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American House Bluewater Bay
Independent Living, Memory Care & Respite Care · Niceville, FL
Exterior view of the American House Bluewater Bay Cozy outdoor seating area with plants and hanging chair Cozy lounge area with a red sofa and decorative pillows Cozy kitchen space in a resident apartment Interior dining area with peacock artwork Dining table set with empty plates and cups Interior of a chapel with stained glass window Cozy resident room with a wooden bed and decorative bedding Accessible shower in a resident bathroom Architectural floor plan of a living unit Architectural floor plan of a two-bedroom suite American House Carpenter, assisted living in Ypsilanti, MI — Colorful assortment of fresh fruits and vegetables on a table American House Carpenter, assisted living in Ypsilanti, MI — Beef stew with carrots and herbs in a bowl American House Carpenter, assisted living in Ypsilanti, MI — Stack of pancakes topped with fruit and syrup Couple enjoying time together in a garden area A resident playing pool in a recreational area Residents participating in an outdoor exercise class Three residents enjoying conversation at an outdoor table Residents enjoying dinner together in a common dining area Residents socializing in a common area of the facility Senior resident reading a book in the library Residents enjoying a meal and toasting in the dining room Resident reading in a cozy library area Chef smiling in a kitchen with plates A couple enjoying time by a fountain in the garden Couple standing by a decorative fountain in the garden A resident using a computer at a desk. Resident receiving assistance in a common area Residents enjoying indoor putting activity

American House Bluewater Bay

Independent Living, Memory Care & Respite Care · Niceville, FL
4595 E Hwy 20, Niceville, FL 32578 View map Calculator: See prices in your area
Calculator: See prices in your area

Overview of American House Bluewater Bay

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Just a quick drive from refreshing white sand beaches, American House Bluewater Bay is a paradisal senior living community set in Niceville, FL, offering independent living and respite stays. Here, residents experience a life free from the hassles of daily living with chef-prepared meals, weekly housekeeping, and transportation services. A variety of well-built apartments, ranging from one-bedroom to two-bedroom apartments, provide a resort-style living experience that matches the community’s vibe.

Live leisurely and vibrantly with a set of lively and engaging activities, events, and amenities. Residents will never run out of things to do with plenty of on-site spaces to explore, including a movie theater/auditorium, an arts & card room, a game room with billiards, poker and electronic dart, and an indoor putting green. Enjoy delicious food and refreshing beverages at the Royal Peacock restaurant, Promenade Cafe, or Treetop Lounge & Bar. Additionally, a heated pool with hot tub, fountain and fire pit, and outdoor gazebo, provides a cozy space for some downtime.

Facility Direct Line (850) 460-3032
Facility Direct Line (850) 460-3032
Walk Score
Walk Score: 53 / 100 Rank #473 / 1487Walk Score — State benchmarkedThis home is ranked 473rd out of 1487 homes in Florida for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Florida facilities. Higher scores benefit residents, families, and staff.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in Florida that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

Activitiesdaily social activities, wellness activities, happy hours

Contact American House Bluewater Bay

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Living Spaces & Floor Plans for American House Bluewater Bay

Places of interest near American House Bluewater Bay

Address 5.4 miles from city center Info Estimated distance in miles from Niceville's city center to American House Bluewater Bay's address, calculated via Google Maps.

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Financial Assistance for
Independent Living in Florida

American House Bluewater Bay is located in Niceville, Florida.
Here are the financial assistance programs available to residents in Florida.

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Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled
General Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
FL

High demand; waitlists common.

Benefits
In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+
General Florida resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $5,000 individual
FL

Limited funding; regional variation.

Benefits
Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+
General Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds
Asset Limits ~$2,000 (individual); varies by case manager discretion.
FL

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits
Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+
General Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month 300% FBR
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled
General Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025) ~$1,004/month individual, including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific facility types; ~$78.40/month max supplement.

Benefits
Cash payment (~$78.40/month) for room/board or personal needs in facilities

Frequently Asked Questions about American House Bluewater Bay

What neighborhood is American House Bluewater Bay in?

American House Bluewater Bay is in the Bluewater Bay neighborhood.

Is American House Bluewater Bay in a walkable area?

American House Bluewater Bay has a walk score of 53. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

Does American House Bluewater Bay have different floorplan options?

Yes — see the floorplan options available at American House Bluewater Bay on this page.

Are pets allowed at American House Bluewater Bay?

Yes, American House Bluewater Bay allows residents to bring their pets.

Are there photos of American House Bluewater Bay?

Yes — there are 29 photos of American House Bluewater Bay in the photo gallery on this page.

What is the address of American House Bluewater Bay?

American House Bluewater Bay is located at 4595 E Hwy 20, Niceville, FL 32578.

What is the phone number of American House Bluewater Bay?

(850) 460-3032 will put you in contact with the team at American House Bluewater Bay.

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