Arlington Place of Grundy Center

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

Arlington Place of Grundy Center is an elegant home that is built based on the convenience and comfort of its residents. The services provided and designed in the community call on its residents to expand their vibrant social lives. Management aims to raise the standard for assisted living, memory care, and respite care in Iowa. Edencrest is one of the trusted homes in the city that many families have gone to.
Arlington Place’s a service based on convenience and flexibility; they want their residents to do more and think less at the same time– do more of what they love, and think less of the small stressful activities like housekeeping and laundry.

Claim What’s Yours: Financial Aid for Iowa Seniors

Program

State Program Name

Eligibility

Benefits

Elderly Waiver

Iowa Medicaid Elderly Waiver

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Rural focus; waitlists possible.

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

Iowa Family Caregiver Support

IA NFCSP

General: Caregiver of someone 60+, Iowa resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IA Specifics: Limited slots; rural emphasis.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IA Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

General: Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IA Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IA Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025): No strict limit; must demonstrate repayment capacity.
Asset Limits: Not specified; credit-based.
IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.

Services: Loans for wheelchairs, ramps, walk-in tubs (~$500-$10,000 avg.), reducing reliance on paid care.

Claim What’s Yours Financial Aid for Iowa Seniors

Iowa Medicaid Elderly Waiver

Elderly Waiver

Eligibility

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Rural focus; waitlists possible.

Benefits

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

IA NFCSP

Iowa Family Caregiver Support

Eligibility

General: Caregiver of someone 60+, Iowa resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IA Specifics: Limited slots; rural emphasis.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Iowa Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IA Specifics: Three tiers; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Iowa PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Iowa SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IA Specifics: Priority for veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Iowa VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IA Specifics: High veteran demand in rural areas.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

Eligibility

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025): No strict limit; must demonstrate repayment capacity.
Asset Limits: Not specified; credit-based.
IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.