Keystone Commons
Assisted Living, Independent Living & Memory Care · Ludlow, MA

Keystone Commons

Assisted Living, Independent Living & Memory Care · Ludlow, MA

Overview of Keystone Commons

Keystone Commons offers assisted living, independent living, and memory care in Ludlow, MA. Assisted living provides help with daily tasks while a resident keeps a private living space, independent living provides private living with community services and no daily care, and memory care provides a secured setting with supervision for someone at risk of wandering.

All three care types are available in one community. That can suit a resident whose needs may grow over time without requiring a move elsewhere. Keystone Commons has 66 beds, with studio, one-bedroom, and two-bedroom residences; a studio suits one resident, while a two-bedroom can suit a couple or someone who wants a companion. Pets are allowed, so a resident can bring a pet when moving in. The community may be a good fit for someone who wants access to different care levels while remaining in the same community.

By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 66 Rank #116 / 175Bed count — State benchmarked This assisted living community is ranked 116th out of 175 assisted living communities we track in Massachusetts for bed count. Shows this facility's certified or reported bed count compared to other Massachusetts facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Massachusetts that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.

Smaller home · May offer a more intimate, personalized care environment.

Years of operating Info A longer operating history, which may indicate experience navigating regulations and delivering ongoing care. This is the number of years in operation under current management. Rank #9 / 152Years in operation — State benchmarked This assisted living community is ranked 9th out of 152 assisted living communities we track in Massachusetts for years in operation. Shows how long this facility has been in operation compared to other Massachusetts facilities. Longer operating histories may benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Massachusetts that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
30 years
Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options. Rank #234 / 243Walk Score — State benchmarked This assisted living community is ranked 234th out of 243 assisted living communities we track in Massachusetts for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Massachusetts facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Massachusetts that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
8 / 100

About This Community

License Details

Year Opened1996

Ownership & Operating Entity

Nonprofit OwnershipNo

Type Of Units

Traditional
41 units
Special Care
25 units
Low Income Rooms Yes/No from payment or funding tags indicating low-income accessibility options in state disclosures—not a determination of personal eligibility.
Yes
Total beds
66 units

Staffing & Medical

2 services
Health Care Screenings
Health Status Monitoring by Licensed Nurse

Additional Services

8 services
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.
Wellness and Health Promotion Services
HousekeepingListed as: Weekly and bi-weekly housekeeping
MaintenanceListed as: Routine apartment repair and maintenance
Utilities IncludedListed as: All utilities included except personal phone
Emergency Call SystemListed as: 24-hour staffing and emergency call system
TransportationListed as: Scheduled transportation to medical appointments
Laundry & Linen

Contact Information

Fax(413) 583-7701
Business HoursMonday-Friday 9:00am- 5:00pm

Additional Policies & Features

Pets Allowed

Amenities & Lifestyle

Patio
Wi-Fi
Movie Theater
Fitness Center
Putting Green
Bar
Sun Room
Balcony
Library
Large 1 & 2 Bedroom Floor Plans with Sunrooms
Resident Laundry Center
Secure Courtyard Access
Landscaped Campus
Dining Room with Courtyard Views
Activities
Tai Chi
Walking Club
Chair Yoga
Bingo
Trivia Pub
Happy Hour
Restaurant Outings
Pet Therapy
Painting Class
Cooking Demos
Live Music
Nature Photography
Casino Outings (Mgm Springfield)
Documentaries
Fitness Dice
Hands-On Cooking Lessons
  • Card games (UNO, blackjack, Mexican train dominoes)

Faith & Spiritual Life

Church Groups

Dining & Nutrition

InfoSourced directly from the team at Keystone Commons.
  • Continental breakfast.
  • Vegetarian options.

Room Accommodations

Building Type3-story
Room Types
Studio 1 BedroomFloor plans as listed by the community: Independent Living 1 Bedroom Apartment · Assisted Living 1 Bedroom Apartment 2 Bedroom
In-Room Features
In-Home Washer And Dryer Apartment Kitchenette

Contact Keystone Commons

Inspection History

In Massachusetts, the Executive Office of Elder Affairs (for assisted living facilities) and the Department of Public Health (for nursing homes) are the agencies authorized to inspect and report on facility safety.

Since 2024 · 2 years of data These figures come from state-published data and the state inspection reports we hold on file. The period covered can vary depending on document availability.
Includes all inspection records for this property, which could include management/ownership changes.
8 citations 1 inspection

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the Massachusetts state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2024 vs. Massachusetts state average
Overall vs. MA average 1 Worse Metrics worse than Massachusetts average:
• Citations per inspection (27% above)
1 Better Metrics better than Massachusetts average:
• Total citations (11% below)

Citations Info Citations are formal regulatory issues recorded during state inspections.

This FacilityMA Averagevs. MA Avg
Total citations Info Formal regulatory issues recorded by inspectors across all inspection types. 89.0 This facility has 11% fewer total citations than a typical Massachusetts assisted living residence (8 vs. MA avg 9).↓ 11% better
Citations per inspection Info Average citations per inspection. 8.06.3 This facility has 27% more citations per inspection than a typical Massachusetts assisted living residence (8 vs. MA avg 6.3).↑ 27% worse

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityMA Averagevs. MA Avg
Total inspections Info Combined count of all inspections conducted at this facility. 121.0 This facility has had 95% fewer total inspections than the Massachusetts average (1 vs. MA avg 21). More inspections can mean more regulatory scrutiny rather than worse care.↓ 95% fewer

Places of interest near Keystone Commons

Address 3.3 miles from city center Info Estimated distance in miles from Ludlow's city center to Keystone Commons's address, calculated via Google Maps.

Calculate Travel Distance to Keystone Commons

Add your location

Address

Financial Assistance for
Assisted Living in Massachusetts

Keystone Commons is located in Ludlow, Massachusetts.
Here are the financial assistance programs available to residents in Massachusetts.

Get Financial aid guidance

Home Care Program

MassHealth Home Care

Age 60+
General Massachusetts resident, at risk of nursing home placement.
Income Limits (2025) ~$1,500/month individual, varies by region
Asset Limits $2,000 individual, excludes home, car
MA

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits
In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+
General Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MA

Requires clinical eligibility determination.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+
General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits
Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled
General Massachusetts resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MA

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age —
General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MA

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled
General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual
Asset Limits Not assessed.
MA

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits
Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MA

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Keystone Commons

What neighborhood is Keystone Commons in?

Keystone Commons is in the Scott Corners neighborhood of Ludlow.

Is Keystone Commons in a walkable area?

Keystone Commons has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

How long has Keystone Commons been in business?

Keystone Commons has been operating for approximately 30 years, based on available licensing and registration records.

Are pets allowed at Keystone Commons?

Yes, Keystone Commons allows residents to bring their pets.

What is the best email address for Keystone Commons?

The team at Keystone Commons can be reached at keystonecommons@keystonesenior.com.

Does Keystone Commons operate as a for-profit or non-profit?

Keystone Commons is registered as a for-profit in MA.

How many beds does Keystone Commons have?

Keystone Commons has 66 beds.

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Assisted Living Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance