Carmel Terrace
Assisted Living, Independent Living & Respite Care · Framingham, MA

Carmel Terrace

Assisted Living, Independent Living & Respite Care · Framingham, MA

Overview of Carmel Terrace

Carmel Terrace offers assisted living, independent living, and respite care in Framingham, Massachusetts. The community opened in 1995 and has 69 beds.

Assisted living includes help with daily tasks such as dressing, bathing, and taking medication while the resident keeps a private apartment. Independent living offers private living with community services for residents who do not need daily care. Respite care provides a short-term stay when a family caregiver needs to travel or recover.

Care needs can change over time. Because independent living and assisted living are offered within the same community, Carmel Terrace may suit a resident who could eventually need more support without moving to another community.

Meals are served in a restaurant-style setting. Daily Mass and spiritual enrichment give residents access to religious activities within the community, while rehabilitation services support recovery. Pets are allowed, and Wayne Schuberth serves as director.

By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 69 Rank #113 / 176Bed count — State benchmarkedThis assisted living community is ranked 113th out of 176 assisted living communities we track in Massachusetts for bed count. Shows this facility's certified or reported bed count compared to other Massachusetts facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Massachusetts that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Smaller home · May offer a more intimate, personalized care environment.

Years of operating Info An established community with some operational experience and growing routines. This is the number of years in operation under current management. Rank #150 / 153Years in operation — State benchmarkedThis assisted living community is ranked 150th out of 153 assisted living communities we track in Massachusetts for years in operation. Shows how long this facility has been in operation compared to other Massachusetts facilities. Longer operating histories may benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Massachusetts that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
6 years
Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options. Rank #186 / 244Walk Score — State benchmarkedThis assisted living community is ranked 186th out of 244 assisted living communities we track in Massachusetts for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Massachusetts facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Massachusetts that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
21 / 100
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
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About this community

Type Of Units

Low Income Rooms Yes/No from payment or funding tags indicating low-income accessibility options in state disclosures—not a determination of personal eligibility.
No
Total beds
69 units

Therapy & Rehabilitation

3 services
Rehabilitation Services
Respite Care
Short-Term Rehab

Staffing & Medical

1 service
Licensed Nurses/CNAs

Additional Services

1 service
Short Term/Respite Care

Contact Information

Fax(508) 626-1603

Amenities & Lifestyle

Dining
Activities
Daily Mass
Spiritual Enrichment
Religious Services

Contact Carmel Terrace

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Places of interest near Carmel Terrace

Address 2.0 miles from city center Info Estimated distance in miles from Framingham's city center to Carmel Terrace's address, calculated via Google Maps.

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Address

Compare Assisted Living around Framingham

Info below is compiled from the MA Executive Office of Elder Affairs, senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. HC (Home Care): Professional care delivered in the person's own home, from companionship to skilled nursing.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Licensed beds designated for special-care services (e.g. memory or other specialized units), as reported in state licensing data.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Yes/No from payment or funding tags indicating low-income accessibility options in state disclosures—not a determination of personal eligibility.
Whether the community is disclosed as co-located or on the same campus as a nursing home in state records.
Brookdale Cushing Park
AL
IL
MC
Framingham (Emeritus At Farm Pond)
100
Facility 100
MA AVG 81
Rank #35 / 176
Yes22
23
Facility 23
MA AVG 45
Rank #178 / 244
Studio / 1 Bed / 2 Bed
26
Facility 26
MA AVG 22
Rank #70 / 153
A+NoNo
Mary Ann Morse at Heritage
AL
HC
MC
NH
SNF
Framingham (Nobscot)
98
Facility 98
MA AVG 81
Rank #40 / 176
No65
43
Facility 43
MA AVG 45
Rank #123 / 244
Studio / 1 Bed / 2 Bed
31
Facility 31
MA AVG 22
Rank #7 / 153
-NoNo
Carmel Terrace
AL
IL
RC
Framingham
69
Facility 69
MA AVG 81
Rank #113 / 176
Yes-
21
Facility 21
MA AVG 45
Rank #186 / 244
-
6
Facility 6
MA AVG 22
Rank #150 / 153
A+No-
Sunrise of Wayland
AL
MC
Wayland (Cochituate)
59
Facility 59
MA AVG 81
Rank #133 / 176
Yes16
50
Facility 50
MA AVG 45
Rank #97 / 244
Studio / 1 Bed / 2 Bed
29
Facility 29
MA AVG 22
Rank #21 / 153
-YesNo
The Branches of Framingham
AL
MC
RC
Framingham (Framingham Center)
58
Facility 58
MA AVG 81
Rank #136 / 176
Yes14
14
Facility 14
MA AVG 45
Rank #212 / 244
Studio / 1 Bed
6
Facility 6
MA AVG 22
Rank #150 / 153
C-NoNo

Rank badges are statewide and care-type specific: each assisted living community is ranked against every other MA assisted living community we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial Assistance for
Assisted Living in Massachusetts

Carmel Terrace is located in Framingham, Massachusetts.
Here are the financial assistance programs available to residents in Massachusetts.

Get Financial aid guidance

Home Care Program

MassHealth Home Care

Age 60+
General Massachusetts resident, at risk of nursing home placement.
Income Limits (2025) ~$1,500/month individual, varies by region
Asset Limits $2,000 individual, excludes home, car
MA

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits
In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+
General Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MA

Requires clinical eligibility determination.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+
General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits
Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled
General Massachusetts resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MA

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MA

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled
General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual
Asset Limits Not assessed.
MA

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits
Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MA

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Carmel Terrace

Is Carmel Terrace in a walkable area?

Carmel Terrace has a walk score of 21. Car-dependent. Most errands require a car, with limited nearby walkable options.

How long has Carmel Terrace been in business?

Carmel Terrace has been operating for approximately 6 years, based on available licensing and registration records.

Are pets allowed at Carmel Terrace?

Yes, Carmel Terrace allows residents to bring their pets.

How many beds does Carmel Terrace have?

Carmel Terrace has 69 beds.

Are there photos of Carmel Terrace?

Yes — there are 2 photos of Carmel Terrace in the photo gallery on this page.

What levels of care does Carmel Terrace provide?

Carmel Terrace offers Assisted Living, Independent Living & Respite Care.

What is the address of Carmel Terrace?

Carmel Terrace is located at 933 Central St, Framingham, Ma 01701, Framingham, MA 01701.

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