What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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River’s Bend Retirement Community

KUTTAWA, KY 42055 View Map

River’s Bend Retirement Community is an Assisted Living Home in Kentucky

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Overview of River’s Bend Retirement Community

River's Bend Retirement Community is a nonprofit skilled nursing and assisted living community located in Kuttawa, Kentucky. It offers personalized healthcare, skilled nursing care, assisted living apartments, and rehabilitative services. The community is dedicated to providing quality services for residents and a stimulating workplace for employees.

(270) 388-2868

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating

3/5

Health Inspection

4/5

Staffing

1/5

Quality Measures

3/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 36

This home usually has availability

Lower occupancy suggests more openings may be available.

79.8%

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

51% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

41% of new residents, often for short stays.

Typical stay 9 - 10 months

Medicaid

8% of new residents, often for long-term daily care.

Typical stay 2 years

Finances and operations

Home revenue

$4.8M

Operating deficit

-$394.1K

Voluntary non-profit home Other

Home revenue

$4,819,943.00

Operating deficit

$-394,112.00

Payroll costs

$2.1M

42.8% of revenue

Other operating costs

$3.2M

Total costs $5.2M

36-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

License Status

Active

Facility Type

Assisted Living Community - Behavioral Health

Additional licensing details

License number: 101494

CMS Certification Number: 185410

County: LYON

Accreditations: Bronze – Commitment to Quality Award from the American Health Care Association and National Center for Assisted Living (AHCA/NCAL)

Safety & Compliance

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Skilled Nursing

Licensed Nurses/CNAs

24-Hour Staffing

All Levels of Care

Skilled Nursing

Assisted Living

Rehabilitation

Amenities & Lifestyle

Housekeeping/laundry services

On-site beauty salon/barber shop

Beautiful sitting areas and common spaces

Socially engaging daily activities

Three meals daily and snacks

Programs & Activities

Specific Programs

Skilled Nursing, Assisted Living, Rehabilitation

Dining & Nutrition

Food Description

Three meals daily and snacks are provided.

Meals Included

Yes

Compare Assisted Living around Kentucky

Madonna Manor

SNF

Villa Hills

124

CORROU, DENISE

63.9%

$15,237,397.00

$5,456,817.00

35.8%

56.30

1/5

4.2954

1/5

3/5

4/5

River’s Bend Retirement Community

SNF

KY 42055

DELOZIER, ARTHUR

79.8%

$4,800,720.00

$2,062,597.00

43%

37.30

3/5

4/5

1/5

3/5

Better Senior Living

Cadiz

Semi-Private Rooms

Inspirations of Mount Washington

Mt Washington

Yes

A-

Bluegrass Assisted Living at Bardstown

Bardstown

Yes

A+

Madonna Manor

Type of care: SNF AL IL MC

Community: Villa Hills

Bed Count: 124

Pets Allowed: No

Operator: CORROU, DENISE

CCN: 185241

Occupancy: 63.9%

Home Revenue: $15,237,397.00

Payroll Costs: $5,456,817.00

Payroll %: 35.8%

Avg Residents/Day: 56.30

Overall Rating: 1/5

Adj Nurse Hours: 4.2954

Health Insp Rating: 1/5

Staffing Rating: 3/5

QM Rating: 4/5

Number of Fines: 1

River’s Bend Retirement Community

Type of care: SNF AL

Community: KY 42055

Bed Count: 76

Pets Allowed: No

Operator: DELOZIER, ARTHUR

CCN: 185410

Occupancy: 79.8%

Home Revenue: $4,800,720.00

Payroll Costs: $2,062,597.00

Payroll %: 43%

Avg Residents/Day: 37.30

Overall Rating: 3/5

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 3/5

Better Senior Living

Type of care: AL

Community: Cadiz

Bed Count: 68

Pets Allowed: No

Bed Options: Semi-Private Rooms

Inspirations of Mount Washington

Type of care: AL MC RC

Community: Mt Washington

Bed Count: 49

Pets Allowed: Yes

Bluegrass Assisted Living at Bardstown

Type of care: AL MC

Community: Bardstown

Bed Count: 21

Pets Allowed: Yes

KUTTAWA, KY 42055

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Total Staff

Employees

Contractors

15,111

Total Hours (Quarter)

