Bella Terra Schaumburg
Nursing Home & Memory Care · Schaumburg, IL
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Bella Terra Schaumburg

Nursing Home & Memory Care · Schaumburg, IL
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
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Bella Terra Schaumburg accepts Medicare, Medicaid, and private pay.

Overview of Bella Terra Schaumburg

Bella Terra Schaumburg is a nursing home in Schaumburg, IL, offering memory care, rehabilitation, and skilled nursing. Featuring thoughtfully furnished private and semi-private rooms in a warm and welcoming setting, the community ensures older adults can feel at home. Exceptional services, including 24-hour care, nutritious meals, and comprehensive therapies, are also provided to improve residents’ quality of life. The community also works closely with residents to provide the best possible care tailored to their unique needs and habits.

Social events and light exercises encourage residents to stay active and gain meaningful experiences. Lively family lounges and a salon are also available, ensuring residents can focus on their wellness. Residents also have quick access to necessities and leisure, with the NCH Schaumburg Outpatient Care Center, fast-food chains, convenience stores, and shops nearby. This nursing home has a wide range of care options for older adults’ welfare, making it one of the best options for senior living in Illinois.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▼ 20.6% Below IL avg. ▼ 20.6% Below IL avg.IL average: 2.5Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▼ 28.0% Below IL avg. ▼ 28.0% Below IL avg.IL average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▲ 40.4% Above IL avg. ▲ 40.4% Above IL avg.IL average: 2.1Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▲ 42.1% Above IL avg. ▲ 42.1% Above IL avg.IL average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Illinois state averages

Total nursing care / resident Info This home is ranked 93rd out of 172 homes in Illinois for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
2h 48m per day
Rank #93 / 172Nurse hours — State benchmarkedThis home is ranked 93rd out of 172 homes in Illinois. Shows adjusted nurse hours per resident per day benchmarked to the Illinois average, with a ranking across 172 Illinois facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
This facility Illinois avg (3h 6m per day)
vs Illinois avg
-10%

2 of 6 metrics below state avg

Standout metric Weekend RN is +64% above state avg
Staff typeHours / Day / Residentvs state avg
Registered Nurse (RN) Info RNs hold the highest nursing license and can assess residents, interpret test results, and direct care plans. More RN hours per day often signals stronger clinical oversight and faster response to health changes. 55m per day ▲ 28% State avg: 43m per day · National avg: 41m per day
LPN / LVN Info Licensed Practical Nurses (LPNs) or Licensed Vocational Nurses (LVNs) deliver routine hands-on care — medication administration, wound dressing, and monitoring vital signs. They work under RN supervision and make up a large share of daily bedside care. 34m per day ▼ 13% State avg: 39m per day · National avg: 52m per day
Nurse Aide Info Certified Nurse Aides (CNAs) provide the most direct day-to-day assistance: bathing, dressing, feeding, and mobility. Nurse aide hours are typically the largest staffing category and directly affect residents' quality of life. 2h 14m per day ▲ 5% State avg: 2h 7m per day · National avg: 2h 20m per day
Weekend Total Nursing Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 3h 32m per day ▲ 14% State avg: 3h 6m per day · National avg: 3h 27m per day
Physical Therapist Info Hours per resident per day provided by licensed Physical Therapists (PTs) or PT Assistants. PT services help residents recover mobility after injury or illness and are especially important for post-acute (short-stay) rehabilitation. 3m per day ▼ 11% State avg: 3m per day · National avg: 4m per day
Weekend RN Info Registered nurse hours specifically on weekends. Facilities sometimes reduce RN presence on Saturdays and Sundays — a low weekend RN figure compared to weekday hours can indicate reduced clinical oversight when most administrative staff are absent. 55m per day ▲ 64% State avg: 33m per day · National avg: 29m per day

Capacity and availability

This home usually has availability

Higher occupancy than the Illinois average: 69.3%
Occupancy rate
73.2% Rank #110 / 204Occupancy rate — State benchmarkedThis home is ranked 110th out of 204 homes in Illinois. Shows this facility's occupancy rate versus the Illinois average, with its Statewide rank out of 204. Higher occupancy signals strong local demand and financial stability.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Avg. Length of Stay
83 days
Bed community size
214-bed community Rank #21 / 426Bed count — State benchmarkedThis home is ranked 21st out of 426 homes in Illinois. Shows this facility's certified or reported bed count compared to other Illinois facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score
Walk Score: 66 / 100 Rank #187 / 648Walk Score — State benchmarkedThis home is ranked 187th out of 648 homes in Illinois. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Illinois facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

Contact Bella Terra Schaumburg

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 339
Employees 183
Contractors 156
Staff to resident ratio 2.22 : 1
23% more staff per resident than Illinois average
Illinois average ratio: 1.80 : 1 Illinois average ratio: 1.80 : 1See full Illinois ranking
Avg staff/day 92
Average shift 7.2 hours
5% worse than Illinois average
Illinois average: 7.6 hours Illinois average shift: 7.6 hoursSee full Illinois ranking
Total staff hours (quarter) 60,851

