Arbor Terrace Norwood
Assisted Living & Memory Care · Norwood, NJ
ALM Inspection Grade A Info ALM's inspection grade is 93 / 100, an A — 10 points above the New Jersey average for state-licensed facilities (83/100) · A proprietary Assisted Living Magazine grade.A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. It is not a government rating.

Arbor Terrace Norwood

Assisted Living & Memory Care · Norwood, NJ
ALM Inspection Grade A Info ALM's inspection grade is 93 / 100, an A — 10 points above the New Jersey average for state-licensed facilities (83/100) · A proprietary Assisted Living Magazine grade.A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. It is not a government rating.
Arbor Terrace Norwood accepts Medicaid and Medicare.
Arbor Terrace Norwood accepts Medicaid and Medicare.

Overview of Arbor Terrace Norwood

Denise Cousins serves as administrator of Arbor Terrace Norwood, a 100-bed senior community operated by Shp Vi Norwood in Norwood, New Jersey. The residence provides assisted living, memory support, and temporary respite stays, giving families a flexible option when a primary caregiver needs time away. Floor plans range from individual studios to one- and two-bedroom layouts suitable for couples or companions, and household pets are permitted on the property. Caregivers assist with medication routines and personal needs.

Campus amenities include restaurant-style dining, a full-service spa and hair salon, and scheduled shuttle transit for local group outings. Residents can also walk to select nearby shops and services independently, reflected in the neighborhood walk score of 61.

Older adults seeking tiered senior care can reach out to Arbor Terrace Norwood to review floor plan layouts and schedule a walk-through of the grounds.

By The Numbers

Community insights.

Bed count Info A mid-sized community that may balance personal attention with shared amenities and social activities. 100 Rank #131 / 253Bed count — State benchmarked This assisted living community is ranked 131st out of 253 assisted living communities we track in New Jersey for bed count. Shows this facility's certified or reported bed count compared to other New Jersey facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in New Jersey that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.

Medium-capacity home · Offers a balance of services and community atmosphere.

Walk Score Info Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities. Rank #69 / 283Walk Score — State benchmarked This assisted living community is ranked 69th out of 283 assisted living communities we track in New Jersey for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across New Jersey facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in New Jersey that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
61 / 100
Occupancy rate Info Occupancy between 85% and 95% suggests balanced demand. Rank #48 / 215Occupancy rate — State benchmarked This assisted living community is ranked 48th out of 215 assisted living communities we track in New Jersey for occupancy. Shows this facility's occupancy rate versus the New Jersey average, with its Statewide rank out of 215. Higher occupancy signals strong local demand and financial stability. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in New Jersey that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
86% This home usually has limited availability

Based on 86 residents and 100 beds. Source: state inspection report (Dec 2023)

Higher than the New Jersey average: 72.8%
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A Not Accredited
How BBB ratings work

About This Community

Pricing & Financial Information

The below pricing was updated on

Starting Price
$6,300/Month

License Details

Facility TypeAssisted Living Residence
StatusActive
ExpirationMay 31, 2027
License Number02A026

Certifications & Programs

Dining with Dignity® — The Arbor CompanyA branded program developed by this community's operator or its partners - a named approach to programming or care, rather than an independent external certification.

Ownership & Operating Entity

Arbor Terrace Norwood is legally operated by Shp Vi Norwood, LLC, and administered by Ms. Denise Cousins.

OfficersPeople and entities with formal legal or financial responsibility for the organization that owns this community, as listed in New Jersey's licensing records.Shp Vi LLC

Type Of Units

Assisted Living
100 units
Total beds
100 units

Safety & Compliance

Wheelchair Accessible
Secured Perimeter

Payment & Insurance

2 services
Accept Medicaid
Accept Medicare

Additional Services

7 services
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.
Bridges Program
Daily Living Assistance
Concierge
Laundry & Linen
Housekeeping
Transportation

Additional Policies & Features

Pets Allowed
Utilities IncludedYes

Amenities & Lifestyle

Game Room
Beauty Salon
Spa
Bistro
Café
Garden
Living and Activity Rooms
Computer Lounge and Library
Landscaped Patios and Courtyards
Private Dining Room
Activities
Fitness Activities
Discussion Groups
Live Music
Small-Group Experiences

Dining & Nutrition

InfoSourced directly from the team at Arbor Terrace Norwood.
  • In-room dining available.
  • Diabetic-friendly options.
  • Low-sodium / heart-healthy options.
  • Gluten-free options.
  • Private dining room for family events.
  • Bistro / café on site.

Room Accommodations

Building Type2-story
Room Types
Studio 1 Bedroom 2 Bedroom
In-Room Features
In-Unit Kitchenette With Full-Size Refrigerator In-Unit Washer/Steamer (Select One-Bedroom Apartments)

Contact Arbor Terrace Norwood

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

The figures below cover inspections recorded between August 17, 2021 and August 17, 2026.

ALM Inspection Grade

93 / 100 Based on state-published inspection data
How it compares

10 points above the New Jersey average for state-licensed facilities (83/100)

Category breakdown

Routine inspections Typical

1 deficiency per routine inspection · about the same as the typical state-licensed NJ facility (median: 1)

Complaint inspections Strong

0 deficiencies per complaint inspection · better than the typical state-licensed NJ facility (median: 1.5)

Inspection grade: 93 out of 100, letter grade A.

Inspection Scorecard Info This scorecard compares key inspection, deficiency, and complaint metrics at this facility against the New Jersey state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Overall vs. NJ average 0 Worse No metrics in this bucket. 2 Better Metrics better than New Jersey average:
• Total deficiencies (95% below)
• Deficiencies per inspection (89% below)

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityNJ Averagevs. NJ Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 120.0 This facility has 95% fewer total deficiencies than a typical New Jersey assisted living residence (1 vs. NJ avg 20).↓ 95% better
Deficiencies per inspection Info Average deficiencies per inspection. 0.32.8 This facility has 89% fewer deficiencies per inspection than a typical New Jersey assisted living residence (0.3 vs. NJ avg 2.8).↓ 89% better

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityNJ Averagevs. NJ Avg
Total inspections Info Combined count of all inspections conducted at this facility. 46.0 This facility has had 33% fewer total inspections than the New Jersey average (4 vs. NJ avg 6). More inspections can mean more regulatory scrutiny rather than worse care.↓ 33% fewer
Routine inspections Info Scheduled licensing inspections conducted on a regular cycle, separate from visits triggered by a complaint. 14.0 This facility has had 75% fewer routine inspections than the New Jersey average (1 vs. NJ avg 4). More inspections can mean more regulatory scrutiny rather than worse care.↓ 75% fewer
Complaint inspections Info On-site inspections triggered by complaints filed with New Jersey regulators. 32.0 This facility has had 50% more complaint inspections than the New Jersey average (3 vs. NJ avg 2). More inspections can mean more regulatory scrutiny rather than worse care.↑ 50% more

Managed by Denise Cousins

Executive Director

15 years of experience

Denise Cousins serves as Executive Director at Arbor Terrace Norwood, bringing 15 years of senior care experience. She has held leadership roles including Memory Care Director and Assisted Living Director. Denise is dedicated to fostering a warm, engaging community and values strong connections with residents, families, and team members.

Living Spaces & Floor Plans for Arbor Terrace Norwood

Floor plan 1
Studio with Bath
1 Bedroom, 1 Bath

Places of interest near Arbor Terrace Norwood

Address 0.8 miles from city center Info Estimated distance in miles from Norwood's city center to Arbor Terrace Norwood's address, calculated via Google Maps.

