Charter Senior Living of Oak Openings
Assisted Living & Memory Care · Toledo, OH

Overview of Charter Senior Living of Oak Openings

Charter Senior Living of Oak Openings is an exquisite community that stands as one of Toledo, Ohio’s assisted living communities. This dynamic establishment caters to diverse lifestyles through its Assisted Living and Memory Care services, adapting to residents’ evolving requirements.
Prioritizing well-being and convenience, this assisted living community provides therapy services on-site, assuring families of their loved ones’ comprehensive care. At Charter, the dedicated team treats residents with the same warmth as family, with a genuine commitment to nurturing their spirits. Residents get to experience vibrant life-enrichment programs that empower residents to explore a wealth of choices, fostering a fully engaged and connected life. Experience the Distinction at Charter Senior Living of Oak Openings.

(419) 882-0029
Walk Score
Walk Score: 47 / 100 Rank #285 / 705Walk Score — State benchmarkedThis home is ranked 285th out of 705 homes in Ohio. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Ohio facilities. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Therapy & Rehabilitation

3 services
Rehabilitation Services
Respite Care
Short-Term Rehab

Staffing & Medical

2 services
Licensed Nurses/CNAs
24-Hour Staffing

Amenities & Lifestyle

Flourish℠ Programming
Services & Amenities
Dining
Events
Operating HoursVisitors are welcome 24 hours a day, 7 days a week.

Pricing & Financial Information

Assisted Living$5,895 per month
Memory Care$5,995 per month

Contact Charter Senior Living of Oak Openings

Managed by Heather Barnhiser

Executive Director

Living Spaces & Floor Plans for Charter Senior Living of Oak Openings

Assisted Living Calendar
Download PDF
Memory Care Calendar
Download PDF

Financial Assistance for
Assisted Living in Ohio

Charter Senior Living of Oak Openings is located in Toledo, Ohio.
Here are the financial assistance programs available to residents in Ohio.

Get Financial aid guidance

PASSPORT Waiver

Ohio Medicaid PASSPORT

Age 60+
General Ohio resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
OH

Administered through regional agencies; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Ohio Home Care Program (non-Medicaid)

OH HCP

Age 60+
General Ohio resident, at risk of decline.
Income Limits ~$2,000/month individual, varies
Asset Limits $5,000 individual
OH

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Assisted Living Waiver (ALW)

Ohio Assisted Living Waiver

Age 21+ (65+ prioritized)
General OH resident, Medicaid-eligible, NFLOC.
Income Limits (2025) ~$2,829/month (individual); QIT required.
Asset Limits $2,000 (individual), $3,000 (couple).
OH

Covers ~300 facilities; room/board not included (separate cost).

Benefits
Personal care Meals Medication management Transportation (~$3,000-$4,000/month value)

Program of All-Inclusive Care for the Elderly (PACE)

Ohio PACE (e.g., McGregor PACE)

Age 55+
General OH resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025) ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OH

Available in 9 counties (e.g., Cuyahoga, Franklin); expanding via Healthy Aging Grants.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Respite Therapies

Medicare Savings Program (MSP)

Ohio Medicare Savings Program

Age 65+ or disabled
General OH resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
OH

Three tiers; includes Extra Help for Part D; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Home Energy Assistance Program (HEAP)

Ohio HEAP

Age 60+ prioritized
General OH resident, low-income household.
Income Limits (2025) ~$3,970/month individual, 185% FPL
Asset Limits Not assessed; income-focused.
OH

Covers gas, electric, oil; emergency aid via Winter/Summer Crisis Programs.

Benefits
Heating/cooling aid ($300-$1,000/season) Emergency aid ($500 max)

Family Caregiver Support Program (FCSP)

Ohio Family Caregiver Support Program

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; OH resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
OH

12 AAAs; rural/low-income priority; volunteer respite option.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

Ohio VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General OH resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
OH

High veteran demand; supports care in multiple settings.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Homestead Exemption

Ohio Homestead Exemption

Age 65+ (or disabled)
General OH resident, homeowner, low-income.
Income Limits (2025) ~$38,500/year individual, adjusted annually
Asset Limits Not assessed; home ownership required.
OH

Reduces taxable value by $25,000; applies to primary residence.

Benefits
Tax reduction (~$400-$800/year avg., varies by county)

Save the Dream Ohio (Homeowner Assistance Fund)

Ohio Save the Dream

Age 60+ prioritized
General OH resident, homeowner, hardship post-Jan 21, 2020.
Income Limits (2025) ~$147,600/year family of 4, 150% AMI; varies by county
Asset Limits Not assessed; hardship-focused.
OH

Covers delinquent mortgages, utilities, taxes; max $25,000 mortgage aid.

Benefits
Mortgage aid ($25,000 max) Utility/property tax aid ($5,000 avg.)

Frequently Asked Questions about Charter Senior Living of Oak Openings

Is Charter Senior Living of Oak Openings in a walkable area?

Charter Senior Living of Oak Openings has a walk score of 47. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Does Charter Senior Living of Oak Openings have different floorplan options?

Yes — see the floorplan options available at Charter Senior Living of Oak Openings on this page.

Are there photos of Charter Senior Living of Oak Openings?

Yes — there are 20 photos of Charter Senior Living of Oak Openings in the photo gallery on this page.

What is the phone number of Charter Senior Living of Oak Openings?

(419) 882-0029 will put you in contact with the team at Charter Senior Living of Oak Openings.

Is Charter Senior Living of Oak Openings Medicare or Medicaid certified?

Charter Senior Living of Oak Openings is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Guides for Better Senior Living

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