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American House Bluewater Bay

Independent Living in Niceville

Exterior view of the American House Bluewater Bay Cozy outdoor seating area with plants and hanging chair Cozy lounge area with a red sofa and decorative pillows Cozy kitchen space in a resident apartment Interior dining area with peacock artwork Dining table set with empty plates and cups Interior of a chapel with stained glass window Cozy resident room with a wooden bed and decorative bedding Accessible shower in a resident bathroom American House Bluewater Bay American House Bluewater Bay American House Bluewater Bay Couple enjoying time together in a garden area Residents playing cards in a common area A resident playing pool in a recreational area Residents participating in an outdoor exercise class Three residents enjoying conversation at an outdoor table Residents enjoying dinner together in a common dining area Residents socializing in a common area of the facility Residents enjoying a game together in a common area Senior resident reading a book in the library Residents and staff interacting at a dining table Residents enjoying a meal and toasting in the dining room Resident reading in a cozy library area Chef smiling in a kitchen with plates A couple enjoying time by a fountain in the garden Couple standing by a decorative fountain in the garden A resident using a computer at a desk. Resident receiving assistance in a common area Residents sitting together in a common area Residents enjoying drinks in a common area Residents enjoying indoor putting activity
American House Bluewater Bay

Independent Living in Niceville

4595 E Hwy 20, Niceville, FL 32578 View map Calculator: See prices in your area
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Overview of American House Bluewater Bay

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Just a quick drive from refreshing white sand beaches, American House Bluewater Bay is a paradisal senior living community set in Niceville, FL, offering independent living and respite stays. Here, residents experience a life free from the hassles of daily living with chef-prepared meals, weekly housekeeping, and transportation services. A variety of well-built apartments, ranging from one-bedroom to two-bedroom apartments, provide a resort-style living experience that matches the community’s vibe.

Live leisurely and vibrantly with a set of lively and engaging activities, events, and amenities. Residents will never run out of things to do with plenty of on-site spaces to explore, including a movie theater/auditorium, an arts & card room, a game room with billiards, poker and electronic dart, and an indoor putting green. Enjoy delicious food and refreshing beverages at the Royal Peacock restaurant, Promenade Cafe, or Treetop Lounge & Bar. Additionally, a heated pool with hot tub, fountain and fire pit, and outdoor gazebo, provides a cozy space for some downtime.

Walk Score
Walk Score: 53 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

ActivitiesOur Life Enrichment team plans daily social and wellness activities and happy hours.

Dining & Nutrition

Food DescriptionRestaurant-style dining with chef prepared meals.

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at American House Bluewater Bay

Independent Living Respite Care

Contact American House Bluewater Bay

Living Spaces & Floor Plans

Andover | 1 bd | 1 ba | 545 sqft
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Berkshire | 1 bd | 1 ba | 585 sqft
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Chadwick | 2 bds | 2 ba | 810 sqft
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Edgewood | 2 bds | 2 ba | 940 sqft
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Delmar | 2 bds | 2 ba | 845 sqft
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Financial Assistance for
Independent Living in Florida

American House Bluewater Bay is located in Niceville, Florida.
Here are the financial assistance programs available to residents in Florida.

Get Financial aid guidance

Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled
General Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
FL

High demand; waitlists common.

Benefits
In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+
General Florida resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $5,000 individual
FL

Limited funding; regional variation.

Benefits
Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+
General Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds
Asset Limits ~$2,000 (individual); varies by case manager discretion.
FL

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits
Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+
General Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month 300% FBR
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled
General Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025) ~$1,004/month individual, including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific facility types; ~$78.40/month max supplement.

Benefits
Cash payment (~$78.40/month) for room/board or personal needs in facilities

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

Age 55+
General unemployed, low-income, Florida resident.
Income Limits (2025) ~$1,983/month 125% FPL, individual
Asset Limits Not specified; income-focused.
FL

Priority for veterans, rural residents; ~1,000 slots/year.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

Places of interest near American House Bluewater Bay

Address 5.4 miles from city center Info Estimated distance in miles from Niceville's city center to American House Bluewater Bay's address, calculated via Google Maps. — 0.17 miles to nearest hospital (Dr. Kyle E. Simmers)

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Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Independent Living around Niceville The information below is reported by the Florida Agency for Health Care Administration (AHCA).

Filter by care type
American House Bluewater Bay
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Niceville (Bluewater Bay)-Yes 53 1 Bed / 2 Bed
American House Bluewater Bay American House Bluewater Bay
Type of care: IL RC
Community:Location: Niceville (Bluewater Bay)
Pets Allowed: Yes
Bed Options: 1 Bed / 2 Bed
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