What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Sapphire Lutheran Homes | Montana | Photos & Videos

Overview of Sapphire Lutheran Homes

Sapphire Lutheran Homes in Hamilton, Montana is a Christian-based, non-profit independent living center dedicated to enhancing the quality of life for its community of senior citizens. The campus offers a magnificent view of the Bitterroot Mountains and is comprised of 64 individual homes with one- and two-bedroom apartments. Residents can enjoy exceptional meals, scheduled activities, and a secure, homelike environment.

(406) 363-2800

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 40

40-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

2 years in operation

A newer community that may feature more recent facilities and programs.

About this community

License details

Facility type

Retirement Homes

Status Current

Issuance December 12, 2023

Expiration December 11, 2026

Additional licensing details

License number: 13294

Ownership & operating entity

Sapphire Lutheran Homes is administrated by HARDEN, COLE.

Safety & Compliance

Care Services

Memory Care

Independent Living

Licensed Nurses/CNAs

24-Hour Staffing

All Levels of Care

Independent Living

Assisted Living

Memory Care

Amenities & Lifestyle

Housekeeping and maintenance services

Physical

social

and spiritual wellness activities

Community gathering areas

a library

and game rooms

Programs & Activities

Activities

Residents may choose from a variety of scheduled activities, including regular exercise sessions.

Dining & Nutrition

Food Description

Residents can prepare their own meals or enjoy exceptional meals served in the dining room.

Meals Included

Yes

Meals Per Day

Meal Schedule

Two daily meals served restaurant style

Show Inspection Reports

Compare Nursing Homes around Montana

Eureka of Cascadia, LLC dba Mountain View of Cascadia

SNF

MT 59917

CARVEY, DIANNA

69.3%

$3,688,314.00

$1,503,855.00

40.8%

46.50

4/5

3.5633

4/5

3/5

-21%

+12%

Avantara Billings

SNF

MT 59102

160

A+

CALDWELL, SARAH

65.6%

$7,573,930.00

$3,542,199.00

46.8%

104.80

1/5

3.5685

1/5

2/5

-21%

+6%

Sapphire Lutheran Homes

SNF

MT 59840-

Central Montana Nursing and Rehabilitation Center

SNF

Lewistown

CENTRAL MONTANA SNF OPERATIONS HOLDINGS LLC

35.5%

$1,022,755.00

$288,519.00

28.2%

-42%

Libby of Cascadia, LLC dba Libby Care Center

SNF

MT 59923

101

Eureka of Cascadia, LLC dba Mountain View of Cascadia

Type of care: SNF AL

Community: MT 59917

Bed Count: 49

Operator: CARVEY, DIANNA

CCN: 275084

Occupancy: 69.3%

Home Revenue: $3,688,314.00

Payroll Costs: $1,503,855.00

Payroll %: 40.8%

Avg Residents/Day: 46.50

Overall Rating: 4/5

Adj Nurse Hours: 3.5633

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 3/5

Citations: 13

RN share vs State Avg:

+30%

Staffing vs State Avg:

-21%

Occupancy vs State Avg:

+12%

Avantara Billings

Type of care: SNF AL

Community: MT 59102

Bed Count: 160

Operator: CALDWELL, SARAH

CCN: 275029

Occupancy: 65.6%

Home Revenue: $7,573,930.00

Payroll Costs: $3,542,199.00

Payroll %: 46.8%

Avg Residents/Day: 104.80

Overall Rating: 1/5

Adj Nurse Hours: 3.5685

Health Insp Rating: 1/5

Staffing Rating: 2/5

QM Rating: 2/5

Number of Fines: 3

Citations: 49

Severe Citations: 5

RN share vs State Avg:

+23%

Staffing vs State Avg:

-21%

Occupancy vs State Avg:

+6%

Sapphire Lutheran Homes

Type of care: SNF AL

Community: MT 59840-

Bed Count: 40

Central Montana Nursing and Rehabilitation Center

Type of care: AL MC SNF RC

Community: Lewistown

Bed Count: 62

Operator: CENTRAL MONTANA SNF OPERATIONS HOLDINGS LLC

CCN: 275064

Occupancy: 35.5%

Home Revenue: $1,022,755.00

Payroll Costs: $288,519.00

Payroll %: 28.2%

Occupancy vs State Avg:

-42%

Libby of Cascadia, LLC dba Libby Care Center

Type of care: SNF AL

Community: MT 59923

Bed Count: 101

Hamilton, MT 59840-

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Big Sky Waiver

Montana Medicaid Big Sky Waiver

General: Age 65+ or disabled, Montana resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

MT Specifics: Rural state; limited providers in some areas.

Montana Community First Choice

MT CFC

General: Age 65+ or disabled, Montana resident, Medicaid- eligible.

Income Limits: ~$1,732/month (individual, Medicaid threshold).

Asset Limits: $2,000 (individual).

MT Specifics: Less intensive than waiver; rural focus.

Big Sky Rx

Montana Big Sky Rx

General: Age 65+ or disabled, Montana resident, enrolled in Medicare Part D, income below limit.

Income Limits (2025): ~$2,510/month (individual), ~$3,380/month (couple).

Asset Limits: Not assessed.

MT Specifics: Covers up to $38.75/month premium; statewide via AAAs.

Medicare Savings Program (MSP)

Montana Medicare Savings Program

General: Age 65+ or disabled, Montana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MT Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Montana Caregiver Support Program (via NFCSP)

Montana Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; Montana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

MT Specifics: 10 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Montana SCSEP

General: Age 55+, unemployed, low-income, Montana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

MT Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Montana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Montana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MT Specifics: High veteran demand in rural areas.

Sapphire Lutheran Homes

Sapphire Lutheran Homes

Capacity and availability

Smaller home

About this community

License details

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

All Levels of Care

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Inspection History

Compare Nursing Homes around Montana

Places of interest near Sapphire Lutheran Homes

Calculate Travel Distance to Sapphire Lutheran Homes

Guides for Better Senior Living

Eldertainment

Financial Aid for Montana Seniors

Big Sky Waiver

Montana Community First Choice

Big Sky Rx

Medicare Savings Program (MSP)

Montana Caregiver Support Program (via NFCSP)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Benefits

Sapphire Lutheran Homes

Sapphire Lutheran Homes

Capacity and availability

Smaller home

About this community

License details

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

All Levels of Care

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Inspection History

Inspection Reports

Compare Nursing Homes around Montana

Places of interest near Sapphire Lutheran Homes

Calculate Travel Distance to Sapphire Lutheran Homes

Guides for Better Senior Living

Eldertainment

Financial Aid for Montana Seniors

Big Sky Waiver

Montana Community First Choice

Big Sky Rx

Medicare Savings Program (MSP)

Montana Caregiver Support Program (via NFCSP)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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