Calculate Travel Distance to Arbor Terrace Norwood

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Address

Compare Assisted Living around Old Tappan

Info below is compiled from the NJ Dept. of Health (NJDOH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. This is a proprietary Assisted Living Magazine grade. It is not a government rating. A dash means we have no inspection data for that facility.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Name of the licensed owner, operator, or managing entity as filed with the state. Useful for grouping facilities under the same organization.
A named contact for the facility. Hover the name to see their role — Administrator (state administrator of record or facility-provided administrator), Nursing Director, Medical Director, or Staff. The most authoritative available is shown.
Reported or derived occupancy for the facility—typically how fully licensed capacity is utilized. Compare across peers in the same market.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Count of regulatory inspections in the reporting window. Higher volume can reflect more oversight visits, complaint-driven surveys, or routine licensure cycles.
Regulatory visits tied to complaints or allegations in the state file—not the same as every routine survey.
Total count of deficiencies (cited regulatory issues) recorded in the selected reporting period. Read alongside inspection counts for context.
The average number of deficiencies this facility receives each time it's inspected, calculated as total deficiencies ÷ total inspections. A lower number suggests more consistent compliance with safety and care standards.
Arbor Terrace Norwood
AL
MC
Norwood (West Norwood)
100
Facility 100
NJ AVG 105
Rank #131 / 253
AYes
61
Facility 61
NJ AVG 43
Rank #69 / 283
Studio / 1 Bed / 2 BedShp Vi Norwood, LLCMs. Denise Cousins
86.0%
Facility 86.0%
NJ AVG 72.8%
Rank #48 / 215
A4
1
Facility 1
NJ AVG 20
Rank #39 / 251
0.3
Facility 0.3
NJ AVG 3.3
Rank #33 / 245
Harmony Village at CareOne Valley
AL
MC
RC
Westwood
196
Facility 196
NJ AVG 105
Rank #11 / 253
A-Yes
56
Facility 56
NJ AVG 43
Rank #79 / 283
StudioMillenium Health Care Centers II, LLCMs. Caryn Lynn Cantello
44.9%
Facility 44.9%
NJ AVG 72.8%
Rank #205 / 215
-8
21
Facility 21
NJ AVG 20
Rank #205 / 251
2.6
Facility 2.6
NJ AVG 3.3
Rank #174 / 245
Thrive at Montvale
AL
IL
MC
RC
Montvale
140
Facility 140
NJ AVG 105
Rank #34 / 253
A-Yes
10
Facility 10
NJ AVG 43
Rank #264 / 283
Studio / 1 Bed / 2 BedMontvale Opco, LLCSahar Edalati
49.3%
Facility 49.3%
NJ AVG 72.8%
Rank #197 / 215
-4
6
Facility 6
NJ AVG 20
Rank #128 / 251
1.5
Facility 1.5
NJ AVG 3.3
Rank #106 / 245
Sunrise of Old Tappan
AL
HOS
MC
Old Tappan
108
Facility 108
NJ AVG 105
Rank #106 / 253
B-Yes
33
Facility 33
NJ AVG 43
Rank #172 / 283
Studio / 1 Bed / 2 BedSzr Old Tappan Assisted Living, LLCMrs. Shain Cohen
63.9%
Facility 63.9%
NJ AVG 72.8%
Rank #155 / 215
-2
5
Facility 5
NJ AVG 20
Rank #110 / 251
2.5
Facility 2.5
NJ AVG 3.3
Rank #164 / 245

Rank badges are statewide and care-type specific: each assisted living community is ranked against every other NJ assisted living community we track that reports that metric, not just the 4 on this page. See how we rank facilities

Financial assistance

Programs that may help with care and living costs in New Jersey

Arbor Terrace Norwood is in Norwood, New Jersey. These programs may support different care settings or living expenses.

Get financial aid guidance
Long-term care coverage

Managed Long Term Services and Supports

Managed Long Term Services and Supports

Eligibility

General
Adults age 65+ or younger people who are blind or disabled and meet Medicaid financial and clinical eligibility for long-term services and supports.
NJ specifics
MLTSS delivers long-term services through NJ FamilyCare managed care.