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff Info 49 total: 23 full-time employees and 26 contractors. 49
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.9 hours
Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff Info 26 total: 18 full-time employees and 8 contractors. 26
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.5 hours
Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff Info 212 total: 114 full-time employees and 98 contractors. 212
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.4 hours

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

7.1%

4,308 contractor hours this quarter

Certified Nursing Assistant: 98 Registered Nurse: 26 Licensed Practical Nurse: 8 Physical Therapy Assistant: 7 Respiratory Therapy Technician: 6 Speech Language Pathologist: 5 Qualified Social Worker: 4 Physical Therapy Aide: 2

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant1149821232,02192100%7.4
Registered Nurse2326499,31592100%7.9
Licensed Practical Nurse188266,57992100%7.5
Clinical Nurse Specialist8083,34792100%6.1
Other Dietary Services Staff100102,49392100%7.6
RN Director of Nursing3031,50592100%5.7
Dental Services Staff3031,4959199%5.7
Speech Language Pathologist0556547986%7.5
Respiratory Therapy Technician0666477986%7.4
Physical Therapy Assistant0775767582%6.7
Physical Therapy Aide0225146975%7.5
Dietitian1015028997%5.6
Administrator1014948896%5.6
Nurse Practitioner1014948896%5.6
Qualified Social Worker0441503336%4.6
Qualified Activities Professional101671415%4.8
212 Certified Nursing Assistant
% of Days 100%
49 Registered Nurse
% of Days 100%
26 Licensed Practical Nurse
% of Days 100%
8 Clinical Nurse Specialist
% of Days 100%
10 Other Dietary Services Staff
% of Days 100%
3 RN Director of Nursing
% of Days 100%
3 Dental Services Staff
% of Days 99%
5 Speech Language Pathologist
% of Days 86%
6 Respiratory Therapy Technician
% of Days 86%
7 Physical Therapy Assistant
% of Days 82%
2 Physical Therapy Aide
% of Days 75%
1 Dietitian
% of Days 97%
1 Administrator
% of Days 96%
1 Nurse Practitioner
% of Days 96%
4 Qualified Social Worker
% of Days 36%
1 Qualified Activities Professional
% of Days 15%

Penalties and fines

Includes penalties issued in 2023-2024

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $164K Rank #127 / 173Federal fines — State benchmarkedThis home is ranked 127th out of 173 homes in Illinois. Shows this facility's cumulative CMS federal fine dollars versus the Illinois average among facilities with fines, and where it ranks among 173 facilities in the pool. Lower total dollars mean a better rank.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
15% higher than Illinois average

Illinois average: $143K

Number of fines 4
35% more fines than Illinois average

Illinois average: 3.0

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 2
89% more payment denials than Illinois average

Illinois average: 1.1

Fines amount comparison
Fines amount comparison
This facility $164K
Illinois average $143K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

5 penalties in the past 3 years

Multiple penalties were reported in the last 3 years.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Nov 4, 2024
$22K
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Nov 4, 2024
$78K
Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Nov 4, 2024
21 days
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Oct 25, 2023
$31K

Last updated: Jan 2026

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 10.3
6% worse than Illinois average

Illinois average: 9.7

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 23.9
28% worse than Illinois average

Illinois average: 18.6

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 15.7%
In line with Illinois average

Illinois average: 15.5%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 24.7%
34% worse than Illinois average

Illinois average: 18.4%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 31.1%
44% worse than Illinois average

Illinois average: 21.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 1.8%
47% better than Illinois average

Illinois average: 3.4%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 5.3%
In line with Illinois average

Illinois average: 5.3%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 1.2%
34% better than Illinois average

Illinois average: 1.8%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 4.2%
37% better than Illinois average

Illinois average: 6.5%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 95.6%
99% worse than Illinois average

Illinois average: 48.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 17.9%
11% better than Illinois average

Illinois average: 20.2%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 75.4%
15% worse than Illinois average

Illinois average: 89.2%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 92.7%
In line with Illinois average

Illinois average: 91.6%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 26.5%
61% worse than Illinois average

Illinois average: 68.3%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 2.0%
14% better than Illinois average

Illinois average: 2.3%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 37.4%
41% worse than Illinois average

Illinois average: 63.0%

Breakdown by payment type

Medicare

46% of new residents, usually for short-term rehab.

Typical stay 24 days

Private pay

42% of new residents, often for short stays.

Typical stay 4 - 5 months

Medicaid

12% of new residents, often for long-term daily care.

Typical stay 6 - 7 months

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 153
Medicare
20
13.1% of residents
Medicaid
106
69.3% of residents
Private pay or other
27
17.6% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2023.