Avg Staff/Day

8.3

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	7	10	No
Licensed Practical Nurse	4	9.7	No
Certified Nursing Assistant	24	8.4	No

Staff by Category

Administration

3 staff

7.8hs shift avg

Nursing Staff

39 staff

8.9hs shift avg

Physicians & Practitioners

5 staff

7.2hs shift avg

Therapy Services

7 staff

5.3hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

1 staff

7.3hs shift avg

Dietary Services

1 staff

7.4hs shift avg

Other Services

1 staff

8.1hs shift avg

Contractor Analysis

9.5%

of total hours from contractors

1,429 contractor hours this quarter

Qualified Social Worker: 1 Respiratory Therapy Technician: 2 Medical Director: 1 Speech Language Pathologist: 1 Physical Therapy Assistant: 2 Occupational Therapy Aide: 1 Physical Therapy Aide: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	24	0	24	6,411	91	100%	8.4
Registered Nurse	7	0	7	1,800	87	96%	10
Licensed Practical Nurse	4	0	4	1,305	87	96%	9.7
Medication Aide/Technician	3	0	3	1,016	87	96%	10.8
Clinical Nurse Specialist	3	0	3	863	62	68%	6.9
Administrator	2	0	2	640	64	70%	8
Mental Health Service Worker	1	0	1	524	65	71%	8.1
Qualified Social Worker	0	1	1	514	70	77%	7.3
Nurse Practitioner	2	0	2	472	59	65%	8
Dietitian	1	0	1	441	60	66%	7.4
Speech Language Pathologist	0	1	1	338	59	65%	5.7
Respiratory Therapy Technician	0	2	2	295	61	67%	4.8
Nurse Aide in Training	1	0	1	210	30	33%	7
Physical Therapy Assistant	0	2	2	137	30	33%	4.4
Occupational Therapy Aide	0	1	1	104	13	14%	8
Physical Therapy Aide	0	1	1	36	7	8%	5.1
Medical Director	0	1	1	6	3	3%	2

View All Staffing Data

Total Health inspections 3

Near State average

State average: 2.9

Last Health inspection on Sep 2023

Total Health citations 6

56% below State average

State average: 13.5

2 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 5 citations

Complaint investigations 1 citations

Breakdown of citations

Critical Health citations 0

100% below State average

State average: 1.1

Serious Health citations 0

100% below State average

State average: 0.6

Moderate Health citations 6

Minor Health citations 0

Citations history (last 3 years)

Infection Control moderate citation Sep 08, 2023

Corrected

Quality of Care moderate citation Sep 08, 2023

Corrected

Care Planning moderate citation Sep 08, 2023

Corrected

Infection Control moderate citation Dec 08, 2021

Corrected

Ownership: Non-Profit Corporation

Resident Census by Payment Source

34 Total Residents

Medicare 9 (26.5%)

Medicaid 14 (41.2%)

Private Pay/Other 11 (32.4%)

Programs & Services

Residents' Group

CCRC

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 22.5

114% worse than Kentucky average

Kentucky average: 10.5

Functional decline score 40.1

112% worse than Kentucky average

Kentucky average: 18.9

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 38.9%

131% above Kentucky average.

Walking Ability Worsened 49.7%

153% above Kentucky average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 31.6%

54% above Kentucky average.

Falls with Major Injury 3.2%

16% below Kentucky average.

High Risk Residents with Pressure Ulcers 9.9%

72% above Kentucky average.

Urinary Tract Infection 3.3%

74% above Kentucky average.

Depressive Symptoms 0.9%

94% below Kentucky average.

Antipsychotic Use 26.2%

68% above Kentucky average.

Pneumococcal Vaccine 87.3%

7% below Kentucky average.

Influenza Vaccine 97.3%

1% above Kentucky average.

Lost Too Much Weight 10.7%

58% above Kentucky average.

Short-stay resident measures

Pneumococcal Vaccine 56.9%

32% worse than Kentucky average

Antipsychotic medication increase 0.0%

100% better than Kentucky average

Influenza Vaccine 51.2%

39% worse than Kentucky average

Financial Trends

Historical financial and operational data for River’s Bend Retirement Community based on CMS SNF Cost Reports.

