The Cascades of Frederick
Independent Living · Frederick, MD

The Cascades of Frederick

Independent Living · Frederick, MD

Overview of The Cascades of Frederick

Independent living is the service provided by The Cascades of Frederick in Frederick, MD, for individuals aged 62 and above. Every resident has a private apartment and the community’s services, and daily care is not included. One-bedroom apartments suit an individual, while two-bedroom apartments provide space for a couple.

Independent living begins at $1,531 per month. There is a salon, a spa, and a cafe available, along with a wellness center and a billiards lounge for additional leisure options. A pet can live with its owner.

The Cascades is located in the Carrollton area. Its Walk Score is 54, indicating it is somewhat walkable, allowing someone without a car to manage some errands on foot.

By The Numbers

Community insights.

Walk Score Info Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities. Rank #75 / 168Walk Score — State benchmarked This independent living community is ranked 75th out of 168 independent living communities we track in Maryland for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Maryland facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every independent living community we track in Maryland that reports data for that category. Independent living communities without available data are excluded, so the pool size varies from metric to metric.
54 / 100

About This Community

Pricing & Financial Information

The below pricing was updated on

Starting Price
$1,531/Month

Additional Policies & Features

Pets AllowedWeight limit 40 lbs. Birds allowed. Fish allowed. Pet fee/deposit applies.
Minimum Age62+

Amenities & Lifestyle

Fitness Center
Wellness Center
Game Room
Spa
Beauty Salon
Bbq Area
Elevator
Internet Café with Coffee Bar
Lounge with Pub and Billiards
Sitting Areas
Package and Mail Room
Activities
Arts & Crafts
Gardening
Touring HoursMonday 09:00:00-17:00:00; Tuesday 09:00:00-17:00:00; Wednesday 09:00:00-17:00:00; Thursday 09:00:00-17:00:00; Friday 09:00:00-17:00:00; Saturday 10:00:00-14:00:00

Room Accommodations

Building TypeMid-rise
1 Bedroom 633–648 sq ft
2 Bedroom 961 sq ft
In-Room Features
In-Unit Dishwasher In-Unit Washer & Dryer Energy Star Black Appliances Walk-In Closets (2-Bedroom Units Only) In-Unit Microwave Garbage Disposal

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Address 1.2 miles from city center Info Estimated distance in miles from Frederick's city center to The Cascades of Frederick's address, calculated via Google Maps.

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Financial Assistance for
Independent Living in Maryland

The Cascades of Frederick is located in Frederick, Maryland.
Here are the financial assistance programs available to residents in Maryland.

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Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled
General Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
MD

High urban demand; rural outreach efforts.

Benefits
Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+
General Maryland resident, at risk of nursing home placement.
Income Limits ~$2,000/month individual, varies by county
Asset Limits $11,000 individual
MD

Limited funding; waitlists common in high-demand areas.

Benefits
In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+
General Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025) $943/month (individual); most income applied to care costs.
Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD

Home equity limit $636,000; estate recovery applies post-55.

Benefits
24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+
General Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025) ~$34,000/year individual, varies by county
Asset Limits Not strict; prioritizes low-income.
MD

Not available statewide; facility must be licensed by MDH.

Benefits
Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age —
General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A
Asset Limits $155,356 net worth limit
MD

High veteran population in suburban/rural areas.

Benefits
Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+
General Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025) $48,560/year individual, 300% FPL
Asset Limits None specified.
MD

Supplements Medicare Part D; annual enrollment required.

Benefits
Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+
General Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits $9,090 (individual), $13,630 (couple).
MD

Includes QMB, SLMB, QI categories.

Benefits
Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+
General Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025) $943/month (individual); spend-down available.
Asset Limits $2,500 (individual), $3,000 (couple).
MD

Consumer-directed option allows hiring family caregivers.

Benefits
Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

Frequently Asked Questions about The Cascades of Frederick

What neighborhood is The Cascades of Frederick in?

The Cascades of Frederick is in the Carrollton neighborhood of Frederick.

Is The Cascades of Frederick in a walkable area?

The Cascades of Frederick has a walk score of 54. Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

Does The Cascades of Frederick have different floorplan options?

Yes — see the floorplan options available at The Cascades of Frederick on this page.

Are pets allowed at The Cascades of Frederick?

Yes, The Cascades of Frederick allows residents to bring their pets.

How much does The Cascades of Frederick cost per month?

Pricing at The Cascades of Frederick starts at $1,531 per month, with rates varying by floorplan and additional care needs.

Are there photos of The Cascades of Frederick?

Yes — there are 7 photos of The Cascades of Frederick in the photo gallery on this page.

What levels of care does The Cascades of Frederick provide?

The Cascades of Frederick offers Independent Living.

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