What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Towne Centre Assisted Living LLC | Merrillville, IN | Photos & Videos

Overview of Towne Centre Assisted Living LLC

Towne Centre Assisted Living LLC is a premier assisted living and memory care community in Merrillville, Indiana. It offers a supportive environment for seniors, including assisted living, memory care, and additional medical services. The community focuses on person-centered care that promotes a sense of purpose and well-being.

(219) 736-2900 rford@townecentreliving.com

Capacity and availability

High-capacity home

May provide extensive amenities, services and programs.

Total beds 274

274-bed community

A large-scale community that may provide a wide range of amenities, services, and structured programs.

1 year in operation

A newer community that may feature more recent facilities and programs.

About this community

Facility Type

ASSISTED LIVING / RESIDENTIAL CARE FACILITY (RCF)

License Date

March 1, 2025

License Expiration

February 28, 2026

Additional licensing details

License number: 25-002392-1

Ownership & operating entity

Towne Centre Assisted Living LLC is administrated by RIKKI FORD.

Profit status: PROFIT

Safety & Compliance

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: CARMELLA OWENS

Care Services

Nursing Services

Rehabilitation Services

Memory Care

24-Hour Staffing

Contact Information

Fax: (219) 736-2209

Programs & Activities

Activities

Daily programming, events, and outings are an essential part of life here.

Dining & Nutrition

Food Description

Meals are a daily highlight at Towne Centre Living, with three delicious, dietitian-approved meals served each day. Snacks and beverages are always available.

Meals Included

Yes

Meals Per Day

Show Inspection Reports

5 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

24 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Compare Assisted Living around Merrillville

Towne Centre Assisted Living LLC

IN 46410

274

Spring Mill Health Campus

SNF

Merrillville

169

Yes

A+

SM HEALTHCARE, LLC

36.7%

$11,050,868.00

$5,033,361.00

45.5%

54.10

2/5

3.6740

2/5

3/5

2/5

+7%

-47%

Private Rooms / Semi-Private Rooms

Belvedere Senior Housing

SNF

Merrillville

140

Yes

A+

BELVEDERE SLF LLC

85.7%

+23%

Studio / 1 Bed

Towne Centre

Merrillville

Yes

STONERIDGE RETIREMENT LIVING COMMUNITIES, INC.

35.4%

$8,404,210.00

$3,391,502.00

40.4%

57.50

5/5

3.8930

4/5

2/5

5/5

+13%

-49%

Village Green Active Sr Living

Merrillville

Yes

Towne Centre Assisted Living LLC

Type of care: AL

Community: IN 46410

Bed Count: 274

Pets Allowed: No

Spring Mill Health Campus

Type of care: SNF AL IL MC

Community: Merrillville

Bed Count: 169

Pets Allowed: Yes

Operator: SM HEALTHCARE, LLC

CCN: 155764

Occupancy: 36.7%

Home Revenue: $11,050,868.00

Payroll Costs: $5,033,361.00

Payroll %: 45.5%

Avg Residents/Day: 54.10

Overall Rating: 2/5

Adj Nurse Hours: 3.6740

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 2/5

Citations: 48

Severe Citations: 2

RN share vs State Avg:

+13%

Staffing vs State Avg:

+7%

Occupancy vs State Avg:

-47%

Bed Options: Private Rooms / Semi-Private Rooms

Belvedere Senior Housing

Type of care: AL SNF

Community: Merrillville

Bed Count: 140

Pets Allowed: Yes

Operator: BELVEDERE SLF LLC

Occupancy: 85.7%

Occupancy vs State Avg:

+23%

Bed Options: Studio / 1 Bed

Towne Centre

Type of care: AL MC

Community: Merrillville

Pets Allowed: Yes

Operator: STONERIDGE RETIREMENT LIVING COMMUNITIES, INC.

CCN: 395343

Occupancy: 35.4%

Home Revenue: $8,404,210.00

Payroll Costs: $3,391,502.00

Payroll %: 40.4%

Avg Residents/Day: 57.50

Overall Rating: 5/5

Adj Nurse Hours: 3.8930

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 5/5

Staffing vs State Avg:

+13%

Occupancy vs State Avg:

-49%

Village Green Active Sr Living

Type of care: AL IL

Community: Merrillville

Pets Allowed: Yes

MERRILLVILLE, IN 46410

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $10,000 (individual).

IN Specifics: Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IN Specifics: Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IN Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IN Specifics: High veteran demand statewide.

Towne Centre Assisted Living LLC

Towne Centre Assisted Living LLC

Capacity and availability

High-capacity home

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Staffing

Leadership

Care Services

Contact Information

Programs & Activities

Dining & Nutrition

Inspection History

0 visits/inspections

5 complaints

24 total citations

Compare Assisted Living around Merrillville

Places of interest near Towne Centre Assisted Living LLC

Calculate Travel Distance to Towne Centre Assisted Living LLC

Guides for Better Senior Living

Eldertainment

Financial Aid for Indiana Seniors

Aged and Disabled Waiver

CHOICE Program

Residential Care Assistance Program (RCAP)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Towne Centre Assisted Living LLC

Towne Centre Assisted Living LLC

Capacity and availability

High-capacity home

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Staffing

Leadership

Care Services

Contact Information

Programs & Activities

Dining & Nutrition

Inspection History

0 visits/inspections

5 complaints

24 total citations

Inspection Reports

Compare Assisted Living around Merrillville

Places of interest near Towne Centre Assisted Living LLC

Calculate Travel Distance to Towne Centre Assisted Living LLC

Guides for Better Senior Living

Eldertainment

Financial Aid for Indiana Seniors

Aged and Disabled Waiver

CHOICE Program

Residential Care Assistance Program (RCAP)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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