Belltower Health & Rehabilitation Center

Nursing Home in Indiana

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
Belltower Health & Rehabilitation Center

Nursing Home in Indiana

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Overview of Belltower Health & Rehabilitation Center

BELLTOWER HEALTH & REHABILITATION CENTER is located in Granger, Indiana. It offers individualized care plans for short-term and long-term skilled nursing care. The facility is committed to providing quality, compassionate, and supportive care to its residents.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
4/5 ▲ 1.0 Indiana average: 3.0/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
3/5 ▲ 0.3 Indiana average: 2.7/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
2/5 ▼ 0.6 Indiana average: 2.6/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
5/5 ▲ 1.0 Indiana average: 4.1/5

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Indiana state averages

Total nursing care / resident Info Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
3h 16m per day
This facility Indiana avg (3h 32m per day)
vs Indiana avg
-8%

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 96
Avg. Length of Stay
107 days

Who this home usually serves

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Breakdown by payment type

Medicare

40% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

56% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

4% of new residents, often for long-term daily care.

Typical stay 7 - 8 years

Finances and operations

Governmental community
Operated by state authorities.
Home revenue
$12.4M
Operating deficit
-$215.5K
Governmental community Operated by state authorities.
Home revenue
$12.4M
Operating deficit
-$215.5K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$4.7M
37.6% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$8.0M
Total costs $12.6M
Bed community size
96-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
9 years in operation
An established community with some operational experience and growing routines.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

About this community

Occupancy

Occupancy rate
86%
27% higher than Indiana average

Indiana average: 68%

Occupied beds
83 / 96
Average residents 70 per day

License Details

Facility TypeNursing Home (skilled Nursing Facility)
IssuanceJanuary 10, 2024
ExpirationSeptember 30, 2025

Additional Licensing Details

License Number24-013644-1
CMS Certification Number155850

Ownership & Operating Entity

Belltower Health & Rehabilitation Center is legally operated by Major Hospital, and administrated by Marti Carmean.

Profit StatusOTHER

Type Of Units

SNF/NF (Combined)
96 units
Total beds
96 units

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of NursingLORETTA LEWIS
ContactCustomer Service

Therapy & Rehabilitation

3 services
Rehabilitation Services
Respite Care
Short-Term Rehab

Staffing & Medical

2 services
Skilled Nursing
24-Hour Staffing

Contact Information

Fax(574) 406-6601

Amenities & Lifestyle

0 amenities
Specific Programs24-Hour Nursing Care, Long-term/Short-term Care, Licensed nursing care, Diabetic program, Comprehensive wound care, Pulmonary management, Post-surgical stabilization, Intravenous/enteral therapies, Pain Management, Private and Semi-Private Accommodations, Restorative nursing care, Tracheostomy care, PICC lines, Gastric tube care, Respite care, Progressive Wound Care Program, Hospice care, Physical, Occupational, and Speech Therapy, Respiratory therapy, Bariatric Care, Lab Services, Pharmacy, Podiatry, Dentist and Optometry Services
Operating HoursPlanned admissions are accepted 24 hours a day, 7 days a week, including holidays.

Dining & Nutrition

Food DescriptionResidents are served restaurant style and their individual selection is provided by staff at meal time. All meals are prepared fresh daily and specifically created to suit all residents’ individual needs, preferences, or modified texture diets.
Meals IncludedYes

Contact Belltower Health & Rehabilitation Center

Inspection History

In Indiana, the Department of Health, Division of Long Term Care is the primary regulatory body that performs onsite inspections and quality of care reviews for all licensed facilities.