What it provides

  • Coordinated Medicaid long-term care at home or in eligible facilities; covered supports include care management; respite; home-delivered meals and personal emergency response systems.
Cash support · veterans

VA Aid and Attendance (A&A) and Housebound Benefits

VA Aid and Attendance (A&A) and Housebound Benefits

Who it is for
Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit
2026 · Countable income is compared with the applicable maximum annual pension rate (MAPR), which varies by dependents and benefit category. For a veteran with one dependent and Aid and Attendance, MAPR is $34,488/year.
Asset limit
VA pension net-worth ceiling is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus income for VA purposes; exclusions and transfer rules apply.

Eligibility

General
Aid and Attendance or Housebound is an increased VA pension rate for eligible veterans or surviving spouses who meet pension and additional care/disability requirements; it is not a stand-alone state benefit.
NJ specifics
Federal VA pension rules apply nationwide.

What it provides

  • Monthly pension is based on the applicable MAPR less countable annual income; divided by 12. Maximum annual veteran Aid and Attendance rates are $29,093 without dependents and $34,488 with one dependent; actual payments may be lower.
In-home & community support

JACC (Jersey Assistance for Community Caregiving)

JACC (Jersey Assistance for Community Caregiving)

Income limit
2026 · No more than 365% of the federal poverty level; official program page lists $4,855/month individual and $6,582/month married couple.
Asset limit
Countable resources at or below $40,000 individual or $60,000 couple.

Eligibility

General
Age 60+, nursing-home level of care, and desire to remain at home; JACC does not serve people enrolled in Medicaid such as NJ FamilyCare or MLTSS.

What it provides

  • Care management and an individualized plan of home/community services.
Caregiver respite for community living

Statewide Respite Care Program

Statewide Respite Care Program

Income limit
2026 gross monthly maximum: $2,982 single or $5,964 married combined.
Asset limit
Liquid-asset maximum: $40,000 single or $60,000 married combined.

Eligibility

General
New Jersey adults 18+ living in the community with certified functional impairment and daily unpaid care or supervision. Financial rules apply; participation cannot overlap with MLTSS, JACC, Alzheimer’s Adult Day Services or Congregate Housing Services.
NJ specifics
Purpose: Caregiver respite for community living. This is a program to explore, not confirmation that it pays the featured provider or service.

What it provides

  • Short-term or intermittent respite for an unpaid caregiver; the care recipient’s income determines a 0%–25% share of service costs.
Prescription costs

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Income limit
2026 · Annual income less than $54,943 single or $62,390 married.

Eligibility

General
New Jersey resident age 65+ or age 18–64 receiving Social Security disability benefits; meet the program income and prescription-coverage rules. Medicare-eligible participants must meet Part D enrollment requirements.

What it provides

  • Covered prescription copay generally $5 for generic and $7 for brand-name drugs; subject to coordination with Medicare Part D.
Prescription costs

Senior Gold Prescription Discount Program

Senior Gold Prescription Discount Program

Income limit
2026 · Annual income between $54,943 and $64,943 single, or between $62,390 and $72,390 married.

Eligibility

General
New Jersey resident age 65+ or age 18–64 receiving Social Security disability benefits; meet the program income and prescription-coverage rules. Medicare-eligible participants must meet Part D enrollment requirements.

What it provides

  • Covered prescriptions generally cost the member $15 plus half the remaining drug cost; with program-specific catastrophic protection.
Medicare costs

Medicare Savings Program (MSP)

Medicare Savings Program (MSP)

Who it is for
Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General
Medicare beneficiary; the state determines the applicable Medicare Savings Program. QMB helps with premiums and Medicare cost sharing; SLMB and QI generally help with Part B premiums.
NJ specifics
QI requires annual application and is funded first-come, first-served with priority for prior recipients. QMB, SLMB and QI confer Part D Extra Help.

