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The Terrace Retirement Community
Exterior view of The Terrace Retirement Community with logo Outdoor seating area with table and chairs in the garden Brightly lit bedroom with twin beds and windows Interior view of a private resident room at The Terrace

The Terrace Retirement Community

1408 Business Loop 70 E, Columbia, MO 65202 View map Calculator: See prices in your area
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Overview of The Terrace Retirement Community

Nestled in the heart of Columbia, Missouri, The Terrace Retirement Community offers an array of thoughtfully designed floor plans, including studios, one-bedroom, and two-bedroom options. Each apartment becomes a haven of individual comfort, complete with personal temperature controls and a meticulously equipped kitchen. Here, the spirit of community thrives without the burden of buy-in investments or nonrefundable fees, ensuring that every resident’s experience is marked by choice and flexibility.

The dedication to comfort extends to services such as housekeeping and maintenance, while thoughtful touches like guest accommodations and scheduled transportation amplify the sense of ease. Amidst this inviting ambiance, residents can discover a wealth of amenities that cater to their diverse interests, from the allure of a barber and beauty salon to the practicality of weekly blood pressure checks. The community comes alive with shared spaces that invite connection, from the media room and library to the invigorating fitness center and engaging game room. Outdoor enthusiasts will find solace in the walking paths and gardens, adding a touch of nature’s beauty to everyday life.

Facility Direct Line (573) 875-2538
Facility Direct Line (573) 875-2538
By The Numbers

Community insights.

Years of operating Info A longer operating history, which may indicate experience navigating regulations and delivering ongoing care. Rank #52 / 227Years in operation — State benchmarkedThis home is ranked 52nd out of 227 homes we track in Missouri for years in operation. Shows how long this facility has been in operation compared to other Missouri facilities. Longer operating histories may benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Missouri that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
19 years
Walk Score Info Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation. Rank #324 / 545Walk Score — State benchmarkedThis home is ranked 324th out of 545 homes we track in Missouri for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Missouri facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Missouri that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
40 / 100
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
How BBB ratings work

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What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Single-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Places of interest near The Terrace Retirement Community

Address 2.2 miles from city center Info Estimated distance in miles from Columbia's city center to The Terrace Retirement Community's address, calculated via Google Maps.

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Compare Independent Living around Columbia

Info below is compiled from the MO Dept. of Health & Senior Services (DHSS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest to lowest based on our ranking methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment. ADC (Adult Day Care): Daytime supervision, health monitoring, and social activities for seniors who live at home.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Name of the licensed owner, operator, or managing entity as filed with the state. Useful for grouping facilities under the same organization.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
TigerPlace
IL
Columbia
112
Facility 112
MO AVG 96
Rank #152 / 450
Yes
23
Facility 23
MO AVG 46
Rank #430 / 545
Studio / 1 Bed / 2 BedTiger Place LLC
17
Facility 17
MO AVG 10
Rank #58 / 227
A+
The Westbury Senior Living
IL
AL
MC
Columbia
72
Facility 72
MO AVG 96
Rank #290 / 450
Yes
27
Facility 27
MO AVG 46
Rank #412 / 545
Studio / 1 BedColumbia Senior Living LLC--
Mill Creek Village Senior Living
IL
ADC
AL
HOS
MC
RC
Columbia
59
Facility 59
MO AVG 96
Rank #368 / 450
Yes
3
Facility 3
MO AVG 46
Rank #537 / 545
Studio / 1 Bed / 2 BedAmericare At Mill Creek Village Assisted Living Ll--
The Terrace Retirement Community
IL
Columbia-Yes
40
Facility 40
MO AVG 46
Rank #324 / 545
Studio / 1 Bed / 2 Bed-
19
Facility 19
MO AVG 10
Rank #52 / 227
A+
The Village of Bedford Walk
IL
Columbia (The Village Of Bedford Walk)-Yes
47
Facility 47
MO AVG 46
Rank #274 / 545
Studio / 1 Bed / 2 Bed-
12
Facility 12
MO AVG 10
Rank #69 / 227
A+
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Financial Assistance for
Independent Living in Missouri

The Terrace Retirement Community is located in Columbia, Missouri.
Here are the financial assistance programs available to residents in Missouri.

Get Financial aid guidance

Aged and Disabled Waiver

Missouri Medicaid A&D Waiver

Age 65+ or disabled
General Missouri resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MO

Rural access prioritized.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$65/day) Home health services

Missouri Supplemental Nursing Care (SNC)

MO SNC

Age 65+
General Missouri resident, in approved facility.
Income Limits ~$1,215/month individual
Asset Limits $2,000 individual
MO

Supplements SSI; facility-based only.

Benefits
Monthly cash payment (~$156-$292/month) for care costs

Structured Family Caregiving Waiver (SFCW)

Missouri Structured Family Caregiving Waiver

Age 65+
General Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
Income Limits (2025) ~$2,901/month (300% FBR, individual); QIT required.
Asset Limits $5,909.25 (individual), $11,818.45 (couple).
MO

Caregiver must be family; small program size.

Benefits
Cash stipend ($1,000-$1,500/month) to family caregiver Respite Training Supplies ($500/year)

MO HealthNet Aged, Blind, and Disabled (ABD)

Missouri MO HealthNet ABD

Age 65+ or disabled
General Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
Income Limits (2025) ~$1,690/month (individual, projected); spenddown allowed.
Asset Limits $5,909.25 (individual), $11,818.45 (couple).
MO

Less intensive than waivers; statewide access.

Benefits
Personal care (2-4 hours/day) Homemaker services Limited respite Medical equipment

Medicare Savings Program (MSP)

Missouri Medicare Savings Program

Age 65+ or disabled
General Missouri resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MO

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Missouri Caregiver Program (Customized Caregiver Training & Relief)

Missouri Caregiver Program

Age —
General Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based.
MO

Administered via AAAs and Alzheimer’s Association; rural focus.

Benefits
Respite (4-6 hours/week) Training Assistive tech ($500/year) Supplies

VA Aid and Attendance (A&A) and Housebound Benefits

Missouri VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Missouri resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MO

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about The Terrace Retirement Community

Is The Terrace Retirement Community in a walkable area?

The Terrace Retirement Community has a walk score of 40. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

How long has The Terrace Retirement Community been in business?

The Terrace Retirement Community has been operating for approximately 19 years, based on available licensing and registration records.

Are pets allowed at The Terrace Retirement Community?

Yes, The Terrace Retirement Community allows residents to bring their pets.

Are there photos of The Terrace Retirement Community?

Yes — there are 4 photos of The Terrace Retirement Community in the photo gallery on this page.

What is the address of The Terrace Retirement Community?

The Terrace Retirement Community is located at 1408 Business Loop 70 E, Columbia, MO 65202.

What is the phone number of The Terrace Retirement Community?

(573) 875-2538 will put you in contact with the team at The Terrace Retirement Community.

Does The Terrace Retirement Community provide medical or personal care assistance?

No — The Terrace Retirement Community is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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