American House Bluewater Bay
Nursing Home, Independent Living & Respite Care · Florida, FL
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

American House Bluewater Bay

Nursing Home, Independent Living & Respite Care · Florida, FL
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
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American House Bluewater Bay accepts Medicare, Medicaid, and private pay.

Overview of American House Bluewater Bay

Just a quick drive from refreshing white sand beaches, American House Bluewater Bay is a paradisal senior living community set in Niceville, FL, offering independent living and respite stays. Here, residents experience a life free from the hassles of daily living with chef-prepared meals, weekly housekeeping, and transportation services. A variety of well-built apartments, ranging from one-bedroom to two-bedroom apartments, provide a resort-style living experience that matches the community’s vibe.

Live leisurely and vibrantly with a set of lively and engaging activities, events, and amenities. Residents will never run out of things to do with plenty of on-site spaces to explore, including a movie theater/auditorium, an arts & card room, a game room with billiards, poker and electronic dart, and an indoor putting green. Enjoy delicious food and refreshing beverages at the Royal Peacock restaurant, Promenade Cafe, or Treetop Lounge & Bar. Additionally, a heated pool with hot tub, fountain and fire pit, and outdoor gazebo, provides a cozy space for some downtime.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▲ 57.5% Above FL avg. ▲ 57.5% Above FL avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 77.8% Above FL avg. ▲ 77.8% Above FL avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▲ 18.2% Above FL avg. ▲ 18.2% Above FL avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 1.4% Below FL avg. ▼ 1.4% Below FL avg.Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Florida state averages

Total nursing care / resident Info This home is ranked 65th out of 252 homes in Florida. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
4h 16m per day
Rank #65 / 252Nurse hours — State benchmarkedThis home is ranked 65th out of 252 homes in Florida. Shows adjusted nurse hours per resident per day benchmarked to the Florida average, with a ranking across 252 Florida SNFs. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
This facility Florida avg (4h 2m per day)
vs Florida avg
+6%
Staff typeHours / Day / Residentvs state avg
Weekend Total Nursing Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 3h 35m per day

Types of Care at American House Bluewater Bay

Independent Living Respite Care

Capacity and availability

This home usually has limited availability

Occupancy between 85% and 95% suggests balanced demand.

Higher occupancy than the Florida average: 84.3%
Occupancy rate 93.2% Rank #56 / 255Occupancy rate — State benchmarkedThis home is ranked 56th out of 255 homes in Florida. Shows this facility's occupancy rate versus the Florida average, with its Statewide rank out of 255. Higher occupancy signals strong local demand and financial stability.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Avg. Length of Stay 51 days
Occupancy rate
93.2% Rank #56 / 255Occupancy rate — State benchmarkedThis home is ranked 56th out of 255 homes in Florida. Shows this facility's occupancy rate versus the Florida average, with its Statewide rank out of 255. Higher occupancy signals strong local demand and financial stability.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Avg. Length of Stay
51 days
Walk Score
Walk Score: 53 / 100 Rank #472 / 1486Walk Score — State benchmarkedThis home is ranked 472nd out of 1486 homes in Florida. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Florida SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

ActivitiesOur Life Enrichment team plans daily social and wellness activities and happy hours.

Dining & Nutrition

Food DescriptionRestaurant-style dining with chef prepared meals.

Contact American House Bluewater Bay

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 181
Employees 176
Contractors 5
Staff to resident ratio 1.62:1
10% better than Florida average
Florida average ratio: 1.47:1 Florida average ratio: 1.47:1See full Florida ranking
Avg staff/day 68
Average shift 7.6 hours
0% compared with Florida average
Florida average: 7.9 hours Florida average shift: 7.9 hoursSee full Florida ranking
Total staff hours (quarter) 47,679

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff 18
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.2 hours

No contractors work on this role.

Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff 32
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.8 hours

No contractors work on this role.

Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff 68
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.6 hours

No contractors work on this role.

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

0.2%

107 contractor hours this quarter

Other Physician: 2 Occupational Therapy Aide: 1 Medical Director: 1 Occupational Therapy Assistant: 1

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant6806817,91392100%7.6
Licensed Practical Nurse320329,62992100%7.8
Nurse Aide in Training220225,08692100%7.7
Registered Nurse180183,22692100%9.2
Speech Language Pathologist7072,1946773%7.1
Clinical Nurse Specialist4041,5568592%7.4
Mental Health Service Worker4041,5198592%7
Physical Therapy Assistant3031,0026571%7.7
Qualified Social Worker3039246470%7.7
Physical Therapy Aide2028496470%7.1
Occupational Therapy Aide3148016874%6.3
Administrator1015286672%8
Dental Services Staff1015246773%7.8
Nurse Practitioner1014645863%8
RN Director of Nursing2024546672%6.2
Dietitian2023925257%7.4
Respiratory Therapist1013204751%6.8
Other Dietary Services Staff1011411820%7.8
Respiratory Therapy Technician1011012123%4.8
Occupational Therapy Assistant011481112%4.4
Medical Director01171516%0.4
Other Physician022333%0.5
68 Certified Nursing Assistant
% of Days 100%
32 Licensed Practical Nurse
% of Days 100%
22 Nurse Aide in Training
% of Days 100%
18 Registered Nurse
% of Days 100%
7 Speech Language Pathologist
% of Days 73%
4 Clinical Nurse Specialist
% of Days 92%
4 Mental Health Service Worker
% of Days 92%
3 Physical Therapy Assistant
% of Days 71%
3 Qualified Social Worker
% of Days 70%
2 Physical Therapy Aide
% of Days 70%
4 Occupational Therapy Aide
% of Days 74%
1 Administrator
% of Days 72%
1 Dental Services Staff
% of Days 73%
1 Nurse Practitioner
% of Days 63%
2 RN Director of Nursing
% of Days 72%
2 Dietitian
% of Days 57%
1 Respiratory Therapist
% of Days 51%
1 Other Dietary Services Staff
% of Days 20%
1 Respiratory Therapy Technician
% of Days 23%
1 Occupational Therapy Assistant
% of Days 12%
1 Medical Director
% of Days 16%
2 Other Physician
% of Days 3%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 11.0
48% worse than Florida average