What it provides

  • QMB pays eligible Part A/Part B premiums and Medicare deductibles and cost sharing; SLMB and QI pay Part B premiums. The exact benefit depends on the approved program.
Utility assistance

Universal Service Fund (USF)

Universal Service Fund (USF)

Income limit
2026–2027 program year · Gross household income at or below 60% of New Jersey state median income, using the current household-size table.

Eligibility

General
Income-eligible New Jersey households with qualifying natural-gas or electric costs; assistance depends on household income and energy burden.
NJ specifics
USF accepts applications year-round and shares an application with LIHEAP.

What it provides

  • Monthly credits on qualifying natural-gas and electric bills.
Energy assistance

Home Energy Assistance Program (LIHEAP)

Home Energy Assistance Program (LIHEAP)

Income limit
2026–2027 program year · Gross household income at or below 60% of New Jersey state median income, using the current household-size table.

Eligibility

General
Income-eligible households responsible for home-heating costs, including qualifying heating costs included in rent.
NJ specifics
The 2026–2027 LIHEAP application period runs October 1, 2026 through June 30, 2027, subject to funding; the combined application also screens for USF.

What it provides

  • Assistance with eligible home-heating costs; qualifying households may also receive medically necessary cooling assistance.
Utility-cost assistance

Lifeline Utility Assistance

Lifeline Utility Assistance

Income limit
PAAD-based eligibility in 2026: income below $54,943 single or $62,390 married; age 65+ or age 18–64 receiving Social Security Disability.

Eligibility

General
New Jersey residents who meet PAAD criteria or a specified qualifying assistance category; applies to eligible utility customers and tenants whose gas/electric costs are included in rent.
NJ specifics
Purpose: Utility-cost assistance. This is a program to explore, not confirmation that it pays the featured provider or service.

What it provides

  • A $225 annual electric/gas bill credit or eligible tenant payment. SSI recipients receive the utility supplement through their SSI payment instead of a second Lifeline award.
Hearing-aid expense assistance

Hearing Aid Assistance to the Aged and Disabled (HAAAD)

Hearing Aid Assistance to the Aged and Disabled (HAAAD)

Income limit
2026 income no greater than $54,943 single or $62,390 married; PAAD/Lifeline verification rules apply.

Eligibility

General
New Jersey residents with hearing loss who meet PAAD/Lifeline age-or-disability and financial criteria. Beneficiaries must be enrolled in PAAD or Lifeline; if not already enrolled, complete NJSave before applying for HAAAD. Other hearing-aid coverage is considered.
NJ specifics
Purpose: Hearing-aid expense assistance. This is a program to explore, not confirmation that it pays the featured provider or service.

What it provides

  • Reimbursement up to $500 for one hearing aid or $1,000 for two per calendar year; partial insurance coverage may qualify within program rules.
Know before you visit

Frequently Asked Questions about Arbor Terrace Norwood

Quick answers from public records and the community's own listing.
01 What neighborhood is Arbor Terrace Norwood in?
Arbor Terrace Norwood is in the West Norwood neighborhood of Norwood.
02 Who is the owner of Arbor Terrace Norwood?
Arbor Terrace Norwood is legally operated by Shp Vi Norwood, LLC, and administered by Ms. Denise Cousins.
03 Is Arbor Terrace Norwood in a walkable area?
Arbor Terrace Norwood has a walk score of 61. Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
04 What is the license number of Arbor Terrace Norwood?
According to NJ state health department records, Arbor Terrace Norwood's license number is 02A026.
05 When does Arbor Terrace Norwood's license expire?
According to NJ state health department records, Arbor Terrace Norwood's license expires on May 31, 2027.
06 What is the occupancy rate at Arbor Terrace Norwood?
Arbor Terrace Norwood's occupancy is 86%.
07 Does Arbor Terrace Norwood have different floorplan options?
Yes — see the floorplan options available at Arbor Terrace Norwood on this page.