Silver Oaks at Waterford

Q: Is Silver Oaks at Waterford in a walkable area?

Silver Oaks at Waterford has a walk score of 26. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Q: Are pets allowed at Silver Oaks at Waterford?

Yes, Silver Oaks at Waterford allows residents to bring their pets.

Q: Are there photos of Silver Oaks at Waterford?

Yes — there are 4 photos of Silver Oaks at Waterford in the photo gallery on this page.

Q: What is the address of Silver Oaks at Waterford?

Silver Oaks at Waterford is located at 1819 Silver Oaks Cir, Aurora, IL 60504.

Q: What is the phone number of Silver Oaks at Waterford?

(630) 585-6040 will put you in contact with the team at Silver Oaks at Waterford.

Q: Does Silver Oaks at Waterford provide medical or personal care assistance?

No — Silver Oaks at Waterford is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

Overview of Silver Oaks at Waterford

Experience the retirement of your dreams at Silver Oaks at Waterford, a distinct community in Aurora, IL, offering independent living. The community features beautifully designed and spacious one-bedroom floor plans, dedicated to residents’ comfort and convenience. Residents can keep their peace of mind with maintenance services.

Thriving local amenities and leisure sites surround the area, providing residents with unending leisure and wellness opportunities. Pets are also welcome to accompany residents to ease their loneliness. With a fully furnished kitchen in each unit, residents can prepare meals on their terms. The community is a great option for those aiming to downsize in their golden years.

Facility Direct Line (630) 585-6040

Walk Score: 26 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What does this home offer?

Minimum Age: 55 Years Old

Pets Allowed

Room Sizes: 660 sq. ft

Housing Options: 1 Bed

Building Type: Single-story

Parking Available

3.4 miles from city center Estimated distance in miles from Aurora's city center to Silver Oaks at Waterford's address, calculated via Google Maps.

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Compare Independent Living around Aurora

Info below is compiled from the IL Dept. of Public Health (IDPH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest to lowest based on our ranking methodology.


Constitution House	IL	Aurora (North Constitution Drive)	232 Facility 232 IL AVG 85 Rank #16 / 418	No	50 Facility 50 IL AVG 52 Rank #332 / 634	-	-	-	-	-	-	1 Bed
Bardwell Residences	IL AL MC RC	Aurora	37 Facility 37 IL AVG 85 Rank #358 / 418	Yes	56 Facility 56 IL AVG 52 Rank #272 / 634	Fox Valley Developers, LLC	8	3 Facility 3 IL AVG 7 Rank #120 / 276	0.4 Facility 0.4 IL AVG 0.8 Rank #124 / 276	2 Facility 2 IL AVG 3 Rank #142 / 315	3 Facility 3 IL AVG 1.9 Rank #222 / 315	Studio / 1 Bed / 2 Bed
Silver Oaks at Waterford	IL	Aurora	-	Yes	26 Facility 26 IL AVG 52 Rank #523 / 634	-	-	-	-	-	-	1 Bed
Plum Landing Retirement Community	IL	Aurora	-	No	52 Facility 52 IL AVG 52 Rank #310 / 634	-	-	-	-	-	-	Suite
The Lakes/Superior at Waterford	IL AL MC NH SNF	Aurora	-	No	39 Facility 39 IL AVG 52 Rank #430 / 634	-	-	-	-	-	-	2 Bed

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Community Care Program

Illinois CCP

Age 60+

General Illinois resident, at risk of nursing home placement.

Income Limits (2025) ~$1,215/month individual

Asset Limits $17,500 individual, excludes home, car

High demand in urban areas; waitlists possible.

Benefits

In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)

General Illinois resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; urban/rural balance.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability

General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).

~200 SLP sites statewide; room/board not covered.

Benefits

Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+

General Illinois resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Part of HealthChoice Illinois; consumer-directed options available.

Benefits

Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled

General Illinois resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled

General Illinois resident, in approved facility, SSI recipient or low-income.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

~$50-$500/month based on facility type.

Benefits

Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in urban/rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Is Silver Oaks at Waterford in a walkable area?

Silver Oaks at Waterford has a walk score of 26. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Are pets allowed at Silver Oaks at Waterford?

Yes, Silver Oaks at Waterford allows residents to bring their pets.

Are there photos of Silver Oaks at Waterford?

Yes — there are 4 photos of Silver Oaks at Waterford in the photo gallery on this page.

What is the address of Silver Oaks at Waterford?

Silver Oaks at Waterford is located at 1819 Silver Oaks Cir, Aurora, IL 60504.

What is the phone number of Silver Oaks at Waterford?

(630) 585-6040 will put you in contact with the team at Silver Oaks at Waterford.

Does Silver Oaks at Waterford provide medical or personal care assistance?

No — Silver Oaks at Waterford is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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Overview of Silver Oaks at Waterford