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Nursing Home in New Jersey

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Bartley Healthcare Nursing and Rehabilitation Center

Nursing Home in New Jersey

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Bartley Healthcare Nursing and Rehabilitation Center

175 Bartley Rd, Jackson Township, NJ 08527 View map
Overview of Bartley Healthcare Nursing and Rehabilitation Center

Based in Jackson Township, New Jersey, Bartley Healthcare is a remarkable community offering an excellent continuum of care services and lifestyle options. With residents’ welfare in mind, the community offers long-term, short-term, post-acute care, memory care, and other specialized services delivered by a team of licensed professionals committed to quality care.

Dedicated to the continued enrichment of its residents’ lives, Bartley Healthcare provides a range of services, amenities, and activities tailored to residents’ unique needs and features healthcare professionals with the expertise, experience, and compassion to deliver excellent care. Fostering a comfortable recovery environment, Bartley features a wealth of luxurious amenities, including three gourmet meals, beautiful landscape courtyards, bright & airy lounges, housekeeping & laundry services, local trips, and fun recreation activities.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
5/5
New Jersey average: 3.4/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
4/5
New Jersey average: 2.9/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
2/5
New Jersey average: 3.1/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
5/5
New Jersey average: 4.4/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
3h 30m per day

This home provides 11% less nursing time per resident than the New Jersey average.

New Jersey average: 3h 55m per day

Staffing hours breakdown

Info Hours of care per resident per day, broken down by staff type. Data from CMS Medicare.
Staff type Facility State avg National avg
Registered Nurse (RN) Info Registered nurse hours per resident per day. 26m per day 41m per day 41m per day
Nurse Aide Info Nurse aide hours per resident per day. 2h 19m per day 2h 14m per day 2h 21m per day
Total Nursing (Weekend) Info Total number of nurse staff hours per resident per day on weekends. 3h 30m per day 3h 27m per day 3h 26m per day
Physical Therapist Info Physical therapist staff hours per resident per day. 4m per day 6m per day 4m per day
RN (Weekend) Info Registered nurse hours per resident per day on weekends. 19m per day 29m per day 29m per day

Capacity and availability

High-capacity home

May provide extensive amenities, services and programs.

Total beds 234

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the New Jersey average
Occupancy rate 84.6%
Residents per day (avg) 204
Occupancy rate
84.6%
Residents per day (avg)
204

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for
Short stays Recovery Medicare-covered care

Breakdown by payment type

Medicare

50% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

42% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

8% of new residents, often for long-term daily care.

Typical stay 2 years

Finances and operations

Privately-owned community
Home revenue
$31.3M
Operating loss
-$16.2K
Privately-owned community
Home revenue
$31,260,703.00
Operating loss
$-16,182.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$9.3M
29.8% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$22.0M
Total costs $31.3M
Bed community size
234-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score
Walk Score: 19 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

About this community

Occupancy

Occupancy rate
85%
In line with New Jersey average
Occupied beds
198 / 234
Average residents 119 per day

License Details

Facility TypeLong Term Care Facility
ExpirationDecember 31, 2025

Additional Licensing Details

License Number61521
AccreditationsJoint Commission accreditation

Ownership & Operating Entity

Bartley Healthcare Nursing and Rehabilitation Center is legally operated by Bartley Operator, and administrated by Mr. ISRAEL BAUER.

Officers

Info Officers are individuals or entities with formal legal or financial responsibility for the organization that owns this facility

Bartley Operator Holdco Ll

Type Of Units

Long Term Care
234 units
Total beds
234 units

Therapy & Rehabilitation

2 services
Rehabilitation Services
Respite Care

Staffing & Medical

3 services
Doctor on Staff
Skilled Nursing
24-Hour Staffing

Amenities & Lifestyle

0 amenities
Specific ProgramsPost-Acute & Rehabilitation, Skilled Nursing Care, Memory Care Assisted Living, Memory Care Skilled Nursing, Respite Care Services
Religious ServicesYes
Operating HoursVisiting Hours: 8 a.m.– 8 p.m.

Dining & Nutrition

Food DescriptionThree gourmet meals provided daily.
Meals IncludedYes
Meals Per Day3

What does this home offer?

Minimum age icon
Minimum age icon

Minimum Age: 55

Building type icon
Building type icon

Building Type: Single story building

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

16 visits/inspections

6 complaint inspections

10 routine inspections

New Jersey average: 8 visits/inspections

New Jersey average: 6 inspections

Routine Scope And Severity F – Moderate Concern

On a scale from A (least severe) to L (most severe).

Latest inspection

Date November 20, 2025

33 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

18 deficiencies identified during routine visits

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

Health Inspection History

Inspections
Total health inspections 5

New Jersey average 4


Last Health inspection on Aug 2025

Total health citations 12

New Jersey average 20.9

Citations per inspection
2.4

New Jersey average 5.35


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

9 of 12 citations resulted from standard inspections; 2 of 12 resulted from complaint investigations; and 1 of 12 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than New Jersey average

New Jersey average: 0.7


Serious Health citations More info 0
100% better than New Jersey average

New Jersey average: 0.4

0 critical citations More info New Jersey average: 0.7

0 serious citations More info New Jersey average: 0.4

12 moderate citations More info New Jersey average: 19.3

0 minor citations More info New Jersey average: 0.5
Citations history (last 3 years)
Environmental moderate citation Info Issues related to building safety, cleanliness, maintenance, and overall living conditions. Aug 12, 2025
Corrected

Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Aug 12, 2025
Corrected

Resident Rights moderate citation Info Issues related to resident's rights, including dignity, privacy, and the ability to make decisions about their care. Aug 12, 2025
Corrected

Environmental moderate citation Info Issues related to building safety, cleanliness, maintenance, and overall living conditions. Apr 30, 2024
Corrected

Compare Nursing Homes around Jackson The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.

5 facilities compared · CMS & NJ Dept. of Health data · Updated Apr 2026

Filter by care type
Peace Care St. Ann‘s
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Jersey City (Greenville)
120
90.8%
+18%
4.07
+184%
+5%
0
12
3.0
0
111
-
86
Peace Care Inc
$21.7M
$7.2M
33.2%
315413
Private / Semi-Private Rooms
Bartley Healthcare Nursing and Rehabilitation Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Jackson Township
234
80.8%
+5%
3.49
-24%
-10%
0
12
2.4
0
204
A+
19
Bartley Operator Holdco Llc
$31.3M
$9.3M
29.8%
315288
-
Peace Care St. Joseph’s
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Jersey City (Journal Square)
139
77.0%
0%
4.04
+142%
+4%
32
15
7.5
1
131
-
97
Chester, Ernest
$19.4M
$8.0M
41.4%
315452
Private / Semi-Private Rooms
Allaire Rehab & Nursing
-
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Lancaster
-
-
-
-
-
-
-
-
-
0
0
0.0
0
-
-
-
-
-
-
-
-
Private / Semi-Private Suites
Bridgeway Care and Rehabilitation Center at Bridgewater
-
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Bridgewater (Bradley Gardens)
151
-
-
-
-
-
-
-
-
0
0
0.0
0
-
-
27
Bridgeway, Inc.
-
-
-
-
-

Places of interest near Bartley Healthcare Nursing and Rehabilitation Center

Address 0.8 miles from city center — 5.38 miles to nearest hospital (Monmouth Medical Center, Southern Campus)

Address 175 Bartley Rd, Jackson Township, NJ 08527

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Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 528
Employees 151
Contractors 377
Staff to resident ratio 2.49:1
40% better than New Jersey average

New Jersey average ratio: 1.77:1

Avg staff/day 107
Average shift 8.7 hours
9% better than New Jersey average

New Jersey average: 8 hours

Total staff hours (quarter) 85,103
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 38
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.5 hours

This role is partially covered by contractors.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 134
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9 hours

This role is partially covered by contractors.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 292
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9 hours

This role is partially covered by contractors.

Contractor staffing

Total hours from contractors

29.8%

25,380 contractor hours this quarter

Certified Nursing Assistant: 222 Licensed Practical Nurse: 102 Registered Nurse: 21 Physical Therapy Assistant: 12 Qualified Social Worker: 4 Respiratory Therapy Technician: 3 Physical Therapy Aide: 3 Other Physician: 3 Speech Language Pathologist: 2 Occupational Therapy Assistant: 2 Medical Director: 1 Qualified Activities Professional: 1 Diagnostic X-ray Services Staff: 1
Staff by category
Certified Nursing Assistant7022229243,88691100%9
Licensed Practical Nurse3210213418,15391100%9
Registered Nurse1721385,93591100%8.5
Other Dietary Services Staff110113,68991100%7.4
RN Director of Nursing5052,6228088%10.3
Physical Therapy Assistant012121,8358796%8.1
Clinical Nurse Specialist7071,6366673%7.6
Respiratory Therapy Technician0331,3088088%8.9
Qualified Social Worker0449436774%7.9
Speech Language Pathologist0229046571%8.1
Physical Therapy Aide0337255965%7.7
Mental Health Service Worker2026166268%8
Occupational Therapy Aide3035765055%7.4
Administrator1014966268%8
Nurse Practitioner1014805459%8.9
Dietitian1014565763%8
Qualified Activities Professional0112486268%4
Dental Services Staff1011792325%7.8
Other Physician0331691314%4.3
Medical Director0111302629%5
Occupational Therapy Assistant022931618%5.2
Diagnostic X-ray Services Staff011261314%2
292 Certified Nursing Assistant
% of Days 100%
134 Licensed Practical Nurse
% of Days 100%
38 Registered Nurse
% of Days 100%
11 Other Dietary Services Staff
% of Days 100%
5 RN Director of Nursing
% of Days 88%
12 Physical Therapy Assistant
% of Days 96%
7 Clinical Nurse Specialist
% of Days 73%
3 Respiratory Therapy Technician
% of Days 88%
4 Qualified Social Worker
% of Days 74%
2 Speech Language Pathologist
% of Days 71%
3 Physical Therapy Aide
% of Days 65%
2 Mental Health Service Worker
% of Days 68%
3 Occupational Therapy Aide
% of Days 55%
1 Administrator
% of Days 68%
1 Nurse Practitioner
% of Days 59%
1 Dietitian
% of Days 63%
1 Qualified Activities Professional
% of Days 68%
1 Dental Services Staff
% of Days 25%
3 Other Physician
% of Days 14%
1 Medical Director
% of Days 29%
2 Occupational Therapy Assistant
% of Days 18%
1 Diagnostic X-ray Services Staff
% of Days 14%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
212 residents
Residents by payment source
Medicare
70 residents (33%)
Medicaid
112 residents (52.8%)
Private pay or other
30 residents (14.2%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 3.7
46% better than New Jersey average

New Jersey average: 6.8

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 13.5
8% worse than New Jersey average

New Jersey average: 12.4

Long-stay resident measures
Significantly above average New Jersey avg: 4.5 Info CMS star rating based on long-stay quality measure performance. 5 stars = significantly above average, 1 star = significantly below average.
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 7.2%
29% better than New Jersey average

New Jersey average: 10.1%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 3.4%
70% better than New Jersey average

New Jersey average: 11.0%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 29.8%
87% worse than New Jersey average

New Jersey average: 16.0%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 1.2%
53% better than New Jersey average

New Jersey average: 2.4%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 1.8%
70% better than New Jersey average

New Jersey average: 6.1%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 1.4%
40% worse than New Jersey average

New Jersey average: 1.0%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 4.9%
5% worse than New Jersey average

New Jersey average: 4.6%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 6.2%
45% better than New Jersey average

New Jersey average: 11.3%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 5.3%
52% better than New Jersey average

New Jersey average: 11.1%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 99.8%
7% better than New Jersey average

New Jersey average: 93.0%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 99.4%
In line with New Jersey average

New Jersey average: 97.2%

Hospitalizations per 1,000 days Info Number of hospitalizations per 1,000 long-stay resident days. 2.31
11% worse than New Jersey average

New Jersey average: 2.08

ED visits per 1,000 days Info Number of outpatient emergency department visits per 1,000 long-stay resident days. 0.60
46% better than New Jersey average

New Jersey average: 1.12

Short-stay resident measures
Significantly above average New Jersey avg: 3.5 Info CMS star rating based on short-stay quality measure performance. 5 stars = much above average, 1 star = much below average.
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 93.0%
18% better than New Jersey average

New Jersey average: 78.9%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.9%
21% better than New Jersey average

New Jersey average: 1.2%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 93.4%
17% better than New Jersey average

New Jersey average: 80.1%

Re-hospitalized after SNF stay Info Percentage of short-stay residents who were re-hospitalized after their nursing home admission. 21.7%
15% better than New Jersey average

New Jersey average: 25.4%

Emergency department visits Info Percentage of short-stay residents who had an outpatient emergency department visit. 3.5%
57% better than New Jersey average

New Jersey average: 8.2%

Falls with major injury Info Percentage of SNF residents who experience falls with major injury during their stay. 0.7%
10% better than New Jersey average

New Jersey average: 0.8%

Ability to care for self at discharge Info Percentage of residents at or above expected ability to care for themselves at discharge. 77.2%
44% better than New Jersey average

New Jersey average: 53.7%

Successful return to home or community Info Rate of successful return to home or community from a skilled nursing facility. 61.6%
22% better than New Jersey average

New Jersey average: 50.6%

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Managed Long Term Services and Supports

NJ Medicaid MLTSS

Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

High urban demand; managed care model.

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

Age 60+, New Jersey resident, at risk of nursing home.

~$2,500/month (individual, varies).

$40,000 (individual).

Higher asset limit; limited funding.

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

~$42,142/year (individual), ~$49,209/year (couple).

Not assessed.

Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Senior Gold Prescription Discount Program

New Jersey Senior Gold

Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).

Not assessed.

Copays $15 + 50% of remaining cost; no premium assistance.

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

Age 65+ or disabled, NJ resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.

~$150,000/year (combined household, projected).

Not assessed; home ownership required.

Combines with ANCHOR/Stay NJ via PAS-1; annual application.

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.

~$150,000/year (homeowners), ~$75,000/year (renters).

Not assessed.

Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Stay NJ

New Jersey Stay NJ

Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.

~$500,000/year (projected, subject to final regs).

Not assessed; home ownership required.

Up to 50% tax credit (max $6,500); phased implementation.

Universal Service Fund (USF)

New Jersey Universal Service Fund

Age 65+ prioritized, NJ resident, utility customer, low-income.

~$3,970/month (individual, 185% FPL).

Not assessed; income-focused.

Must owe >$25 on bill; combines with LIHEAP if eligible.

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

Age 60+ prioritized, NJ resident, low-income household.

~$3,970/month (individual, 185% FPL).

Not assessed; income-focused.

Covers oil, gas, electric; emergency aid available.

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).

Prioritizes ~$24,980/year (individual); no strict cap.

Not assessed; need-based.

21 AAAs; rural/low-income priority.

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in urban/rural areas.