What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Carter Nursing and Rehabilitation

GRAYSON, KY 41143 View Map

Carter Nursing and Rehabilitation is a Nursing Home in Kentucky

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Overview of Carter Nursing and Rehabilitation

Carter Nursing and Rehabilitation is located in Grayson, Kentucky. It offers compassionate 24-hour skilled nursing care in a 120-bed facility. The care team is specially trained to work with seniors and develops personalized therapy and care programs.

6064747835

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 2.52/day

Overall rating

1/5

Health Inspection

1/5

Staffing

1/5

Quality Measures

4/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 120

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

94.8%

112

TYPE OF STAY

Mostly long-term care residents

Most residents stay for extended periods and receive ongoing daily care.

Might be optimal for

Long-term daily care Ongoing support needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

34% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

32% of new residents, often for short stays.

Typical stay 2 months

Medicaid

34% of new residents, often for long-term daily care.

Typical stay 11 - 12 months

Finances and operations

Home revenue

$14.3M

Profit

$2.1M

Proprietary home Partnership

Home revenue

$14,325,665.00

Profit

$2,079,048.00

Payroll costs

$3.7M

25.6% of revenue

Other operating costs

$8.6M

Total costs $12.2M

120-bed community

A larger shared setting that may offer more common spaces and organized community services.

About this community

License Status

Active

Facility Type

Long Term Care (Nursing Facility)

License Date

March 1, 2025

Additional licensing details

License number: 100571

CMS Certification Number: 185253

County: CARTER

Awards: TIER 2 winner from the American Health Care Association for the 2020 quality intuitive program.

Ownership & operating entity

Carter Nursing and Rehabilitation is administrated by SAMUEL WRIGHT, II.

Owner name: CARTER NURSING AND REHABILITATION, LLC

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Memory Care

Independent Living

Skilled Nursing

24-Hour Staffing

Amenities & Lifestyle

High-speed internet

private home and hospice care

mental health consultations

x-rays

lab work

podiatry services

Programs & Activities

Specific Programs

Short-Term Rehabilitation, Occupational Therapy, Speech Therapy, Outpatient Therapy, Memory Care, Long-Term Care, Hospice Care, Respite Care

