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Heritage Harbour
Entrance of Heritage Harbour surrounded by greenery Sign for Heritage Harbour surrounded by flowers Bright and inviting lounge area with comfortable seating Cozy seating area in a facility lobby Heritage Harbour facility logo on a sign

Heritage Harbour

959 River Strand Loop, Annapolis, MD 21401 View map
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Overview of Heritage Harbour

Heritage Harbour is an independent living community for adults 55 and older in Annapolis, MD. Independent living provides a private residence and community services without daily care, so Heritage Harbour may be a good fit for an adult 55 or older who wants to live independently.

The community has over 1,600 residences and a variety of home types. Pets are allowed, and the Buying & Selling program relates to residents who are buying or selling a home.

Facility Direct Line (410) 266-8677
By The Numbers

Community insights.

Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options.
9 / 100

Amenities & Lifestyle

Specific ProgramsBuying & Selling

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What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

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Building Type: Two-story

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Transportation Services

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Fitness and Recreation

Places of interest near Heritage Harbour

Address 5.9 miles from city center Info Estimated distance in miles from Annapolis's city center to Heritage Harbour's address, calculated via Google Maps.

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Financial Assistance for
Independent Living in Maryland

Heritage Harbour is located in Annapolis, Maryland.
Here are the financial assistance programs available to residents in Maryland.

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Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled
General Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
MD

High urban demand; rural outreach efforts.

Benefits
Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+
General Maryland resident, at risk of nursing home placement.
Income Limits ~$2,000/month individual, varies by county
Asset Limits $11,000 individual
MD

Limited funding; waitlists common in high-demand areas.

Benefits
In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+
General Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025) $943/month (individual); most income applied to care costs.
Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD

Home equity limit $636,000; estate recovery applies post-55.

Benefits
24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+
General Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025) ~$34,000/year individual, varies by county
Asset Limits Not strict; prioritizes low-income.
MD

Not available statewide; facility must be licensed by MDH.

Benefits
Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age —
General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A
Asset Limits $155,356 net worth limit
MD

High veteran population in suburban/rural areas.

Benefits
Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+
General Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025) $48,560/year individual, 300% FPL
Asset Limits None specified.
MD

Supplements Medicare Part D; annual enrollment required.

Benefits
Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+
General Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits $9,090 (individual), $13,630 (couple).
MD

Includes QMB, SLMB, QI categories.

Benefits
Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+
General Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025) $943/month (individual); spend-down available.
Asset Limits $2,500 (individual), $3,000 (couple).
MD

Consumer-directed option allows hiring family caregivers.

Benefits
Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

Frequently Asked Questions about Heritage Harbour

Is Heritage Harbour in a walkable area?

Heritage Harbour has a walk score of 9. Car-dependent. Most errands require a car, with limited nearby walkable options.

Are pets allowed at Heritage Harbour?

Yes, Heritage Harbour allows residents to bring their pets.

Are there photos of Heritage Harbour?

Yes — there are 5 photos of Heritage Harbour in the photo gallery on this page.

What is the address of Heritage Harbour?

Heritage Harbour is located at 959 River Strand Loop, Annapolis, MD 21401.

What is the phone number of Heritage Harbour?

(410) 266-8677 will put you in contact with the team at Heritage Harbour.

Does Heritage Harbour provide medical or personal care assistance?

No — Heritage Harbour is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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