Occupancy rate
86%
25% higher than Indiana averageIndiana average: 69%
Mix of rehab and long-term care
This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.
Nursing Home
Belltower Health & Rehabilitation Center
BELLTOWER HEALTH & REHABILITATION CENTER is located in Granger, Indiana. It offers individualized care plans for short-term and long-term skilled nursing care. The facility is committed to providing quality, compassionate, and supportive care to its residents.
Quality ratings
Official CMS rating based on health inspections, staffing and quality measures.
Official CMS rating based on deficiencies found during state health inspections.
Official CMS rating based on nurse staffing hours per resident per day.
Official CMS rating based on clinical outcomes for residents.
Nursing care per resident
Average daily nursing hours per resident (adjusted for acuity). Higher values indicate more nursing time per resident.
Capacity and availability
Smaller home
May offer a more intimate, personalized care environment.
Total beds
96
This home usually has limited availability
Occupancy is moderate, suggesting balanced demand.
Occupancy rate
86.5%
Residents per day (avg)
84
Occupancy rate
86.5%
Residents per day (avg)
84
Who this home usually serves
Show admissions and discharges
TYPE OF STAY
Might be optimal for
Flexible care needs
Breakdown by payment type
Medicare
40% of new residents, usually for short-term rehab.
Typical stay
1 - 2 months
Private pay
56% of new residents, often for short stays.
Typical stay
2 - 3 months
Medicaid
4% of new residents, often for long-term daily care.
Typical stay
7 - 8 years
Finances and operations
Governmental community
Operated by state authorities.
Home revenue
$12.4M
Operating deficit
-$215.5K
Governmental community
Operated by state authorities.
Home revenue
$12,396,939.00
Operating deficit
$-215,476.00
Payroll costs
The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$4.7M
The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
Other operating costs
All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$8.0M
All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
Total costs
$12.6M
96-bed community
A larger shared setting that may offer more common spaces and organized community services.
9 years in operation
An established community with some operational experience and growing routines.
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work
How BBB ratings work
About this community
Occupancy
25% higher than Indiana averageOccupied beds
83 / 96
Average residents
70 per day
License details
Facility type
Nursing Home (skilled Nursing Facility)
Status
Active
Issuance
October 1, 2024
Additional licensing details
License number:
24-013644-1
CMS Certification Number:
155850
Ownership & operating entity
Belltower Health & Rehabilitation Center is administrated by MARTI CARMEAN.
Profit status:
OTHER
Staffing
Key information about the people who lead and staff this community.
Leadership
Director of Nursing:
LORETTA LEWIS
Contact:
Customer Service
Care Services
Nursing Services
Rehabilitation Services
Respite Care
Skilled Nursing
Licensed Nurses/CNAs
24-Hour Staffing
Short-Term Rehab
Contact Information
Fax:
(574) 406-6601
Programs & Activities
Specific Programs
24-Hour Nursing Care, Long-term/Short-term Care, Licensed nursing care, Diabetic program, Comprehensive wound care, Pulmonary management, Post-surgical stabilization, Intravenous/enteral therapies, Pain Management, Private and Semi-Private Accommodations, Restorative nursing care, Tracheostomy care, PICC lines, Gastric tube care, Respite care, Progressive Wound Care Program, Hospice care, Physical, Occupational, and Speech Therapy, Respiratory therapy, Bariatric Care, Lab Services, Pharmacy, Podiatry, Dentist and Optometry Services
Operating Hours
Planned admissions are accepted 24 hours a day, 7 days a week, including holidays.
Dining & Nutrition
Food Description
Residents are served restaurant style and their individual selection is provided by staff at meal time. All meals are prepared fresh daily and specifically created to suit all residents’ individual needs, preferences, or modified texture diets.
Meals Included
Yes
Inspection History
In Indiana, the Department of Health, Division of Long Term Care is the primary regulatory body that performs onsite inspections and quality of care reviews for all licensed facilities.
11 visits/inspections
Results
4 with citations
0 without citations
Indiana average: 8 complaint visits
Indiana average: 3 inspections with citations
Show Inspection Reports
7 complaints
Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.
Indiana average: 4 complaints
Latest inspection
Date:June 27, 2025
Type:Complaint Investigation
63 total citations
Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.
Indiana average: 26 citations
91 deficiencies
Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.
Inspection Report Summary for Belltower Health & Rehabilitation Center
The most recent inspection on June 27, 2025, found the facility in compliance with no deficiencies related to the complaint investigated. Prior inspections showed a mixed pattern with some deficiencies noted in areas such as food storage sanitation and staff credentialing, as well as issues with resident care including medication administration and abuse resolution. Earlier reports frequently cited deficiencies related to emergency preparedness, life safety code compliance, care planning, and infection control, but no fines or license actions were listed in the available reports. Most complaint investigations were unsubstantiated, though one in May 2025 was substantiated with deficiencies related to abuse policies and medication orders. The facility’s recent clean inspection suggests some improvement following prior citations, particularly in complaint-related compliance.