Compare Nursing Homes around Kentucky

Bedford Springs Health and Rehabilitation

SNF

KY 40006

HAWLEY, KAIJON

82.1%

$4,894,268.00

$1,913,420.00

39.1%

48.40

5/5

3.1565

4/5

2/5

5/5

Barren County Nursing and Rehabilitation

SNF

KY 42141

HERBSTMAN, MOSHE

82.7%

$8,631,885.00

$2,825,267.00

32.7%

88.30

4/5

3.2236

4/5

2/5

Berea Health and Rehabilitation

SNF

KY 40403

BROOKS, PAMELA

92.2%

$9,798,049.00

$3,914,754.00

40%

78.90

3/5

2.9021

4/5

1/5

4/5

Auburn Nursing and Rehabilitation Center

SNF

KY 42206

BOLSTER, NANCY

62.0%

$4,023,909.00

$1,805,984.00

44.9%

49.60

3/5

1.4392

4/5

1/5

2/5

Carter Nursing and Rehabilitation

SNF

KY 41143

120

CARTER NURSING AND REHABILITATION HOLDINGS LLC

94.8%

$14,315,044.00

$3,669,301.00

25.6%

111.80

1/5

2.5201

1/5

4/5

Bedford Springs Health and Rehabilitation

Type of care: SNF AL

Community: KY 40006

Bed Count: 60

Pets Allowed: No

Operator: HAWLEY, KAIJON

CCN: 185358

Occupancy: 82.1%

Home Revenue: $4,894,268.00

Payroll Costs: $1,913,420.00

Payroll %: 39.1%

Avg Residents/Day: 48.40

Overall Rating: 5/5

Adj Nurse Hours: 3.1565

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 5/5

Barren County Nursing and Rehabilitation

Type of care: SNF AL

Community: KY 42141

Bed Count: 94

Pets Allowed: No

Operator: HERBSTMAN, MOSHE

CCN: 185229

Occupancy: 82.7%

Home Revenue: $8,631,885.00

Payroll Costs: $2,825,267.00

Payroll %: 32.7%

Avg Residents/Day: 88.30

Overall Rating: 4/5

Adj Nurse Hours: 3.2236

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 2/5

Number of Fines: 1

Berea Health and Rehabilitation

Type of care: SNF AL

Community: KY 40403

Bed Count: 84

Pets Allowed: No

Operator: BROOKS, PAMELA

CCN: 185384

Occupancy: 92.2%

Home Revenue: $9,798,049.00

Payroll Costs: $3,914,754.00

Payroll %: 40%

Avg Residents/Day: 78.90

Overall Rating: 3/5

Adj Nurse Hours: 2.9021

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 4/5

Number of Fines: 2

Auburn Nursing and Rehabilitation Center

Type of care: SNF AL

Community: KY 42206

Bed Count: 66

Pets Allowed: No

Operator: BOLSTER, NANCY

CCN: 185049

Occupancy: 62.0%

Home Revenue: $4,023,909.00

Payroll Costs: $1,805,984.00

Payroll %: 44.9%

Avg Residents/Day: 49.60

Overall Rating: 3/5

Adj Nurse Hours: 1.4392

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 2/5

Carter Nursing and Rehabilitation

Type of care: SNF AL

Community: KY 41143

Bed Count: 120

Pets Allowed: No

Operator: CARTER NURSING AND REHABILITATION HOLDINGS LLC

CCN: 185253

Occupancy: 94.8%

Home Revenue: $14,315,044.00

Payroll Costs: $3,669,301.00

Payroll %: 25.6%

Avg Residents/Day: 111.80

Overall Rating: 1/5

Adj Nurse Hours: 2.5201

Health Insp Rating: 1/5

Staffing Rating: 1/5

QM Rating: 4/5

Number of Fines: 1

GRAYSON, KY 41143

Calculate Travel Distance to Carter Nursing and Rehabilitation

Add your location

188

Total Staff

Employees

Contractors

33,219

Total Hours (Quarter)

Avg Staff/Day

8.5

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	15	5.8	Yes
Licensed Practical Nurse	42	9.3	Yes
Certified Nursing Assistant	97	8.8	Yes

Staff by Category

Administration

2 staff

8hs shift avg

Nursing Staff

162 staff

8.8hs shift avg

Physicians & Practitioners

10 staff

7.6hs shift avg

Therapy Services

8 staff

6.9hs shift avg

Activities & Recreation

1 staff

7.9hs shift avg

Social Services

1 staff

6.4hs shift avg

Dietary Services

2 staff

7.6hs shift avg

Other Services

2 staff

7.6hs shift avg

Contractor Analysis

23%

of total hours from contractors

7,653 contractor hours this quarter

Certified Nursing Assistant: 48 Licensed Practical Nurse: 35 Registered Nurse: 6 Speech Language Pathologist: 3 Qualified Social Worker: 1 Physical Therapy Aide: 2 Physical Therapy Assistant: 1 Respiratory Therapy Technician: 1 Medical Director: 1 Feeding Assistant: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	49	48	97	16,561	91	100%	8.8
Licensed Practical Nurse	7	35	42	4,595	90	99%	9.3
Clinical Nurse Specialist	9	0	9	2,105	70	77%	7.5
Medication Aide/Technician	5	0	5	1,873	87	96%	8.7
RN Director of Nursing	2	0	2	1,275	66	73%	10.2
Registered Nurse	9	6	15	937	79	87%	5.8
Speech Language Pathologist	0	3	3	925	45	49%	7.4
Mental Health Service Worker	2	0	2	621	65	71%	7.6
Physical Therapy Aide	0	2	2	592	44	48%	7.7
Nurse Practitioner	1	0	1	512	64	70%	8
Other Dietary Services Staff	1	0	1	465	61	67%	7.6
Qualified Activities Professional	1	0	1	458	58	64%	7.9
Administrator	1	0	1	456	57	63%	8
Dietitian	1	0	1	429	57	63%	7.5
Physical Therapy Assistant	0	1	1	335	42	46%	8
Feeding Assistant	0	1	1	304	38	42%	8
Respiratory Therapy Technician	0	1	1	274	36	40%	7.6
Qualified Social Worker	0	1	1	274	43	47%	6.4
Occupational Therapy Aide	1	0	1	125	48	53%	2.6
Medical Director	0	1	1	104	13	14%	8

View All Staffing Data

Total Health inspections 3

Near Kentucky average

Kentucky average: 2.9

Last Health inspection on Aug 2025

Total Health citations 18

33% above Kentucky average

Kentucky average: 13.5

6 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 16 citations

Complaint investigations 6 citations

Breakdown of citations

Critical Health citations 2

82% above Kentucky average

Kentucky average: 1.1

Serious Health citations 2

233% above Kentucky average

Kentucky average: 0.6

Moderate Health citations 14

Minor Health citations 0

Citations history (last 3 years)

Abuse/Neglect serious citation Aug 29, 2025

Corrected

Abuse/Neglect serious citation Aug 29, 2025

Corrected

Infection Control moderate citation Aug 29, 2025

Corrected

Nutrition moderate citation Aug 29, 2025

Corrected

Ownership: For-Profit LLC

Part of: Bluegreass Consultinng Group, LLC

Resident Census by Payment Source

110 Total Residents

Medicare 8 (7.3%)

Medicaid 91 (82.7%)

Private Pay/Other 11 (10%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 5.6

47% better than Kentucky average

Kentucky average: 10.5

Functional decline score 13.1

31% better than Kentucky average

Kentucky average: 18.9

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 7.9%

53% below Kentucky average.

Walking Ability Worsened 11.6%

41% below Kentucky average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 19.8%

4% below Kentucky average.

Falls with Major Injury 4.6%

21% above Kentucky average.

High Risk Residents with Pressure Ulcers 2.7%

53% below Kentucky average.

Urinary Tract Infection 0.7%

60% below Kentucky average.

Depressive Symptoms 25.3%

77% above Kentucky average.

