Ritchey Reserve Independent Senior Living
Ritchey Reserve Independent Senior Living offers independent living in Fishers, Indiana. Residents live in private apartments and use community services and amenities rather than receiving daily care, which may suit an older adult who wants to remain independent while joining shared activities and using on-site amenities.
One-bedroom and two-bedroom apartments are available, giving residents the choice to live alone or have more space. The starting price is $1,620 per month, with a $500 entrance fee, so families need to plan for both the recurring rate and the additional charge at entry. Pets are allowed, and the dog park and dog spa give them dedicated places for exercise and care.
Residents can use the fitness center, beauty salon, library and recreation room for exercise, personal grooming, reading and indoor activities. Group exercise sessions and pet events add scheduled programming, while access to Ritchey Woods Nature Preserve provides an option for leisurely walks. Transportation is available for community needs, the community is wheelchair accessible, and RealAmerica Management oversees the property.
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Pricing & Financial Information
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1.4 miles from city center
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Programs that may help with care and living costs in Indiana
Ritchey Reserve Independent Senior Living is in Fishers, Indiana. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.
Medicare Savings Program (MSP)
Indiana Medicare Savings Program
- Who it is for
- Medicare beneficiaries with limited income who need help with premiums or cost sharing
Eligibility
- General
- Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
- IN specifics
- Applications are administered by the state Medicaid program.
What it provides
- Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.
Indiana PathWays for Aging Waiver (former A&D for age 60+)
Indiana PathWays for Aging Waiver
Eligibility
- General
- Indiana PathWays for Aging Waiver serves eligible people age 60 or older; people age 59 or younger use the separate Health and Wellness Waiver. Both require applicable Medicaid and waiver eligibility.
- IN specifics
- A&D split on July 1, 2024.
What it provides
- Authorized home/community services as an alternative to nursing-facility care; coverage is based on each successor waiver and assessed service plan.
CHOICE Program
Indiana CHOICE
- Income limit
- No income limit; income-based cost sharing may apply.
- Asset limit
- $250,000 asset ceiling with an additional $20,000 exclusion from countable assets; asset-based cost sharing may apply.
Eligibility
- General
- Applicants age 60 or older or with a disability who are at risk of losing independence; CHOICE cannot replace other available funding for the same needs.
- IN specifics
- Administered through Indiana Area Agencies on Aging.
What it provides
- Home/community supports such as adult day services; homemaker services and respite; according to the approved plan.
Family Caregiver Support Program
Family Caregiver Support Program (Indiana)
- Who it is for
- Family or informal caregivers of an adult 60+ or of someone of any age with dementia
Eligibility
- General
- Adult family or informal caregivers of adults age 60 or older or people of any age with Alzheimer's disease or a related disorder. The federal program also supports specified older-relative caregiver categories.
What it provides
- Caregiver information and access assistance; counseling and training; support groups; respite and limited supplemental services under the federal caregiver-support framework.
Money Follows the Person (MFP)
Indiana Money Follows the Person (MFP)
Eligibility
- General
- Residents of a qualifying institution for at least 60 consecutive days who have Indiana Medicaid at least one day before discharge, can be served safely in the community and qualify for a partnering funding program.
What it provides
- Transition assistance; help finding housing and arranging medical; rehabilitation and home-health supports; followed by case management during a 365-day participation period.
Residential Care Assistance Program (RCAP)
Indiana Residential Care Assistance Program
- Income limit
- The Division of Family Resources assesses income and resident liability.
Eligibility
- General
- Residents accepted by RCAP in contracted licensed residential-care facilities or county homes, with care needs appropriate for residential care.
- IN specifics
- State-funded RCAP requires an approved facility contract.
What it provides
- Assistance with room; board; laundry and care coordination at an approved per-diem rate; after any resident liability.
VA Aid and Attendance (A&A) and Housebound Benefits
VA Pension Aid and Attendance and Housebound Benefits (Federal)
- Who it is for
- Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
- Income limit
- No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
- Asset limit
- Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.
Eligibility
- General
- Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
- IN specifics
- A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.
What it provides
- A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.