Health Inspection History
Inspections
Total health inspections
6
Indiana average 6
Last Health inspection on Oct 2025
Total health citations
26
Citations per inspection
4.33
Health citations are formal notices following inspections when they fail to comply with safety and care standards.
18 of 26 citations resulted from standard inspections; 7 of 26 resulted from complaint investigations; and 1 of 26 came from combined inspections (standard and complaint).
Breakdown of citation severity (last 3 years)
Critical Health citations
0
0
100% better than Indiana averageIndiana average: 0.2
Serious Health citations
1
1
67% worse than Indiana averageIndiana average: 0.6
0 critical citations
1 serious citation
25 moderate citations
0 minor citations
Citations history (last 3 years)
Quality of Care moderate citation
Oct 29, 2025
Corrected
Nutrition moderate citation
Jun 09, 2025
Corrected
Abuse/Neglect moderate citation
May 08, 2025
Corrected
Quality of Care moderate citation
May 08, 2025
Corrected
Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.
Compare Nursing Homes around Indiana
The information below is reported by the Indiana Department of Health, Division of Long Term Care.
Adams Woodcrest
-10%
+7%
+3%
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
IN 46733
143
-
-
71.4%
$12,192,260.00
$5,615,054.00
46.1%
108
3.6901
-
2
-
-10%+7%+3%
Adams Heritage
+29%
+20%
+3%
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
IN 46773
61
A+
-
71.6%
$5,068,983.00
$2,488,962.00
49.1%
39
4.1205
-
2
-
+29%+20%+3%
Belltower Health & Rehabilitation Center
-37%
-5%
+24%
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
IN 46530
96
A+
SHIPPENSBURG HEALTH CARE LLC
86.2%
$11,523,105.00
$4,659,535.00
40.4%
83.70
3.2610
1
26
1
-37%-5%+24%
Addison Pointe Health & Rehabilitation Center
-5%
-8%
+33%
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
IN 46304
100
-
DOBBEN, STEVEN
92.5%
$15,225,564.00
$5,306,023.00
34.8%
92.50
3.1554
1
27
1
-5%-8%+33%
Albany Health Care & Rehabilitation Center
+4%
+2%
+9%
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
IN 47320
102
-
TROXWELL, MELANIE
75.6%
$12,342,683.00
$4,315,019.00
35%
77.20
3.5110
-
19
1
+4%+2%+9%
Adams Woodcrest
Type of care:
SNF
AL
Community:
IN 46733
Bed Count:
143
CCN:
155747
Occupancy:
71.4%
Home Revenue:
$12,192,260.00
Payroll Costs:
$5,615,054.00
Payroll %:
46.1%
Avg Residents/Day:
108
Overall Rating:
Adj Nurse Hours:
3.6901
Health Insp Rating:
Staffing Rating:
QM Rating:
Citations:
2
RN share vs State Avg:
-10%
-10%
Staffing vs State Avg:
+7%
+7%
Occupancy vs State Avg:
+3%
+3%
Adams Heritage
Type of care:
SNF
AL
Community:
IN 46773
Bed Count:
61
CCN:
155729
Occupancy:
71.6%
Home Revenue:
$5,068,983.00
Payroll Costs:
$2,488,962.00
Payroll %:
49.1%
Avg Residents/Day:
39
Overall Rating:
Adj Nurse Hours:
4.1205
Health Insp Rating:
Staffing Rating:
QM Rating:
Citations:
2
RN share vs State Avg:
+29%
+29%
Staffing vs State Avg:
+20%
+20%
Occupancy vs State Avg:
+3%
+3%
Belltower Health & Rehabilitation Center
Type of care:
SNF
AL
Community:
IN 46530
Bed Count:
96
Operator:
SHIPPENSBURG HEALTH CARE LLC
CCN:
155850
Occupancy:
86.2%
Home Revenue:
$11,523,105.00
Payroll Costs:
$4,659,535.00
Payroll %:
40.4%
Avg Residents/Day:
83.70
Overall Rating:
Adj Nurse Hours:
3.2610
Health Insp Rating:
Staffing Rating:
QM Rating:
Number of Fines:
1
Citations:
26
Severe Citations:
1
RN share vs State Avg:
-37%
-37%
Staffing vs State Avg:
-5%
-5%
Occupancy vs State Avg:
+24%
+24%
Addison Pointe Health & Rehabilitation Center
Type of care:
SNF
AL
Community:
IN 46304
