What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Town Village Sterling Heights and The Gem Memory Care

Town Village Sterling Heights and The Gem Memory Care is a Memory Care Home in Michigan

Town Village Sterling Heights… is a Memory Care Home in Michigan

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Town Village Sterling Heights and The Gem Memory Care
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Overview of Town Village Sterling Heights and The Gem Memory Care

Town Village Sterling Heights redefines the aging experience with a blend of compassion and care in Warren, Michigan. Their commitment is to help senior residents embrace life to its fullest potential. This assisted living community offers serene indoor and outdoor spaces, featuring a state-of-the-art fitness center, indoor pool and whirlpool spa, a charming walking path, a delightful butterfly garden, and a relaxing putting green.
Town Village Sterling Heights is dedicated to elevating lifestyle in every conceivable way. Having come this far, Town Village Sterling Heights takes on the responsibility of managing maintenance, alleviating worries, and handling the intricacies, allowing residents the freedom to focus on treasured moments that hold the utmost significance. Here, the essence of excellence takes on a new meaning. Residents get to experience a remarkable lifestyle enriched with genuine camaraderie, engaging activities, delectable cuisine, and all the finest aspects that life has to offer. Embrace the exceptional at Town Village Sterling Heights, where care, comfort, and cherished memories converge seamlessly.

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What families are saying

Sense of community and social connection

The staff at Town Village of Sterling Heights is consistently praised for being friendly, compassionate, and attentive, contributing significantly to a warm and welcoming atmosphere that supports both comfort and a sense of community.

Community Care & staff

Activities, programs, and daily engagement

While there is an abundance of activities and opportunities for socialization that residents enjoy, there is a lack of proactive engagement from the facility in prompting residents to participate, which may be challenging for those who require more encouragement or support.

Activities Quality of life

Home Information Town Village Sterling Heights and The Gem Memory Care

Walk Score: 48 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

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Town Village Sterling Heights and The Gem Memory Care

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Town Village Sterling Heights and The Gem Memory Care

Type of care: AL

Pets Allowed: No

Rate Range: -

Chester Street Residence

Type of care: AL MC

Community: Royal Oak

Pets Allowed: No

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Type of care: AL IL MC SNF

Community: Warren

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Karen‘s Kare House

Type of care: AL

Community: Clinton Twp

Bed Count: 5

Pets Allowed: No

Operator: Karen Williams

Rate Range: -

Claim What’s Yours: Financial Aid for Michigan Seniors

Program

State Program Name

Eligibility

Benefits

MI Choice Waiver

Michigan Medicaid MI Choice Waiver

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: Delivered through regional waiver agents; waitlists possible.

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).

Home Help Program

Michigan Home Help

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
Income Limits: ~$1,732/month (individual, Medicaid threshold).
Asset Limits: $2,000 (individual).
MI Specifics: Can hire family caregivers; less intensive than waiver.

Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Senior Community Service Employment Program (SCSEP)

Michigan SCSEP

General: Age 55+, unemployed, low-income, Michigan resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MI Specifics: High veteran demand in urban/rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Claim What’s Yours Financial Aid for Michigan Seniors

Michigan Medicaid MI Choice Waiver