Occupancy Rate 79.8% ↓ 2.9pp vs 2022

Net Income -$394,112 ↓ ~$1.2M vs 2022

Total Payroll $2,886,440 ↑ ~$238K vs 2022

Profit Margin -8.2% ↓ 28.6pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	88.8%	85.5%	89.0%	96.6%	90.8%	93.8%	95.2%	91.1%	90.2%	88.2%	78.0%	82.7%	79.8%
Beds	66	66	62	54	48	48	48	40	40	40	40	40	76
Net Income	$39,328	-$49,465	$3,033	$67,346	-$30,746	$158,769	$249,189	$252,147	$165,185	$243,064	-$494,632	$829,569	-$394,112
Gross Revenue	$3,576,497	$3,659,148	$3,898,831	$4,020,930	$4,361,865	$4,507,247	$4,727,204	$4,829,512	$4,763,317	$4,455,467	$4,284,113	$4,066,291	$4,800,720
Operating Expenses	$3,527,220	$3,769,228	$3,624,688	$3,595,164	$3,820,715	$3,776,456	$3,840,427	$4,047,024	$4,365,567	$4,693,908	$4,829,884	$4,848,041	$4,453,759
Net Patient Revenue	$3,197,597	$3,355,553	$3,277,358	$3,249,988	$3,299,921	$3,358,597	$3,546,158	$3,643,901	$3,520,609	$3,247,195	$3,392,538	$3,371,337	$4,040,424
Total Payroll	$1,691,209	$1,772,561	$1,755,328	$1,687,828	$1,765,428	$1,782,146	$1,862,951	$1,953,747	$2,250,072	$2,518,503	$2,696,807	$2,648,037	$2,886,440
Profit Margin %	1.1%	-1.4%	0.1%	1.7%	-0.7%	3.5%	5.3%	5.2%	3.5%	5.5%	-11.6%	20.4%	-8.2%
Medicare %	7.9%	8.1%	5.8%	7.3%	10.9%	12.0%	9.3%	14.4%	12.3%	12.2%	15.7%	14.5%	9.1%
Medicaid %	40.3%	39.5%	43.0%	46.5%	51.8%	47.5%	53.4%	49.9%	66.8%	67.1%	56.6%	61.9%	30.3%
Private %	51.9%	52.4%	51.2%	46.2%	37.3%	40.5%	37.4%	35.7%	20.9%	20.6%	27.7%	23.6%	60.6%
Revenue/Day	$150	$162	$158	$168	$204	$204	$213	$246	$267	$251	$298	$279	$183
Cost/Day	$165	$182	$175	$186	$236	$229	$230	$274	$331	$363	$424	$402	$201
Avg Length of Stay	287.1 days	385.2 days	336.4 days	334.0 days	234.1 days	314.3 days	261.4 days	207.1 days	280.3 days	226.6 days	146.0 days	150.9 days	125.9 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

KY Specifics: Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

General: Age 65+ or disabled, Kentucky resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

KY Specifics: Competitive grants; limited availability.

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).

Asset Limits: Not assessed; need-based focus.

KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025): ~$31,225/year (individual); varies by AAA.

Asset Limits: Not strictly assessed; need-based.

KY Specifics: Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

KY Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

KY Specifics: High veteran demand in rural areas.

River’s Bend Retirement Community

River’s Bend Retirement Community is an Assisted Living Home in Kentucky

River’s Bend Retirement Community is an Assisted Living Home in Kentucky

River’s Bend Retirement Community

River’s Bend Retirement Community is an Assisted Living Home in Kentucky

River’s Bend Retirement Community is an Assisted Living Home in Kentucky

Quality ratings

Capacity and availability

Smaller home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Safety & Compliance

Care Services

All Levels of Care

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Compare Assisted Living around Kentucky

Places of interest near River’s Bend Retirement Community

Calculate Travel Distance to River’s Bend Retirement Community

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Kentucky Seniors

Home and Community Based Waiver

Hart-Supported Living Program

Kentucky Homecare Program

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky Family Caregiver Program

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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