Florida average: 7.4

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 17.7
43% worse than Florida average

Florida average: 12.4

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 14.7%
40% worse than Florida average

Florida average: 10.5%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 22.0%
70% worse than Florida average

Florida average: 12.9%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 16.5%
22% worse than Florida average

Florida average: 13.5%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 2.8%
7% worse than Florida average

Florida average: 2.6%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 4.1%
24% better than Florida average

Florida average: 5.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 2.7%
208% worse than Florida average

Florida average: 0.9%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 11.3%
89% worse than Florida average

Florida average: 6.0%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 6.7%
101% worse than Florida average

Florida average: 3.3%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 5.0%
38% better than Florida average

Florida average: 8.0%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 100.0%
In line with Florida average

Florida average: 97.7%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
In line with Florida average

Florida average: 99.2%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 99.6%
6% better than Florida average

Florida average: 94.0%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.8%
46% better than Florida average

Florida average: 1.5%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 99.5%
5% better than Florida average

Florida average: 94.7%

Breakdown by payment type

Medicare

68% of new residents, usually for short-term rehab.

Typical stay 25 days

Private pay

23% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

10% of new residents, often for long-term daily care.

Typical stay 7 - 8 months

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 112
Medicare
34
30.4% of residents
Medicaid
62
55.4% of residents
Private pay or other
16
14.3% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Finances and operations

Privately-owned community
Operated by a business corporation.
Home revenue
$18.8M
Profit
$523.8K
Privately-owned community Operated by a business corporation.
Home revenue
$18.8M Rank #122 / 256Revenue — State benchmarkedThis home is ranked 122nd out of 256 homes in Florida. Shows this facility's annual revenue compared to the Florida SNF average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Profit
$523.8K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations. Rank #96 / 256Payroll — State benchmarkedThis home is ranked 96th out of 256 homes in Florida. Shows total annual staff payroll benchmarked to the Florida average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$9.1M
48.4% of revenue Rank #87 / 256Payroll % — State benchmarkedThis home is ranked 87th out of 256 homes in Florida. Shows payroll as a percentage of revenue versus the Florida average. Well-run Florida SNFs typically land around 49–56% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$9.2M
Total costs $18.3M

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Living Spaces & Floor Plans for American House Bluewater Bay

Andover | 1 bd | 1 ba | 545 sqft
Download PDF
Berkshire | 1 bd | 1 ba | 585 sqft
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Chadwick | 2 bds | 2 ba | 810 sqft
Download PDF
Edgewood | 2 bds | 2 ba | 940 sqft
Download PDF
Delmar | 2 bds | 2 ba | 845 sqft
Download PDF

Places of interest near American House Bluewater Bay

Address 5.4 miles from city center Info Estimated distance in miles from Niceville's city center to American House Bluewater Bay's address, calculated via Google Maps. — 0.17 miles to nearest hospital (Dr. Kyle E. Simmers)

Calculate Travel Distance to American House Bluewater Bay

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Financial Assistance for
Nursing Home in Florida

American House Bluewater Bay is located in Niceville, Florida.
Here are the financial assistance programs available to residents in Florida.

Get Financial aid guidance

Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled
General Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
FL

High demand; waitlists common.

Benefits
In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+
General Florida resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $5,000 individual
FL

Limited funding; regional variation.

Benefits
Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+
General Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds
Asset Limits ~$2,000 (individual); varies by case manager discretion.
FL

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits
Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+
General Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month 300% FBR
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled
General Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025) ~$1,004/month individual, including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific facility types; ~$78.40/month max supplement.

Benefits
Cash payment (~$78.40/month) for room/board or personal needs in facilities

Frequently Asked Questions about American House Bluewater Bay

What neighborhood is American House Bluewater Bay in?

American House Bluewater Bay is in the Bluewater Bay neighborhood.

Is American House Bluewater Bay in a walkable area?

American House Bluewater Bay has a walk score of 53. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

Does American House Bluewater Bay have different floorplan options?

Yes — see the floorplan options available at American House Bluewater Bay on this page.

Are there photos of American House Bluewater Bay?

Yes — there are 29 photos of American House Bluewater Bay in the photo gallery on this page.

What is the phone number of American House Bluewater Bay?

(850) 460-3032 will put you in contact with the team at American House Bluewater Bay.

Is American House Bluewater Bay Medicare or Medicaid certified?

Yes — American House Bluewater Bay is a CMS-certified provider of Medicare and Medicaid.

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