For-profit
Operated by a single business entity.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$20.9M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
$473.1K
For-profit Operated by a single business entity.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$20.9M Rank #22 / 171Revenue — State benchmarkedThis home is ranked 22nd out of 171 homes in Illinois. Shows this facility's annual revenue compared to the Illinois average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
$473.1K
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$682.1K
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #33 / 171Payroll — State benchmarkedThis home is ranked 33rd out of 171 homes in Illinois. Shows total annual staff payroll benchmarked to the Illinois average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$9.6M 45.9% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #142 / 171Payroll % — State benchmarkedThis home is ranked 142nd out of 171 homes in Illinois. Shows payroll as a percentage of revenue versus the Illinois average. Well-run Illinois facilities typically land around 54–67% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$10.8M
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$20.4M

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private/Semi-Private Rooms

Building type icon
Building type icon

Building Type: 3-story

On-site medical care and health services icon
On-site medical care and health services icon

On-site Medical Care and Health Services

Rehabilitative support icon
Rehabilitative support icon

Rehabilitative Support

Beauty services icon
Beauty services icon

Beauty Services

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

New residents most often arrive under Medicare (46% of admissions), and a typical Medicare stay runs around 24 days.

Admissions
639 total

Coverage residents most often arrive under.

Medicare 46%
Private pay 42%
Medicaid 12%
Discharges
692 total

Coverage residents most often leave under.

Medicare 38%
Private pay 46%
Medicaid 16%

Places of interest near Bella Terra Schaumburg

Address 1.4 miles from city center Info Estimated distance in miles from Schaumburg's city center to Bella Terra Schaumburg's address, calculated via Google Maps.

Calculate Travel Distance to Bella Terra Schaumburg

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Address

Compare Nursing Homes around Schaumburg

The information below is reported by the Illinois Department of Public Health, Office of Health Care Regulation.

2 facilities compared · CMS & IL Dept. of Health data

Bella Terra Schaumburg
NH
MC
Schaumburg
214
Facility 214
IL AVG 86
Rank #21 / 426
73.2%
Facility 73.2%
IL AVG 69.3%
Rank #110 / 204
+6%
2.79
Facility 2.79
IL AVG 3.10
Rank #93 / 172
+2%-10%
$96.0k
Facility $96.0k
IL AVG $151.3k
Rank #127 / 173
41
Facility 41
IL AVG 36.8
Rank #113 / 172
6.8
Facility 6.8
IL AVG 3.7
Rank #170 / 172
4156-
66
Facility 66
IL AVG 51
Rank #187 / 648
Jason Lee
$20.9M
Facility $20.9M
IL AVG $12.2M
Rank #22 / 171
$9.6M
Facility $9.6M
IL AVG $4.8M
Rank #33 / 171
45.9%
Facility 45.9%
IL AVG 44.3%
Rank #142 / 171
145678
The Pearl of Elk Grove
NH
MC
RC
Elk Grove Village
190
Facility 190
IL AVG 86
Rank #33 / 426
74.6%
Facility 74.6%
IL AVG 69.3%
Rank #103 / 204
+8%
2.82
Facility 2.82
IL AVG 3.10
Rank #93 / 172
+28%-9%
$159.2k
Facility $159.2k
IL AVG $151.3k
Rank #143 / 173
80
Facility 80
IL AVG 36.8
Rank #162 / 172
3.0
Facility 3.0
IL AVG 3.7
Rank #45 / 172
11150-
63
Facility 63
IL AVG 51
Rank #207 / 648
Elk Grove Holding Company, LLC
$15.8M
Facility $15.8M
IL AVG $12.2M
Rank #98 / 171
$6.3M
Facility $6.3M
IL AVG $4.8M
Rank #121 / 171
40.1%
Facility 40.1%
IL AVG 44.3%
Rank #116 / 171
145689

Financial Assistance for
Nursing Home in Illinois

Bella Terra Schaumburg is located in Schaumburg, Illinois.
Here are the financial assistance programs available to residents in Illinois.

Get Financial aid guidance

Community Care Program

Illinois CCP

Age 60+
General Illinois resident, at risk of nursing home placement.
Income Limits (2025) ~$1,215/month individual
Asset Limits $17,500 individual, excludes home, car
IL

High demand in urban areas; waitlists possible.

Benefits
In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)
General Illinois resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IL

Limited slots; urban/rural balance.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability
General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
IL

~200 SLP sites statewide; room/board not covered.

Benefits
Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+
General Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IL

Part of HealthChoice Illinois; consumer-directed options available.

Benefits
Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled
General Illinois resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IL

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled
General Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IL

~$50-$500/month based on facility type.

Benefits
Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IL

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Bella Terra Schaumburg

Is Bella Terra Schaumburg in a walkable area?

Bella Terra Schaumburg has a walk score of 66. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the occupancy rate at Bella Terra Schaumburg?

Bella Terra Schaumburg's occupancy is 73.2%.

What is the best email address for Bella Terra Schaumburg?

The team at Bella Terra Schaumburg can be reached at [email protected].

Does Bella Terra Schaumburg operate as a for-profit or non-profit?

Bella Terra Schaumburg is registered as a for-profit.

Are there photos of Bella Terra Schaumburg?

Yes — there are 6 photos of Bella Terra Schaumburg in the photo gallery on this page.

What is the address of Bella Terra Schaumburg?

Bella Terra Schaumburg is located at 675 S Roselle Rd, Schaumburg, IL 60193.

What is the phone number of Bella Terra Schaumburg?

(847) 352-5500 will put you in contact with the team at Bella Terra Schaumburg.

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