What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Straits Area Senior Living Community | Michigan | Photos & Videos

Overview of Straits Area Senior Living Community

Straits Area Senior Living Community is a senior living facility located in Saint Ignace, MI. It offers assisted living and respite care services tailored to individual needs. The community emphasizes a home-like environment with a focus on quality care and resident well-being.

(906) 984-2030 info@straitsareaseniorliving.com

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 48

48-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

License Status

REGULAR

Facility Type

HOMES FOR THE AGED

License Expiration

July 31, 2026

Additional licensing details

License number: AH490411476

County: MACKINAC

Ownership & operating entity

Owner name: Straits Area Senior Living Community, Inc.

Safety & Compliance

Care Services

Nursing Services

Respite Care

Memory Care

Licensed Nurses/CNAs

24-Hour Staffing

All Levels of Care

Assisted Living

Memory Care

Advanced Memory Care

Additional Policies & Features

Pets Allowed

Amenities & Lifestyle

Assisted Living

Respite Care

Dining

Health & Wellness

Resident Life

Programs & Activities

Specific Programs

Assisted Living, Respite Care, Dining, Health & Wellness, Resident Life

Dining & Nutrition

Food Description

Mealtimes are important events each day, providing a variety of tasty foods in a restaurant-style dining arrangement. Breakfast is available from 6:30-10:30 am, lunch from 1:30-1:00 pm, and dinner from 4:00-6:00 pm.

Meal Schedule

Breakfast 6:30-10:30 AM; Lunch 1:30-1:00 PM; Dinner 4:00-6:00 PM

Special Diets

Yes

Show Inspection Reports

Compare Nursing Homes around Michigan

Straits Area Senior Living Community

SNF

MI 49781

Arden Courts (Bingham Farms)

SNF

MI 48025

Besser Senior Living Community

SNF

MI 49707

Brentwood at Niles

SNF

MI 49120

Brookdale Farmington Hills North II

SNF

MI 48331

Straits Area Senior Living Community

Type of care: SNF AL

Community: MI 49781

Bed Count: 48

Pets Allowed: No

Arden Courts (Bingham Farms)

Type of care: SNF AL

Community: MI 48025

Bed Count: 56

Pets Allowed: No

Besser Senior Living Community

Type of care: SNF AL

Community: MI 49707

Bed Count: 52

Pets Allowed: No

Brentwood at Niles

Type of care: SNF AL

Community: MI 49120

Bed Count: 80

Pets Allowed: No

Brookdale Farmington Hills North II

Type of care: SNF AL

Community: MI 48331

Bed Count: 32

Pets Allowed: No

St. Ignace, MI 49781

Calculate Travel Distance to Straits Area Senior Living Community

Add your location

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

MI Choice Waiver

Michigan Medicaid MI Choice Waiver

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

MI Specifics: Delivered through regional waiver agents; waitlists possible.

Home Help Program

Michigan Home Help

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.

Income Limits: ~$1,732/month (individual, Medicaid threshold).

Asset Limits: $2,000 (individual).

MI Specifics: Can hire family caregivers; less intensive than waiver.

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $2,000 (individual), $3,000 (couple).

MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Michigan SCSEP

General: Age 55+, unemployed, low-income, Michigan resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MI Specifics: High veteran demand in urban/rural areas.

Straits Area Senior Living Community