What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Freese’s Assisted Living Program | Bangor, ME | Photos & Videos

Overview of Freese’S Assisted Living Program

Freese's Assisted Living is a senior community located in Bangor, Maine. The community offers one-bedroom apartments that include all utilities. Residents can enjoy various services provided by Penquis for an additional fee.

(207) 973-3500

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 39

39-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

Occupancy Rate

82%

Occupied Beds

32 of 39

Percentage of available beds currently in use by residents.

License Status

ACTIVE

Facility Type

ASSISTED HOUSING

License Expiration

September 4, 2026

Additional licensing details

License number: ALP377

County: PENOBSCOT

Ownership & operating entity

Freese’s Assisted Living Program is administrated by CHRISTINE RICE.

Safety & Compliance

Safety Features: Wide hallways with handrails.

Care Services

24-Hour Staffing

Contact Information

Fax: +1 (207) 973-3699

Additional Policies & Features

Pets Allowed

Minimum Age: 55

Utilities Included: Yes

Amenities & Lifestyle

Beautiful Atrium

Community Room

Easy Access to Bus Stop

Elevator

In the Heart of Downtown Bangor

Library

Locked Building

On-site Laundry

Smoke Free Community

Wide hallways with handrails.

Programs & Activities

Specific Programs

Assistance with medication, 24-hour care staff, prepared meals daily, light housekeeping and linen services, assistance with arranging transportation, medication management, support with personal care.

Operating Hours

Monday - Friday 8:00 AM - 4:30 PM

Pricing & Financial Information

Dining & Nutrition

Food Description

Prepared meals daily.

Show Inspection Reports

Latest inspection

Date:December 9, 2025

Compare Nursing Homes around Bangor

Ross Manor

SNF

PELKEY, WANDA

90.5%

$22,601,517.00

$8,251,171.00

36.5%

89.40

4/5

4.6126

3/5

5/5

2/5

Sylvia Ross Home-Assisted Living

SNF

ME 04401-3224

167

PELKEY, WANDA

90.5%

$22,601,517.00

$8,251,171.00

36.5%

89.40

4/5

4.6126

3/5

5/5

2/5

+2%

+9%

Freese’s Assisted Living Program

SNF

ME 04401-6394

Eastside Center for Health & Rehabilitation

SNF

Stillwater Health Care

SNF

Ross Manor

Type of care: SNF AL

Pets Allowed: No

Operator: PELKEY, WANDA

CCN: 205064

Occupancy: 90.5%

Home Revenue: $22,601,517.00

Payroll Costs: $8,251,171.00

Payroll %: 36.5%

Avg Residents/Day: 89.40

Overall Rating: 4/5

Adj Nurse Hours: 4.6126

Health Insp Rating: 3/5

Staffing Rating: 5/5

QM Rating: 2/5

Number of Fines: 1

Citations: 40

Severe Citations: 1

Sylvia Ross Home-Assisted Living

Type of care: SNF AL

Community: ME 04401-3224

Bed Count: 167

Pets Allowed: No

Operator: PELKEY, WANDA

CCN: 205064

Occupancy: 90.5%

Home Revenue: $22,601,517.00

Payroll Costs: $8,251,171.00

Payroll %: 36.5%

Avg Residents/Day: 89.40

Overall Rating: 4/5

Adj Nurse Hours: 4.6126

Health Insp Rating: 3/5

Staffing Rating: 5/5

QM Rating: 2/5

Number of Fines: 1

Citations: 40

Severe Citations: 1

RN share vs State Avg:

+40%

Staffing vs State Avg:

+2%

Occupancy vs State Avg:

+9%

Freese’s Assisted Living Program

Type of care: SNF AL

Community: ME 04401-6394

Bed Count: 39

Pets Allowed: No

Eastside Center for Health & Rehabilitation

Type of care: SNF AL

Pets Allowed: No

Stillwater Health Care

Type of care: SNF AL

Pets Allowed: No

BANGOR, ME 04401-6394

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Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home and Community Benefits for the Elderly

MaineCare HCB Program

General: Age 65+ or 18+ with disability, Maine resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

ME Specifics: Rural access emphasized.

Maine Statewide Respite Program

ME Respite Program

General: Caregiver of someone 60+ with dementia, Maine resident.

