.00
113.5%
51.30
5/5
5.4272
4/5
5/5
2/5
6
-40%
+26%
-7%
1 Bed / 2 Bed
Applewood IV Senior Apartments
IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

Dubuque
-
No
62
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1 Bed / 2 Bed
Asbury Senior Apartments
IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

Dubuque
-
Yes
53
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1 Bed / 2 Bed
Windsor Park Retirement Apartments
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Dubuque
-
No
20
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1 Bed / 2 Bed

Places of interest near Mount Carmel Bluffs

Address 3 miles from city center

Address 1040 Carmel Dr, Dubuque, IA 52003

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Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

128
Total Staff
117
Employees
11
Contractors
29,107
Total Hours (Quarter)
45
Avg Staff/Day
7.1
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse97.9 No
Licensed Practical Nurse48.2 Yes
Certified Nursing Assistant666.6 Yes
Staff by Category
Administration
3 staff
7.3hs shift avg
Nursing Staff
88 staff
7hs shift avg
Physicians & Practitioners
4 staff
8.1hs shift avg
Therapy Services
17 staff
7.4hs shift avg
Activities & Recreation
0 staff
0hs shift avg
Social Services
3 staff
6.2hs shift avg
Dietary Services
12 staff
7.4hs shift avg
Other Services
1 staff
8.3hs shift avg
Contractor Analysis
1.8%
of total hours from contractors
532 contractor hours this quarter
Certified Nursing Assistant: 2 Medication Aide/Technician: 2 Licensed Practical Nurse: 2 Physical Therapy Assistant: 2 Medical Director: 1 Occupational Therapy Aide: 1 Occupational Therapy Assistant: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant6426612,51191100%6.6
Registered Nurse9094,07891100%7.9
Medication Aide/Technician7292,24991100%7.9
Respiratory Therapy Technician5051,6856470%7.7
Other Dietary Services Staff8081,5717582%7.4
Clinical Nurse Specialist3031,4706369%8.1
Dietitian4041,1556673%7.4
Administrator2021,0086369%8
Licensed Practical Nurse2247496875%8.2
Speech Language Pathologist4046426369%6.9
Nurse Practitioner1015046369%8
Qualified Social Worker3033695864%6.2
Dental Services Staff1013584347%8.3
Physical Therapy Aide4043554954%6.8
Physical Therapy Assistant0222803741%7.6
Occupational Therapy Aide011711011%7.1
Occupational Therapy Assistant0113933%12.9
Medical Director011161415%1.1

Health Inspection History

Total Health inspections 2
59% below Iowa average
Iowa average: 4.9

Last Health inspection on Jul 2025

Total Health citations 6
72% below Iowa average
Iowa average: 21.7

3 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 3 citations
Complaint investigations 3 citations
Breakdown of citations
Critical Health citations 0
100% below Iowa average
Iowa average: 0.6
Serious Health citations 0
100% below Iowa average
Iowa average: 0.9
Moderate Health citations 6

Minor Health citations 0
Citations history (last 3 years)
Quality of Care moderate citation Jul 09, 2025
Corrected

Quality of Care moderate citation Jul 09, 2025
Corrected

Resident Rights moderate citation Jul 09, 2025
Corrected

Nutrition moderate citation Apr 04, 2024
Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: For-Profit LLC
Resident Census by Payment Source
49 Total Residents
Medicare 3 (6.1%)
Medicaid 38 (77.6%)
Private Pay/Other 8 (16.3%)
Programs & Services
Residents' Group
Nurse Aide Training
CCRC
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score 8.8
14% better than Iowa average
Iowa average: 10.2
Functional decline score 21.9
Near Iowa average
Iowa average: 21.6
Long-Stay Resident Measures
Daily care & independence

Need for Help with Daily Activities Increased 17.3%
8% below Iowa average.

Walking Ability Worsened 17.0%
14% below Iowa average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 31.3%
19% above Iowa average.
Safety & clinical stability

Falls with Major Injury 4.7%
30% above Iowa average.

High Risk Residents with Pressure Ulcers 2.2%
51% below Iowa average.

Urinary Tract Infection 6.4%
157% above Iowa average.
Emotional & behavioral wellbeing

Depressive Symptoms 4.2%
9% above Iowa average.

Antipsychotic Use 24.0%
26% above Iowa average.
Preventive care

Pneumococcal Vaccine 99.5%
5% above Iowa average.

Influenza Vaccine 90.7%
5% below Iowa average.
Nutrition & physical health

Lost Too Much Weight 3.0%
40% below Iowa average.
Short-stay resident measures
Pneumococcal Vaccine 75.3%

12% worse than Iowa average
Antipsychotic medication increase 0.0%

100% better than Iowa average
Influenza Vaccine 69.6%

5% worse than Iowa average

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Financial Aid for Iowa Seniors

Get financial aid guidance

Elderly Waiver

Iowa Medicaid Elderly Waiver

Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Rural focus; waitlists possible.

Iowa Family Caregiver Support

IA NFCSP

Caregiver of someone 60+, Iowa resident.

No strict limit; prioritizes low-income.

Not applicable.

Limited slots; rural emphasis.

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

Age 65+ or disabled, Iowa resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.

~$2,829/month (300% FBR, Medicaid-eligible).

$2,000 (individual), $3,000 (couple).

Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

Age 55+, unemployed, low-income, Iowa resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in rural areas.

Able Up Iowa

Able Up Iowa

Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.

No strict limit; must demonstrate repayment capacity.

Not specified; credit-based.

Loans up to $25,000; statewide via Easterseals partnership.

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