Inspection Overview Info Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

29 total visits · Indiana avg: 19

Ranked 325th of 388 in Indiana

20 Inspections Indiana avg: 13 54% above Indiana avg
13 Visits with Citations Indiana avg: 7 86% above Indiana avg
93 Citations Total Indiana avg: 34 174% above Indiana avg Ranked 373rd of 385
16 Visits without Citations Indiana avg: 12 33% above Indiana avg

7 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

Indiana average: 5 complaints

Latest inspection

Date June 27, 2025
Complaint Investigation

93 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Indiana average: 34 citations

91 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Indiana average: 36 deficiencies

Inspection Report Summary for Belltower Health & Rehabilitation Center

The most recent inspection on June 27, 2025, found the facility in compliance with no deficiencies related to the complaint investigated. Prior inspections showed a mixed pattern with some deficiencies noted in areas such as food storage sanitation and staff credentialing, as well as issues with resident care including medication administration and abuse resolution. Earlier reports frequently cited deficiencies related to emergency preparedness, life safety code compliance, care planning, and infection control, but no fines or license actions were listed in the available reports. Most complaint investigations were unsubstantiated, though one in May 2025 was substantiated with deficiencies related to abuse policies and medication orders. The facility’s recent clean inspection suggests some improvement following prior citations, particularly in complaint-related compliance.

Health Inspection History

Inspections
Total health inspections 6

Indiana average 6


Last Health inspection on Oct 2025

Total health citations 26

Indiana average 25

Citations per inspection
4.33

Indiana average 4.12


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

18 of 26 citations resulted from standard inspections; 7 of 26 resulted from complaint investigations; and 1 of 26 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than Indiana average

Indiana average: 0.2


Serious Health citations More info 1
67% worse than Indiana average

Indiana average: 0.6

0 critical citations More info Indiana average: 0.2

1 serious citation More info Indiana average: 0.6

25 moderate citations More info Indiana average: 23.8

0 minor citations More info Indiana average: 0.4
Citations history (last 3 years)
Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Oct 29, 2025
Corrected

Nutrition moderate citation Info Issues related to food quality, meal service, and resident's nutritional needs. Jun 09, 2025
Corrected

Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. May 08, 2025
Corrected

Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. May 08, 2025
Corrected

Compare Nursing Homes around Indiana The information below is reported by the Indiana Department of Health, Division of Long Term Care.

5 facilities compared · CMS & IN Dept. of Health data · Updated Apr 2026

Filter by care type
Adams Woodcrest
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Decatur143 67.1% -3%3.69 -10%+7%022.00108--Adams County Memorial Hospital$12.2M$5.6M46.1%155747
Adams Heritage
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Monroeville61 60.7% -13%4.12 +29%+20%021.0039A+-Adams County Memorial Hospital$5.1M$2.5M49.1%155729
Belltower Health & Rehabilitation Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Granger96 84.4% +22%3.26 -37%-5%1264.3184A+-Shippensburg Health Care Llc$11.5M$4.7M40.4%155850
Addison Pointe Health & Rehabilitation Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Chesterton100 93.0% +34%3.16 -5%-8%1274.5193--Dobben, Steven$15.2M$5.3M34.8%155805
Albany Health Care & Rehabilitation Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Albany102 75.5% +9%3.51 +4%+2%0193.2177--Troxwell, Melanie$12.3M$4.3M35%155432

Financial Assistance for
Nursing Home in Indiana

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Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled
General Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IN

Requires level-of-care determination.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+
General Indiana resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $10,000 individual
IN

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+
General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits
Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled
General Indiana resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IN

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

Age 55+
General unemployed, low-income, Indiana resident.
Income Limits (2025) ~$1,983/month 125% FPL
Asset Limits Not specified; income-focused.
IN

Priority for veterans, rural residents.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IN

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near Belltower Health & Rehabilitation Center

Address 0.9 miles from city center Info Estimated distance in miles from GRANGER's city center to Belltower Health & Rehabilitation Center's address, calculated via Google Maps.

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Address

Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 100
Employees 84
Contractors 16
Staff to resident ratio 1.20:1
1204719% better than Indiana average

Indiana average ratio: 0.00:1

Avg staff/day 42
Average shift 8 hours
0% compared with Indiana average

Indiana average: 7.7 hours

Total staff hours (quarter) 30,612
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 6
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.7 hours

This role is partially covered by contractors.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 16
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.5 hours

No contractors work on this role.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 42
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.9 hours

No contractors work on this role.