Bed Count:
100
Operator:
DOBBEN, STEVEN
CCN:
155805
Occupancy:
92.5%
Home Revenue:
$15,225,564.00
Payroll Costs:
$5,306,023.00
Payroll %:
34.8%
Avg Residents/Day:
92.50
Overall Rating:
Adj Nurse Hours:
3.1554
Health Insp Rating:
Staffing Rating:
QM Rating:
Number of Fines:
1
Citations:
27
Severe Citations:
1
RN share vs State Avg:
-5%
-5%
Staffing vs State Avg:
-8%
-8%
Occupancy vs State Avg:
+33%
+33%
Albany Health Care & Rehabilitation Center
Type of care:
SNF
AL
Community:
IN 47320
Bed Count:
102
Operator:
TROXWELL, MELANIE
CCN:
155432
Occupancy:
75.6%
Home Revenue:
$12,342,683.00
Payroll Costs:
$4,315,019.00
Payroll %:
35%
Avg Residents/Day:
77.20
Overall Rating:
Adj Nurse Hours:
3.5110
Health Insp Rating:
Staffing Rating:
QM Rating:
Citations:
19
Severe Citations:
1
RN share vs State Avg:
+4%
+4%
Staffing vs State Avg:
+2%
+2%
Occupancy vs State Avg:
+9%
+9%Places of interest near Belltower Health & Rehabilitation Center
0.9 miles from city center
GRANGER, IN 46530
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Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
100
Total Staff
84
Employees
16
Contractors
30,612
Total Hours (Quarter)
42
Avg Staff/Day
8
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 6 | 9.7 | Yes |
| Licensed Practical Nurse | 16 | 9.5 | No |
| Certified Nursing Assistant | 42 | 7.9 | No |
Staff by Category
Administration ⓘ
1 staff
8hs shift avg
Nursing Staff ⓘ
77 staff
8.4hs shift avg
Physicians & Practitioners ⓘ
3 staff
8.1hs shift avg
Therapy Services ⓘ
13 staff
5.6hs shift avg
Activities & Recreation ⓘ
0 staff
0hs shift avg
Social Services ⓘ
2 staff
2hs shift avg
Dietary Services ⓘ
2 staff
7.4hs shift avg
Other Services ⓘ
2 staff
7.5hs shift avg
Contractor Analysis
5.5%
of total hours from contractors
1,676 contractor hours this quarter
Speech Language Pathologist: 3
Respiratory Therapy Technician: 2
Physical Therapy Aide: 5
Registered Nurse: 1
Physical Therapy Assistant: 2
Qualified Social Worker: 2
Occupational Therapy Assistant: 1
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 42 | 0 | 42 | 13,805 | 91 | 100% | 7.9 |
| Licensed Practical Nurse | 16 | 0 | 16 | 6,155 | 91 | 100% | 9.5 |
| Medication Aide/Technician | 10 | 0 | 10 | 2,684 | 91 | 100% | 8.3 |
| Registered Nurse | 5 | 1 | 6 | 1,866 | 91 | 100% | 9.7 |
| RN Director of Nursing | 3 | 0 | 3 | 1,306 | 87 | 96% | 8.7 |
| Speech Language Pathologist | 0 | 3 | 3 | 646 | 69 | 76% | 6.3 |
| Clinical Nurse Specialist | 2 | 0 | 2 | 609 | 63 | 69% | 8.3 |
| Other Dietary Services Staff | 1 | 0 | 1 | 554 | 69 | 76% | 8 |
| Administrator | 1 | 0 | 1 | 488 | 61 | 67% | 8 |
| Nurse Practitioner | 1 | 0 | 1 | 472 | 59 | 65% | 8 |
| Mental Health Service Worker | 1 | 0 | 1 | 446 | 59 | 65% | 7.6 |
| Dietitian | 1 | 0 | 1 | 429 | 63 | 69% | 6.8 |
| Respiratory Therapy Technician | 0 | 2 | 2 | 426 | 64 | 70% | 6.7 |
| Physical Therapy Assistant | 0 | 2 | 2 | 317 | 53 | 58% | 6 |
| Physical Therapy Aide | 0 | 5 | 5 | 167 | 44 | 48% | 3 |
| Dental Services Staff | 1 | 0 | 1 | 129 | 18 | 20% | 7.2 |
| Qualified Social Worker | 0 | 2 | 2 | 84 | 42 | 46% | 2 |
| Occupational Therapy Assistant | 0 | 1 | 1 | 28 | 7 | 8% | 4 |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Total census
83 residents
Residents by payment source
Medicare
11 residents (13.3%)
Medicaid
57 residents (68.7%)
Private pay or other
15 residents (18.1%)
Programs & Services
Residents' Group
Residents meet regularly to discuss policies, care quality, and activities
Active Resident Council
Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.