Income Limits: ~$2,500/month (individual, varies).

Asset Limits: $40,000 (individual).

ME Specifics: Limited to dementia caregivers; capped funding.

MaineCare Long-Term Care (Nursing Facility Services)

MaineCare Nursing Facility Services

General: Age 65+, Maine resident, Medicaid-eligible, requires nursing home-level care.

Income Limits (2025): $943/month (individual); must be less than nursing home cost for full coverage.

Asset Limits: $2,000 (individual), $3,000 (couple); spousal allowance up to $155,356.

ME Specifics: Home equity limit of $636,000; estate recovery applies post-55.

Consumer-Directed Home-Based Care (CDHBC)

Maine Consumer-Directed Personal Assistance Services

General: Age 65+, Maine resident, needs ADL assistance, income/asset limits apply.

Income Limits (2025): ~$2,000/month (varies by AAA).

Asset Limits: Not strict; prioritizes low-income.

ME Specifics: Available through five Area Agencies on Aging.

Home Accessibility and Repair Program

Maine State Housing Authority Home Accessibility and Repair

General: Age 62+, Maine resident, homeowner, low-income.

Income Limits (2025): ~$34,000/year (individual, 80% AMI, varies by county).

Asset Limits: Not specified; focus on income.

ME Specifics: Includes Elderly Hardship Grants for urgent repairs.

Program of All-Inclusive Care for the Elderly (PACE)

Maine PACE (not widely available yet)

General: Age 55+, Maine resident, Medicare/Medicaid-eligible, nursing home-level care need, community-safe.

Income Limits (2025): No strict limit; Medicaid portion $2,901/month max.

Asset Limits: $2,000 (individual) for Medicaid portion.

ME Specifics: Pilot phase; check availability with DHHS.

Veterans Aid and Attendance (A&A) Benefit

Maine VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maine resident.

Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).

Asset Limits: $155,356 (net worth limit).

ME Specifics: High veteran population in rural areas.

Medicare Savings Programs (MSP)

Maine Medicare Savings Programs

General: Age 65+, Maine resident, Medicare Part A/B enrollee.

Income Limits (2025): $2,014/month (individual, QMB), $2,706/month (SLMB/QI).

Asset Limits: $9,090 (individual), $13,630 (couple).

ME Specifics: Includes Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualified Individual (QI).

Freese’s Assisted Living Program

Freese’s Assisted Living Program

Capacity and availability

Smaller home

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

Contact Information

Additional Policies & Features

Amenities & Lifestyle

Programs & Activities

Pricing & Financial Information

Dining & Nutrition

Inspection History

27 visits/inspections

Latest inspection

Compare Nursing Homes around Bangor

Places of interest near Freese’s Assisted Living Program

Calculate Travel Distance to Freese’s Assisted Living Program

Guides for Better Senior Living

Eldertainment

Financial Aid for Maine Seniors

Home and Community Benefits for the Elderly

Maine Statewide Respite Program

MaineCare Long-Term Care (Nursing Facility Services)

Consumer-Directed Home-Based Care (CDHBC)

Home Accessibility and Repair Program

Program of All-Inclusive Care for the Elderly (PACE)

Veterans Aid and Attendance (A&A) Benefit

Medicare Savings Programs (MSP)

Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Freese’s Assisted Living Program

Freese’s Assisted Living Program

Capacity and availability

Smaller home

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

Contact Information

Additional Policies & Features

Amenities & Lifestyle

Programs & Activities

Pricing & Financial Information

Dining & Nutrition

Inspection History

27 visits/inspections

Latest inspection

Inspection Reports

Compare Nursing Homes around Bangor

Places of interest near Freese’s Assisted Living Program

Calculate Travel Distance to Freese’s Assisted Living Program

Guides for Better Senior Living

Eldertainment

Financial Aid for Maine Seniors

Home and Community Benefits for the Elderly

Maine Statewide Respite Program

MaineCare Long-Term Care (Nursing Facility Services)

Consumer-Directed Home-Based Care (CDHBC)

Home Accessibility and Repair Program

Program of All-Inclusive Care for the Elderly (PACE)

Veterans Aid and Attendance (A&A) Benefit

Medicare Savings Programs (MSP)

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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