Contractor staffing

Total hours from contractors

5.5%

1,676 contractor hours this quarter

Physical Therapy Aide: 5 Speech Language Pathologist: 3 Respiratory Therapy Technician: 2 Physical Therapy Assistant: 2 Qualified Social Worker: 2 Registered Nurse: 1 Occupational Therapy Assistant: 1
Staff by category
Certified Nursing Assistant4204213,80591100%7.9
Licensed Practical Nurse160166,15591100%9.5
Medication Aide/Technician100102,68491100%8.3
Registered Nurse5161,86691100%9.7
RN Director of Nursing3031,3068796%8.7
Speech Language Pathologist0336466976%6.3
Clinical Nurse Specialist2026096369%8.3
Other Dietary Services Staff1015546976%8
Administrator1014886167%8
Nurse Practitioner1014725965%8
Mental Health Service Worker1014465965%7.6
Dietitian1014296369%6.8
Respiratory Therapy Technician0224266470%6.7
Physical Therapy Assistant0223175358%6
Physical Therapy Aide0551674448%3
Dental Services Staff1011291820%7.2
Qualified Social Worker022844246%2
Occupational Therapy Assistant0112878%4
42 Certified Nursing Assistant
% of Days 100%
16 Licensed Practical Nurse
% of Days 100%
10 Medication Aide/Technician
% of Days 100%
6 Registered Nurse
% of Days 100%
3 RN Director of Nursing
% of Days 96%
3 Speech Language Pathologist
% of Days 76%
2 Clinical Nurse Specialist
% of Days 69%
1 Other Dietary Services Staff
% of Days 76%
1 Administrator
% of Days 67%
1 Nurse Practitioner
% of Days 65%
1 Mental Health Service Worker
% of Days 65%
1 Dietitian
% of Days 69%
2 Respiratory Therapy Technician
% of Days 70%
2 Physical Therapy Assistant
% of Days 58%
5 Physical Therapy Aide
% of Days 48%
1 Dental Services Staff
% of Days 20%
2 Qualified Social Worker
% of Days 46%
1 Occupational Therapy Assistant
% of Days 8%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 83
Medicare
11
13.3% of residents
Medicaid
57
68.7% of residents
Private pay or other
15
18.1% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 12.8
60% worse than Indiana average

Indiana average: 8.0

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 23.6
39% worse than Indiana average

Indiana average: 17.1

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 14.1%
17% worse than Indiana average

Indiana average: 12.0%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 31.2%
117% worse than Indiana average

Indiana average: 14.4%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 25.7%
5% worse than Indiana average

Indiana average: 24.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 5.8%
51% worse than Indiana average

Indiana average: 3.9%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 2.3%
47% better than Indiana average

Indiana average: 4.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.4%
71% better than Indiana average

Indiana average: 1.2%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 10.8%
90% worse than Indiana average

Indiana average: 5.7%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 4.9%
80% better than Indiana average

Indiana average: 24.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 6.6%
47% better than Indiana average

Indiana average: 12.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 100.0%
7% better than Indiana average

Indiana average: 93.7%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
5% better than Indiana average

Indiana average: 95.4%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 99.7%
22% better than Indiana average

Indiana average: 81.7%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 1.0%
24% better than Indiana average

Indiana average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 98.8%
25% better than Indiana average

Indiana average: 79.0%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $6K
77% lower than Indiana average

Indiana average: $27K

Number of fines 1
28% fewer fines than Indiana average

Indiana average: 1.4

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than Indiana average

Indiana average: 0.4

Fines amount comparison
Fines amount comparison
This facility $6K
Indiana average $27K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Jul 24, 2023
$6K

Last updated: Jan 2026

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