Carlton Senior Living Sacramento

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

Located in Sacramento, the Carlton Sacramento campus presents a haven of tranquility and beauty. Senior residents are embraced by the serene ambiance of a charming garden lovingly tended to by their fellow community members, fostering a vibrant and delightful atmosphere to cherish with friends and loved ones. This assisted living community boasts an exceptional experience where caring and attentive staff ensure a fulfilling lifestyle complemented by diverse activity programs, granting seniors the freedom to live their lives to the fullest.
This carefree and active community offers an array of conveniences and opportunities to foster social connections, from effortless relaxation without the burden of daily tasks to engaging in vibrant activities that enrich experiences. Safety and security are paramount, with the incorporation of Alexa technology to enhance the living environment and ensure peace of mind for all residents. At the Carlton Sacramento, independence is cherished, and an enriching lifestyle awaits each cherished member of this wonderful community.

Claim What’s Yours: Financial Aid for California Seniors

Program

State Program Name

Eligibility

Benefits

Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CA Specifics: County-managed; waitlists possible.

Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.

In-Home Supportive Services (IHSS)

California IHSS

General: Age 65+, California resident, Medicaid-eligible or low-income.
Income Limits: ~$1,732/month (individual, Medi-Cal threshold).
Asset Limits: $2,000 (individual).
CA Specifics: Can hire family as caregivers.

Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).

Multipurpose Senior Services Program (MSSP)

CA MSSP

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 38 counties; waitlists common.

Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).

Property Tax Postponement Program (PTP)

CA PTP

General: Age 62+, California resident, own and live in home, 40% equity.
Income Limits (2025): ~$51,500/year (household, adjusted annually).
Asset Limits: Equity-based; no strict asset cap.
CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).

Assisted Living Waiver (ALW)

CA ALW

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Services: Personal care in ALFs (5-7 hours/day), medication management, social services.

California CARES Program

CA CARES

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
CA Specifics: High demand in urban areas; complements IHSS respite.

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

Low-Income Home Energy Assistance Program (LIHEAP)

CA LIHEAP

General: Age 60+ priority, California resident, low-income, utility/heating need.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.

Services: Utility payments (avg. $500-$1,000/year), weatherization (e.g., insulation, avg. $1,000-$3,000 savings).

Claim What’s Yours Financial Aid for California Seniors

MSSP (Medi-Cal Waiver)

Multipurpose Senior Services Program

Eligibility

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CA Specifics: County-managed; waitlists possible.

Benefits

Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.

California IHSS

In-Home Supportive Services (IHSS)

Eligibility

General: Age 65+, California resident, Medicaid-eligible or low-income.
Income Limits: ~$1,732/month (individual, Medi-Cal threshold).
Asset Limits: $2,000 (individual).
CA Specifics: Can hire family as caregivers.

Benefits

Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).

CA MSSP

Multipurpose Senior Services Program (MSSP)

Eligibility

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 38 counties; waitlists common.

Benefits

Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).

CA PTP

Property Tax Postponement Program (PTP)

Eligibility

General: Age 62+, California resident, own and live in home, 40% equity.
Income Limits (2025): ~$51,500/year (household, adjusted annually).
Asset Limits: Equity-based; no strict asset cap.
CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Benefits

Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).

CA ALW

Assisted Living Waiver (ALW)

Eligibility

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Benefits

Services: Personal care in ALFs (5-7 hours/day), medication management, social services.

CA CARES

California CARES Program

Eligibility

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
CA Specifics: High demand in urban areas; complements IHSS respite.

Benefits

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

CA LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ priority, California resident, low-income, utility/heating need.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.