Katy‘s Cottage Memory Care
Assisted Living & Memory Care · St Paul, MN

Katy‘s Cottage Memory Care

Assisted Living & Memory Care · St Paul, MN

Overview of Katy‘s Cottage Memory Care

Trying to provide the best possible care for a loved one with dementia or Alzheimer’s is no simple task, nor is home care always the most ideal option. That’s why memory care centers like Katy’s Cottage in St. Paul, Minnesota, offer compassionate, expert services to those suffering from memory impairment conditions, ensuring that your near and dear are cared for in the most professional way. They understand that support must be given in a way that maintains the dignity and independence of residents, while enriching their experiences.

With improving quality of life their top priority, Katy’s Cottage provides a peaceful, comforting environment, and structured routines for peaceful days in this memory care location. On top of medical and daily living activities assistance, supervision during engaging tasks help stimulate the minds of residents while bolstering a sense of achievement.

Walk Score
Walk Score: 85 / 100
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

Specific ProgramsNon-profit organization, Retirement home
Operating HoursMonday-Sunday: open-24-hours

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What does this home offer?

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Pets allowed icon

No pets allowed

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Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Places of interest near Katy‘s Cottage Memory Care

Address 4.3 miles from city center Info Estimated distance in miles from St Paul's city center to Katy‘s Cottage Memory Care's address, calculated via Google Maps. — 0.32 miles to nearest hospital (FV Midway Campus)

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Financial Assistance for
Assisted Living in Minnesota

Katy‘s Cottage Memory Care is located in St Paul, Minnesota.
Here are the financial assistance programs available to residents in Minnesota.

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Elderly Waiver

Minnesota Medicaid EW

Age 65+
General Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $3,000 individual, higher than most states
MN

Higher asset limit; rural access focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$70/day) Home aides

Essential Community Supports (ECS)

Minnesota ECS

Age 65+
General Minnesota resident, at risk of decline but not nursing home level.
Income Limits ~$1,732/month individual, varies
Asset Limits $3,000 individual
MN

Bridges gap for those ineligible for waivers.

Benefits
In-home support (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+
General Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025) ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits $3,000 (individual); home equity limit $713,000.
MN

CDCS option; statewide via counties.

Benefits
Personal care (4-6 hours/day) Respite (~5 days/year) Home health Meals Home mods

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+
General Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025) ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits
Personal care (5-7 hours/day) Medical care Respite Adult day care Home mods $900/year groceries (some plans)

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+
General Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025) ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

Includes EW services; 7 health plans available.

Benefits
Personal care (5-7 hours/day) Respite Adult day care Home mods Limited nursing home care

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled
General Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025) ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits $3,000 individual
MN

Can hire family; statewide via counties.

Benefits
Cash (~$500-$1,500/month) for personal care Respite Home mods Assistive tech

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled
General Minnesota resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MN

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MN

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Katy‘s Cottage Memory Care

What neighborhood is Katy‘s Cottage Memory Care in?

Katy‘s Cottage Memory Care is in the Union Park neighborhood of St Paul.

Is Katy‘s Cottage Memory Care in a walkable area?

Katy‘s Cottage Memory Care has a walk score of 85. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

Are pets allowed at Katy‘s Cottage Memory Care?

No, Katy‘s Cottage Memory Care has a no-pet policy.

Are there photos of Katy‘s Cottage Memory Care?

Yes — there are 4 photos of Katy‘s Cottage Memory Care in the photo gallery on this page.

What is the address of Katy‘s Cottage Memory Care?

Katy‘s Cottage Memory Care is located at 1850 University Ave W, St Paul, MN 55104.

What is the phone number of Katy‘s Cottage Memory Care?

(651) 209-8524 will put you in contact with the team at Katy‘s Cottage Memory Care.

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