Cottages of Anderson | Independent Living in Anderson, IN | 5 Photos

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Overview of Cottages of Anderson

Cottages of Anderson provides independent living in Anderson, Indiana, offering single-story, garden-style apartment homes in one-, two-, and three-bedroom layouts. Residents live privately without daily personal care assistance while accessing shared community services. Every residence comes with a full kitchen and washer-dryer connections, while multi-bedroom floor plans accommodate couples or individuals wanting extra living space. Wheelchair-accessible designs run throughout the grounds, and pets are permitted on the property.

Common spaces include a fitness center and swimming pool for exercise, alongside a spa, cafe, garden, and patio for dining and outdoor relaxation. Eligible applicants can take advantage of the community’s Affordable Rent Program. Carrying a walk score of 49, the area requires a car or local ride service for most errands.

Prospective residents searching for independent living in Madison County can contact Cottages of Anderson to check current floor plan openings and arrange a tour.

Facility Direct Line (765) 643-3842

By The Numbers

Community insights.

Walk Score

49 / 100

About This Community

Wheelchair Accessible

Playground

Laundry

Wheelchair Accessible

Game Room with Scrabble Wall

Renovated Clubhouse

Shuffleboard Table In Rec Center

Private Entrances

Single-Story Layout

Touring HoursMonday 10:00:00-17:00:00; Tuesday 10:00:00-17:00:00; Wednesday 10:00:00-17:00:00; Thursday 10:00:00-17:00:00; Friday 10:00:00-17:00:00

Building TypeSingle-story

Room Sizes

762 sq. ft 981 sq. ft 1,081 sq. ft

Room Types

1 Bedroom 2 Bedroom 3+ Bedroom

In-Room Features

Fully Equipped Kitchen With Black Appliances Air Conditioning

1.8 miles from city center Estimated distance in miles from Anderson's city center to Cottages of Anderson's address, calculated via Google Maps.

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Medicare costs

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Who it is for: Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General: Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
IN specifics: Applications are administered by the state Medicaid program.

What it provides

Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.

In-home & community support

Indiana PathWays for Aging Waiver (former A&D for age 60+)

Indiana PathWays for Aging Waiver

Eligibility

General: Indiana PathWays for Aging Waiver serves eligible people age 60 or older; people age 59 or younger use the separate Health and Wellness Waiver. Both require applicable Medicaid and waiver eligibility.
IN specifics: A&D split on July 1, 2024.

What it provides

Authorized home/community services as an alternative to nursing-facility care; coverage is based on each successor waiver and assessed service plan.

In-home & community support

CHOICE Program

Indiana CHOICE

Income limit: No income limit; income-based cost sharing may apply.
Asset limit: $250,000 asset ceiling with an additional $20,000 exclusion from countable assets; asset-based cost sharing may apply.

Eligibility

General: Applicants age 60 or older or with a disability who are at risk of losing independence; CHOICE cannot replace other available funding for the same needs.
IN specifics: Administered through Indiana Area Agencies on Aging.

What it provides

Home/community supports such as adult day services; homemaker services and respite; according to the approved plan.

Caregiver support

Family Caregiver Support Program

Family Caregiver Support Program (Indiana)

Who it is for: Family or informal caregivers of an adult 60+ or of someone of any age with dementia

Eligibility

General: Adult family or informal caregivers of adults age 60 or older or people of any age with Alzheimer's disease or a related disorder. The federal program also supports specified older-relative caregiver categories.

What it provides

Caregiver information and access assistance; counseling and training; support groups; respite and limited supplemental services under the federal caregiver-support framework.

Returning home

Money Follows the Person (MFP)

Indiana Money Follows the Person (MFP)

Eligibility

General: Residents of a qualifying institution for at least 60 consecutive days who have Indiana Medicaid at least one day before discharge, can be served safely in the community and qualify for a partnering funding program.

What it provides

Transition assistance; help finding housing and arranging medical; rehabilitation and home-health supports; followed by case management during a 365-day participation period.

Residential care support

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Income limit: The Division of Family Resources assesses income and resident liability.

Eligibility

General: Residents accepted by RCAP in contracted licensed residential-care facilities or county homes, with care needs appropriate for residential care.
IN specifics: State-funded RCAP requires an approved facility contract.

What it provides

Assistance with room; board; laundry and care coordination at an approved per-diem rate; after any resident liability.

Cash support · veterans

VA Aid and Attendance (A&A) and Housebound Benefits

VA Pension Aid and Attendance and Housebound Benefits (Federal)

Who it is for: Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit: No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
Asset limit: Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.

Eligibility

General: Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
IN specifics: A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.

What it provides

A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.

Know before you visit

Frequently Asked Questions about Cottages of Anderson

Quick answers from public records and the community's own listing.

01 Is Cottages of Anderson in a walkable area?

Cottages of Anderson has a walk score of 49. Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation.

02 Does Cottages of Anderson have different floorplan options?

Yes — see the floorplan options available at Cottages of Anderson on this page.

03 Are pets allowed at Cottages of Anderson?

Yes, Cottages of Anderson allows residents to bring their pets.

04 Are there photos of Cottages of Anderson?

Yes — there are 5 photos of Cottages of Anderson in the photo gallery on this page.

05 What levels of care does Cottages of Anderson provide?

Cottages of Anderson offers Independent Living.

06 What is the address of Cottages of Anderson?

Cottages of Anderson is located at 3221 Morton St, Anderson, IN 46016.

07 What is the phone number of Cottages of Anderson?

(765) 643-3842 will put you in contact with the team at Cottages of Anderson.