Antipsychotic Use 8.8%

44% below Kentucky average.

Pneumococcal Vaccine 99.0%

5% above Kentucky average.

Influenza Vaccine 95.5%

1% below Kentucky average.

Lost Too Much Weight 1.3%

80% below Kentucky average.

Short-stay resident measures

Pneumococcal Vaccine 84.3%

Near Kentucky average

Antipsychotic medication increase 0.0%

100% better than Kentucky average

Influenza Vaccine 80.4%

Near Kentucky average

Total fines amount $87K

This home paid 38% more in fines than the state average.

Kentucky average: $63K

Number of Fines 1

This home received 57% fewer fines than the state average.

Kentucky average: 2.3

Payment Denials 0

This home had 100% fewer payment denials than the state average.

Kentucky average: 0.3

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Jul 17, 2023

$87K

Last updated: Jan 2026

Financial Trends

Historical financial and operational data for Carter Nursing and Rehabilitation based on CMS SNF Cost Reports.

Occupancy Rate 94.8% ↑ 1.4pp vs 2022

Net Income $2,079,048 ↓ ~$74K vs 2022

Total Payroll $5,880,502 ↓ ~$101K vs 2022

Profit Margin 14.5% ↓ 0.6pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	90.9%	92.9%	92.3%	96.1%	95.8%	96.3%	95.6%	97.5%	96.7%	94.2%	92.3%	93.4%	94.8%
Beds	120	120	120	120	120	120	120	120	120	120	120	120	120
Net Income	$481,064	$368,331	$234,151	$388,918	$370,979	$575,783	$800,272	$475,335	$493,411	$2,698,787	$4,900,559	$2,153,547	$2,079,048
Gross Revenue	$10,815,612	$11,805,326	$12,801,497	$13,528,949	$14,003,825	$13,736,808	$14,448,786	$14,624,450	$4,471,149	$13,208,876	$14,435,388	$14,249,525	$14,315,044
Operating Expenses	$8,540,181	$9,426,463	$10,056,725	$10,641,677	$10,862,780	$10,622,390	$10,762,315	$11,042,592	$3,541,894	$10,356,155	$10,104,977	$11,193,092	$11,326,906
Net Patient Revenue	$9,014,898	$9,794,062	$10,287,193	$11,024,908	$11,231,736	$11,196,156	$11,559,369	$11,514,217	$4,028,466	$12,095,712	$13,373,196	$13,341,314	$13,395,333
Total Payroll	$4,342,381	$4,186,519	$3,943,697	$4,029,918	$4,323,845	$4,611,147	$4,536,732	$4,327,136	$1,859,578	$5,331,357	$4,881,204	$5,981,520	$5,880,502
Profit Margin %	4.5%	3.1%	1.8%	2.9%	2.7%	4.2%	5.5%	3.3%	11.0%	20.4%	34.0%	15.1%	14.5%
Medicare %	13.1%	12.9%	12.7%	12.9%	14.1%	12.3%	12.9%	13.8%	17.9%	16.4%	16.6%	12.9%	8.6%
Medicaid %	72.3%	74.9%	72.1%	72.7%	73.9%	77.0%	75.4%	77.9%	73.4%	75.6%	71.4%	74.5%	77.9%
Private %	14.6%	12.2%	15.2%	14.4%	12.0%	10.6%	11.7%	8.3%	8.8%	8.0%	12.0%	12.6%	13.5%
Revenue/Day	$226	$240	$254	$262	$268	$265	$276	$270	$280	$292	$331	$326	$323
Cost/Day	$214	$231	$249	$253	$259	$251	$257	$258	$246	$250	$250	$274	$273
Avg Length of Stay	186.1 days	172.1 days	188.0 days	212.5 days	157.7 days	141.0 days	131.3 days	196.9 days	109.9 days	148.3 days	141.3 days	125.8 days	147.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

KY Specifics: Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

General: Age 65+ or disabled, Kentucky resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

KY Specifics: Competitive grants; limited availability.

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).

Asset Limits: Not assessed; need-based focus.

KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025): ~$31,225/year (individual); varies by AAA.

Asset Limits: Not strictly assessed; need-based.

KY Specifics: Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

KY Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

KY Specifics: High veteran demand in rural areas.

Carter Nursing and Rehabilitation

Carter Nursing and Rehabilitation is a Nursing Home in Kentucky

Carter Nursing and Rehabilitation is a Nursing Home in Kentucky

Carter Nursing and Rehabilitation

Carter Nursing and Rehabilitation is a Nursing Home in Kentucky

Carter Nursing and Rehabilitation is a Nursing Home in Kentucky

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has limited availability

Who this home usually serves

Mostly long-term care residents

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Care Services

Amenities & Lifestyle

Programs & Activities

Compare Nursing Homes around Kentucky

Places of interest near Carter Nursing and Rehabilitation

Calculate Travel Distance to Carter Nursing and Rehabilitation

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Penalties and fines

Penalty History

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Kentucky Seniors

Home and Community Based Waiver

Hart-Supported Living Program

Kentucky Homecare Program

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky Family Caregiver Program

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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