Story Cottage
Memory Care · Indianapolis, IN

Story Cottage

Memory Care · Indianapolis, IN

Overview of Story Cottage

Story Cottage sits in Indianapolis’s Meridian Hills/Williams Creek neighborhood, about 10.2 miles from downtown, and the whole model here is built around scale, or really the lack of it. Small cottages, 8 to 10 residents each, inside a 2-story building. Walk Score comes in at 25, somewhat walkable, but this is a suburban stretch where most errands mean getting in a car.

This is memory care specifically for residents living with Alzheimer’s, dementia, and related memory disorders. Staff go through dementia-specific training, which matters more here than it would in general assisted living; the kind of support someone with cognitive impairment needs is genuinely different. Personalized monitoring systems and built-in safety features are part of how the living spaces are designed, not an afterthought bolted on.

Cognitive stimulation and activities programming exist for residents too, tailored specifically to cognitive impairment rather than a generic activity calendar borrowed from elsewhere.

Eight to ten residents per cottage is a genuinely different environment than a single large memory care wing housing dozens of people. Smaller groupings tend to mean more consistency, in staff faces, in routines, in the sensory experience of the space itself, which matters a lot for people living with memory loss. Story Cottage reads as a deliberate bet on smaller-scale, home-like memory care over the more common large-community model, and that structural choice is really the defining thing about what’s being offered here.

By The Numbers

Community insights.

Walk Score Info Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation. Rank #153 / 272Walk Score — State benchmarked This memory care community is ranked 153rd out of 272 memory care communities we track in Indiana for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Indiana facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every memory care community we track in Indiana that reports data for that category. Memory care communities without available data are excluded, so the pool size varies from metric to metric.
25 / 100

About This Community

Certifications & Programs

essentiALZ certification — Alzheimer's AssociationA specialty credential or certification held by the community or its staff, indicating training or standards beyond basic state licensure.
Qualified Memory Care Professional (QMCP) — Institute for Excellence in Memory CareA specialty credential or certification held by the community or its staff, indicating training or standards beyond basic state licensure.

Staffing & Medical

1 service
4:1 Resident-To-Caregiver Ratio

Additional Policies & Features

Pets not allowed

Amenities & Lifestyle

Sun Room
Library
Private Dining Room

Room Accommodations

Building Type2-story
Room Types
Private Room

Contact Story Cottage

Places of interest near Story Cottage

Address 413 E 86th St, Indianapolis, IN 46240 — 2.39 miles to nearest hospital (Ascension St. Vincent Hospital - Indianapolis)

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Address
Financial assistance

Programs that may help with care and living costs in Indiana

Story Cottage is in Indianapolis, Indiana. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.

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Residential care support

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Income limit
The Division of Family Resources assesses income and resident liability.

Eligibility

General
Residents accepted by RCAP in contracted licensed residential-care facilities or county homes, with care needs appropriate for residential care.
IN specifics
State-funded RCAP requires an approved facility contract.

What it provides

  • Assistance with room; board; laundry and care coordination at an approved per-diem rate; after any resident liability.
Cash support · veterans

VA Aid and Attendance (A&A) and Housebound Benefits

VA Pension Aid and Attendance and Housebound Benefits (Federal)

Who it is for
Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit
No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
Asset limit
Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.

Eligibility

General
Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
IN specifics
A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.

What it provides

  • A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.
In-home & community support

Indiana PathWays for Aging Waiver (former A&D for age 60+)

Indiana PathWays for Aging Waiver

Eligibility

General
Indiana PathWays for Aging Waiver serves eligible people age 60 or older; people age 59 or younger use the separate Health and Wellness Waiver. Both require applicable Medicaid and waiver eligibility.
IN specifics
A&D split on July 1, 2024.

What it provides

  • Authorized home/community services as an alternative to nursing-facility care; coverage is based on each successor waiver and assessed service plan.
In-home & community support

CHOICE Program

Indiana CHOICE

Income limit
No income limit; income-based cost sharing may apply.
Asset limit
$250,000 asset ceiling with an additional $20,000 exclusion from countable assets; asset-based cost sharing may apply.

Eligibility

General
Applicants age 60 or older or with a disability who are at risk of losing independence; CHOICE cannot replace other available funding for the same needs.
IN specifics
Administered through Indiana Area Agencies on Aging.

What it provides

  • Home/community supports such as adult day services; homemaker services and respite; according to the approved plan.
Caregiver support

Family Caregiver Support Program

Family Caregiver Support Program (Indiana)

Who it is for
Family or informal caregivers of an adult 60+ or of someone of any age with dementia

Eligibility

General
Adult family or informal caregivers of adults age 60 or older or people of any age with Alzheimer's disease or a related disorder. The federal program also supports specified older-relative caregiver categories.

What it provides

  • Caregiver information and access assistance; counseling and training; support groups; respite and limited supplemental services under the federal caregiver-support framework.
Returning home

Money Follows the Person (MFP)

Indiana Money Follows the Person (MFP)

Eligibility

General
Residents of a qualifying institution for at least 60 consecutive days who have Indiana Medicaid at least one day before discharge, can be served safely in the community and qualify for a partnering funding program.

What it provides

  • Transition assistance; help finding housing and arranging medical; rehabilitation and home-health supports; followed by case management during a 365-day participation period.
Medicare costs

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Who it is for
Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General
Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
IN specifics
Applications are administered by the state Medicaid program.

What it provides

  • Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.
Know before you visit

Frequently Asked Questions about Story Cottage

Quick answers from public records and the community's own listing.
01 Is Story Cottage in a walkable area?
Story Cottage has a walk score of 25. Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation.
02 Are pets allowed at Story Cottage?
No, Story Cottage has a no-pet policy.
03 What is the best email address for Story Cottage?
The team at Story Cottage can be reached at kcherry@storycottageliving.com.
04 Are there photos of Story Cottage?
Yes — there are 4 photos of Story Cottage in the photo gallery on this page.
05 What levels of care does Story Cottage provide?
Story Cottage offers Memory Care.
06 What is the address of Story Cottage?
Story Cottage is located at 413 E 86th St, Indianapolis, IN 46240.
07 What is the phone number of Story Cottage?
(317) 449-5696 will put you in contact with the team at Story Cottage.