Data sourced from CMS Long-Term Care Facility Characteristics quarterly report. Payer mix reflects the current resident census by primary payment source.
Quality of care over time
These measures show how residents usually do over time at this home, based on health outcomes and preventive care.
High-risk clinical events score
A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline.
12.8
A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline.
12.8
60% worse than Indiana averageIndiana average: 8.0
Functional decline score
A composite score based on activities of daily living decline, walking ability decline, and incontinence.
23.6
A composite score based on activities of daily living decline, walking ability decline, and incontinence.
23.6
39% worse than Indiana averageIndiana average: 17.1
Long-stay resident measures
Need for Help with Daily Activities Increased
Percent of long-stay residents whose need for help with daily activities has increased
14.1%
Percent of long-stay residents whose need for help with daily activities has increased
14.1%
17% worse than Indiana averageIndiana average: 12.0%
Walking Ability Worsened
Percent of long-stay residents whose ability to move independently worsened
31.2%
Percent of long-stay residents whose ability to move independently worsened
31.2%
117% worse than Indiana averageIndiana average: 14.4%
Low Risk Residents with Bowel/Bladder Incontinence
Percent of low risk long-stay residents who lose control of their bowels or bladder
25.7%
Percent of low risk long-stay residents who lose control of their bowels or bladder
25.7%
5% worse than Indiana averageIndiana average: 24.6%
Falls with Major Injury
Percent of long-stay residents experiencing one or more falls with major injury
5.8%
Percent of long-stay residents experiencing one or more falls with major injury
5.8%
51% worse than Indiana averageIndiana average: 3.9%
High Risk Residents with Pressure Ulcers
Percent of long-stay high risk residents with pressure ulcers
2.3%
Percent of long-stay high risk residents with pressure ulcers
2.3%
47% better than Indiana averageIndiana average: 4.4%
Urinary Tract Infection
Percent of long-stay residents with a urinary tract infection
0.4%
Percent of long-stay residents with a urinary tract infection
0.4%
71% better than Indiana averageIndiana average: 1.2%
Lost Too Much Weight
Percent of long-stay residents who lose too much weight
10.8%
Percent of long-stay residents who lose too much weight
10.8%
90% worse than Indiana averageIndiana average: 5.7%
Depressive Symptoms
Percent of long-stay residents who have depressive symptoms
4.9%
Percent of long-stay residents who have depressive symptoms
4.9%
80% better than Indiana averageIndiana average: 24.1%
Antipsychotic Use
Percent of long-stay residents who received an antipsychotic medication
6.6%
Percent of long-stay residents who received an antipsychotic medication
6.6%
47% better than Indiana averageIndiana average: 12.4%
Pneumococcal Vaccine
Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine
100.0%
Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine
100.0%
7% better than Indiana averageIndiana average: 93.7%
Influenza Vaccine
Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine
100.0%
Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine
100.0%
5% better than Indiana averageIndiana average: 95.4%
Short-stay resident measures
Pneumococcal Vaccine
Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine
99.7%
Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine
99.7%
22% better than Indiana averageIndiana average: 81.7%
Antipsychotic medication increase
Percent of short-stay residents who newly received an antipsychotic medication
1.0%
Percent of short-stay residents who newly received an antipsychotic medication
1.0%
24% better than Indiana averageIndiana average: 1.4%
Influenza Vaccine
Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine
98.8%
Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine
98.8%
25% better than Indiana averageIndiana average: 79.0%
Quality measures are calculated from Minimum Data Set (MDS) assessments. For most measures, lower percentages indicate better care quality.
Penalties and fines
Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.
Source: CMS Penalties Database (Data as of Jan 2026)
Total fines amount
$6K
77% lower than Indiana averageIndiana average: $27K
Number of fines
1
28% fewer fines than Indiana averageIndiana average: 1.4
Payment Denials
Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed.
0
Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed.
0
100% fewer payment denials than Indiana averageIndiana average: 0.4
Fines amount comparison
Fines amount comparison
This facility
$6K
Indiana average
$27K
Penalty History
Penalties are imposed by CMS for violations of federal nursing home regulations.
Civil Money Penalty
Fines imposed for noncompliance, which can be assessed per day or per instance of violation.
Jul 24, 2023
Fines imposed for noncompliance, which can be assessed per day or per instance of violation.
Jul 24, 2023
$6K
Last updated: Jan 2026
Financial Trends
Historical financial and operational data for Belltower Health & Rehabilitation Center based on CMS SNF Cost Reports.
Occupancy Rate
86.2%
↑ 4.2pp vs 2022
Net Income
-$215,476
↓ ~$381K vs 2022
Total Payroll
$6,052,727
↑ ~$80K vs 2022
Profit Margin
-1.9%
↓ 3.4pp vs 2022
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