Josephine Towers
Assisted Living & Independent Living · Waterbury, CT

Josephine Towers

Assisted Living & Independent Living · Waterbury, CT

Overview of Josephine Towers

Live a blissful retirement at Josephine Towers, a distinguished community located near St. Mary’s Hospital in Waterbury, CT, offering independent living. Residents can keep their peace of mind with the community’s beautifully furnished and cozy studio to two-bedroom floor plans, designed for their comfort and safety. On-site maintenance and laundry spaces are also available for residents’ convenience.

Residents will not feel lonely with a variety of fun recreational activities and cozy communal spaces. With convenient apartment features, residents can prepare delightful meals that cater to their dietary needs and preferences. Pets are also welcome to accompany residents to ease their loneliness. The community is ideal for those looking to live independently in retirement, especially with its friendly setting and state-of-the-art amenities.

Walk Score
Walk Score: 92 / 100 Rank #2 / 262Walk Score — State benchmarkedThis home is ranked 2nd out of 262 homes in Connecticut for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Connecticut facilities. Higher scores benefit residents, families, and staff.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in Connecticut that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

Contact Josephine Towers

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: High-rise

Social and recreational activities icon
Social and recreational activities icon

Social and Recreational Activities

Parking Available icon

Parking Available

Places of interest near Josephine Towers

Address 0.9 miles from city center Info Estimated distance in miles from Waterbury's city center to Josephine Towers's address, calculated via Google Maps.

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Compare Assisted Living around Waterbury

Info below is compiled from the CT Dept. of Public Health (DPH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest to lowest based on our ranking methodology.

Marbridge Retirement Center
AL
IL
MC
RC
Cheshire (West Cheshire)
25
Facility 25
CT AVG 113
Rank #113 / 119
Yes
40
Facility 40
CT AVG 48
Rank #158 / 262
-
19
Facility 19
CT AVG 15
Rank #25 / 132
76.0% A+3
3
Facility 3
CT AVG 19
Rank #29 / 102
1.0
Facility 1.0
CT AVG 1.5
Rank #43 / 102
Josephine Towers
AL
IL
Waterbury (Bank Street Historic District)-Yes
92
Facility 92
CT AVG 48
Rank #2 / 262
Studio / 1 Bed / 2 Bed------
Garden Brook Residential Care Home
AL
IL
MC
RC
Watertown (Oakville)-Yes
49
Facility 49
CT AVG 48
Rank #124 / 262
-------

Financial Assistance for
Assisted Living in Connecticut

Josephine Towers is located in Waterbury, Connecticut.
Here are the financial assistance programs available to residents in Connecticut.

Get Financial aid guidance

Connecticut Home Care Program for Elders

CHCPE

Age 65+
General Connecticut resident, at risk of nursing home placement.
Income Limits State-funded: ~$1,600/month; Medicaid: ~$2,829/month 300% FBR
Asset Limits $1,600 (state), $2,000 (Medicaid, individual).
CT

Two tiers (state and Medicaid); waitlists possible.

Benefits
In-home care (4-6 hours/day) Adult day care (~$70/day) Meals Respite (up to 14 days/year)

Statewide Respite Care Program

CT Respite Care

Age
General Caregiver of senior with dementia, Connecticut resident.
Income Limits ~$2,500/month individual, varies
Asset Limits $40,000 individual
CT

Limited to dementia caregivers; capped funding.

Benefits
In-home respite (up to 30 days/year) Adult day care (~$70/day)

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

Age 62+
General Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025) ~$41,000/year individual, adjusted annually
Asset Limits Not specified; focus is income-based.
CT

Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Benefits
Personal care (3-5 hours/day) Meals ($5-$7/meal) Housekeeping Transportation (~5 trips/month)

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

Age 65+ or disabled
General Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025) ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits None since 2023 policy change.
CT

Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Benefits
Covers Medicare Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20% of services)

Frequently Asked Questions about Josephine Towers

What neighborhood is Josephine Towers in?

Josephine Towers is in the Bank Street Historic District neighborhood.

Is Josephine Towers in a walkable area?

Josephine Towers has a walk score of 92. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

Are pets allowed at Josephine Towers?

Yes, Josephine Towers allows residents to bring their pets.

Are there photos of Josephine Towers?

Yes — there are 4 photos of Josephine Towers in the photo gallery on this page.

What is the address of Josephine Towers?

Josephine Towers is located at 24 Union St, Waterbury, CT 06706.

What is the phone number of Josephine Towers?

(203) 597-0340 will put you in contact with the team at Josephine Towers.

Does Josephine Towers provide medical or personal care assistance?

No — Josephine Towers is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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