Is The Cottages at Bridgewater in a walkable area?

The Cottages at Bridgewater has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

Does The Cottages at Bridgewater have different floorplan options?

Yes — see the floorplan options available at The Cottages at Bridgewater on this page.

Are there photos of The Cottages at Bridgewater?

Yes — there are 9 photos of The Cottages at Bridgewater in the photo gallery on this page.

What is the address of The Cottages at Bridgewater?

The Cottages at Bridgewater is located at 14203 Illinois Rd, Fort Wayne, IN 46814.

What is the phone number of The Cottages at Bridgewater?

(260) 446-8815 will put you in contact with the team at The Cottages at Bridgewater.

Does The Cottages at Bridgewater provide medical or personal care assistance?

No — The Cottages at Bridgewater is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

The Cottages at Bridgewater | Independent Living in Fort Wayne, IN

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled

General Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

IN

Requires level-of-care determination.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+

General Indiana resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $10,000 individual

IN

Limited funding; regional variation.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+

General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits

Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled

General Indiana resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

IN

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

IN

High veteran demand statewide.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

The Cottages at Bridgewater

Overview of The Cottages at Bridgewater

Additional Policies & Features

Amenities & Lifestyle

Contact The Cottages at Bridgewater

What does this home offer?

Living Spaces & Floor Plans for The Cottages at Bridgewater

1 Bedroom

2 bedroom

1 Bedroom

1 Bedroom

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