0.7 miles from city center
Description

A Loving Touch Home Care is a dedicated Non-Medical Home Care Agency in the heart of Detroit, Michigan, serving its cherished seniors. Their primary focus revolves around aiding seniors in their Activities of Daily Living (ADLs). Their dedicated team strives to create a warm and inclusive environment that promotes the well-being and happiness of the seniors they serve.

A Loving Touch Home Care’s commitment to seniors goes beyond physical care. They understand the importance of providing emotional support, companionship, and a caring presence to brighten the daily lives of their senior clients. Their services encompass a wide spectrum, including assistance with bathing, dressing, eating, grooming, meal preparation, mobility, toileting, transferring, light housekeeping, laundry, medication reminders, and essential transportation services like grocery shopping, pharmacy pick-up and drop-off, and visits to the laundromat. 

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Claim What’s Yours: Financial Aid for Michigan Seniors

Program
State Program Name
Eligibility
Benefits
MI Choice Waiver
Michigan Medicaid MI Choice Waiver
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: Delivered through regional waiver agents; waitlists possible.
  • Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).
Home Help Program
Michigan Home Help
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
  • Income Limits: ~$1,732/month (individual, Medicaid threshold).
  • Asset Limits: $2,000 (individual).
  • MI Specifics: Can hire family caregivers; less intensive than waiver.
  • Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).
Program of All-Inclusive Care for the Elderly (PACE)
Michigan PACE
  • General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.
  • Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.
Medicare Savings Program (MSP)
Michigan Medicare Savings Program
  • General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
National Family Caregiver Support Program (NFCSP) Respite
Michigan NFCSP Respite Care
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
Senior Community Service Employment Program (SCSEP)
Michigan SCSEP
  • General: Age 55+, unemployed, low-income, Michigan resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Michigan VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MI Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Claim What’s Yours Financial Aid for Michigan Seniors

Michigan Medicaid MI Choice Waiver

MI Choice Waiver

Eligibility
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: Delivered through regional waiver agents; waitlists possible.
Benefits
  • Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).
Michigan Home Help

Home Help Program

Eligibility
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
  • Income Limits: ~$1,732/month (individual, Medicaid threshold).
  • Asset Limits: $2,000 (individual).
  • MI Specifics: Can hire family caregivers; less intensive than waiver.
Benefits
  • Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).
Michigan PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility
  • General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.
Benefits
  • Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.
Michigan Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Michigan NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.
Benefits
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
Michigan SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, Michigan resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Michigan VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MI Specifics: High veteran demand in urban/rural areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs
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